ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 233338 892 SH SOLE 892 0 0 ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 324233 530 SH SOLE 530 0 0 ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 446369 1310 SH DFND 0 1310 0 ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 669554 1965 SH SOLE 1965 0 0 AMAZON COM INC COM 023135106 BBG001S5PQL7 393657 1580 SH SOLE 1580 0 0 AMAZON COM INC COM 023135106 BBG001S5PQL7 645299 2590 SH DFND 0 2590 0 AMERICAN CENTY ETF TR AVANTIS ALL INTL 02507A887 BBG025FY8YX6 10264395 206300 SH DFND 0 206300 0 AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 BBG00Q6ZDXT0 1041742 11080 SH SOLE 11080 0 0 AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372 BBG012NXXGN9 645438 9910 SH SOLE 9910 0 0 AMERICAN CENTY ETF TR INTL EQT ETF 025072703 BBG00Q9MQ6T1 1627837 18065 SH SOLE 18065 0 0 AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 BBG00Q9MR7Z1 3175520 29032 SH SOLE 29032 0 0 AMERICAN CENTY ETF TR US EQT ETF 025072885 BBG00Q9MPQH1 2309463 18030 SH SOLE 18030 0 0 AMERICAN CENTY ETF TR US SML CP VALU 025072877 BBG00Q9MQZW3 6302462 53515 SH SOLE 53515 0 0 APPLE INC COM 037833100 BBG001S5N8V8 303048 910 SH DFND 0 910 0 APPLE INC COM 037833100 BBG001S5N8V8 864520 2596 SH SOLE 2596 0 0 BLACKROCK MUN TARGET TERM TR COM SHS BEN IN 09257P105 BBG003BPM0W5 1292273 59170 SH SOLE 59170 0 0 BROADCOM INC COM 11135F101 BBG00KHY5SY8 105708 301 SH SOLE 301 0 0 BROADCOM INC COM 11135F101 BBG00KHY5SY8 755059 2150 SH DFND 0 2150 0 CATERPILLAR INC COM 149123101 BBG001S5PJ06 133780 165 SH DFND 0 165 0 CATERPILLAR INC COM 149123101 BBG001S5PJ06 93241 115 SH SOLE 115 0 0 CISCO SYS INC COM 17275R102 BBG001S6HC62 129156 1200 SH DFND 0 1200 0 CISCO SYS INC COM 17275R102 BBG001S6HC62 312127 2900 SH SOLE 2900 0 0 CORNING INC COM 219350105 BBG001S5RLH1 307212 1998 SH DFND 0 1998 0 DEERE & CO COM 244199105 BBG001S5QFF7 440537 656 SH SOLE 656 0 0 DELL TECHNOLOGIES INC CL C 24703L202 BBG00DW3SZT0 595511 1107 SH SOLE 1107 0 0 DELL TECHNOLOGIES INC CL C 24703L202 BBG00DW3SZT0 1112481 2068 SH DFND 0 2068 0 DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 BBG00Y2PGDN6 665780 16070 SH SOLE 16070 0 0 DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 BBG011DXY6D4 340043 7650 SH SOLE 7650 0 0 EA SERIES TRUST ALPHA ARCH 1-3 02072L565 BBG01BBK3R95 8110781 68509 SH SOLE 68509 0 0 EA SERIES TRUST ALPHA ARCHITECT 02072Q853 BBG01W26HBL6 2864376 46472 SH DFND 0 46472 0 EA SERIES TRUST ALPHA ARCHITECT 02072Q853 BBG01W26HBL6 38460666 623991 SH SOLE 623991 0 0 EA SERIES TRUST ALPHA ARCHITECT 02072Q358 BBG01YY0GP12 4904634 89389 SH SOLE 89389 0 0 EA SERIES TRUST INTL QUAN MOMNTM 02072L300 BBG00BR3YKT6 335661 8320 SH SOLE 8320 0 0 EA SERIES TRUST US QUAN MOMENTUM 02072L409 BBG00BKYP4L9 2230833 30940 SH SOLE 30940 0 0 EXPEDIA GROUP INC COM NEW 30212P303 BBG001SP8VM0 204104 775 SH SOLE 775 0 0 EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 BBG023CY9NL0 243149 1494 SH DFND 0 1494 0 EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 BBG023CY9NL0 192371 1182 SH SOLE 1182 0 0 FIDELITY MERRIMACK STR TR LOW DURTIN ETF 316188408 BBG00L4J9BR4 385581 7750 SH SOLE 7750 0 0 HALEON PLC SPON ADS 405552100 BBG018GZNDB0 115560 12840 SH SOLE 12840 0 0 HAYWARD HLDGS INC COM 421298100 BBG00Z9CCSB9 243086 19860 SH DFND 0 19860 0 ICICI BK LTD ADR 45104G104 BBG001SCD3Z1 209105 7590 SH SOLE 7590 0 0 ICICI BK LTD ADR 45104G104 BBG001SCD3Z1 8761 318 SH DFND 0 318 0 INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 BBG006F9S8B0 1925726 81220 SH SOLE 81220 0 0 ISHARES INC MSCI JAPN SMCETF 464286582 BBG001T0YWN2 234330 2140 SH SOLE 2140 0 0 ISHARES TR 1 3 YR TREAS BD 464287457 BBG001SKXPR1 615090 7575 SH SOLE 7575 0 0 ISHARES TR ISHARES BIOTECH 464287556 BBG001SGYSW7 24211 115 SH DFND 0 115 0 ISHARES TR ISHARES BIOTECH 464287556 BBG001SGYSW7 210530 1000 SH SOLE 1000 0 0 ISHARES TR ISHS 1-5YR INVS 464288646 BBG001SSD858 491296 9590 SH SOLE 9590 0 0 ISHARES TR MBS ETF 464288588 BBG001SSD8B1 844220 9420 SH SOLE 9420 0 0 ISHARES TR MSCI INTL MOMENT 46434V449 BBG007WGK4B0 389462 7400 SH SOLE 7400 0 0 JANUS DETROIT STR TR HENDERSON MTG 47103U852 BBG00LYBQSH3 7378362 174594 SH SOLE 174594 0 0 JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 211263 798 SH DFND 0 798 0 JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 183994 695 SH SOLE 695 0 0 MCDONALDS CORP COM 580135101 BBG001S5T110 152420 660 SH SOLE 660 0 0 MCDONALDS CORP COM 580135101 BBG001S5T110 143183 620 SH DFND 0 620 0 MCKESSON CORP COM 58155Q103 BBG001S8F8P8 140879 165 SH SOLE 165 0 0 MCKESSON CORP COM 58155Q103 BBG001S8F8P8 199792 234 SH DFND 0 234 0 MERCK & CO INC COM 58933Y105 BBG001S5TC52 138771 955 SH SOLE 955 0 0 MERCK & CO INC COM 58933Y105 BBG001S5TC52 157807 1086 SH DFND 0 1086 0 META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 104426 144 SH SOLE 144 0 0 META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 206676 285 SH DFND 0 285 0 MICROSOFT CORP COM 594918104 BBG001S5TD05 333385 650 SH DFND 0 650 0 MICROSOFT CORP COM 594918104 BBG001S5TD05 1070422 2087 SH SOLE 2087 0 0 NUVEEN VRIABL RAT PFD & INM COM 67080R102 BBG011B9SY72 230223 13300 SH SOLE 13300 0 0 NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 548112 2400 SH DFND 0 2400 0 NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 657734 2880 SH SOLE 2880 0 0 PALANTIR TECHNOLOGIES INC CL A 69608A108 BBG001T53796 785610 4200 SH SOLE 4200 0 0 PGIM ETF TR PGIM ULTRA SH BD 69344A107 BBG00KJQ1QS8 4376109 88478 SH SOLE 88478 0 0 PROCTER & GAMBLE CO COM 742718109 BBG001S5V4L9 104602 720 SH DFND 0 720 0 PROCTER & GAMBLE CO COM 742718109 BBG001S5V4L9 105473 726 SH SOLE 726 0 0 PROGRESSIVE CORP COM 743315103 BBG001S5V509 177250 855 SH DFND 0 855 0 PROGRESSIVE CORP COM 743315103 BBG001S5V509 27365 132 SH SOLE 132 0 0 RIDGEPOST CAP INC CL A COM 69376K106 BBG012QFRKK6 1240015 166893 SH SOLE 166893 0 0 RTX CORPORATION COM 75513E101 BBG001S5X5Q9 126242 680 SH SOLE 680 0 0 RTX CORPORATION COM 75513E101 BBG001S5X5Q9 172655 930 SH DFND 0 930 0 SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 BBG0051K49J8 247250 4600 SH SOLE 4600 0 0 SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748 BBG0051QD594 972831 19523 SH SOLE 19523 0 0 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 833440 30340 SH SOLE 30340 0 0 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 5610608 191423 SH SOLE 191423 0 0 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 BBG001T66WQ7 1496618 44930 SH SOLE 44930 0 0 SCHWAB STRATEGIC TR US TIPS ETF 808524870 BBG001T9F777 2532099 100760 SH SOLE 100760 0 0 SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 BBG001S7TCZ5 278357 1422 SH SOLE 1422 0 0 SHELL PLC SPON ADS 780259305 BBG0147BN6H1 5893 62 SH DFND 0 62 0 SHELL PLC SPON ADS 780259305 BBG0147BN6H1 329348 3465 SH SOLE 3465 0 0 SPDR SERIES TRUST ST STR BACKE ETF 78464A383 BBG001T2HF72 1827553 148090 SH SOLE 148090 0 0 SPDR SERIES TRUST ST STR BLO 1 ETF 78468R663 BBG001STKCW9 1023619 11170 SH SOLE 11170 0 0 SPDR SERIES TRUST ST STR SP600SM C 78464A300 BBG001SG3JV2 365697 3580 SH SOLE 3580 0 0 STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 BBG001S72SM3 213536 280 SH SOLE 280 0 0 TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 BBG001S5WWW4 696602 1527 SH SOLE 1527 0 0 UBS GROUP AG SHS H42097107 BBG007936GX0 310920 6460 SH SOLE 6460 0 0 VANECK ETF TRUST EMERGING MRKT HI 92189F353 BBG002YJGHH3 723605 37280 SH SOLE 37280 0 0 VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 BBG001SHVTR2 392751 1700 SH SOLE 1700 0 0 VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 BBG001SHTB03 2962110 7915 SH SOLE 7915 0 0 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 1351258 1928 SH SOLE 1928 0 0 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 272826 4600 SH SOLE 4600 0 0 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 BBG003H12XS7 690135 14021 SH SOLE 14021 0 0 VANGUARD MALVERN FDS TOTAL INFLATION 922020698 BBG01VXRSQS6 4761457 65065 SH SOLE 65065 0 0 VANGUARD MUN BD FDS INTERMEDIATE TRM 922907738 BBG01L82CC36 5319202 45639 SH SOLE 45639 0 0 VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 BBG001T62MF5 2885318 57670 SH SOLE 57670 0 0 VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 2277013 26801 SH SOLE 26801 0 0 VANGUARD WELLINGTON FD US MOMENTUM 921935508 BBG00K26BG83 529073 2330 SH SOLE 2330 0 0 VANGUARD WELLINGTON FD US MULTIFACTOR 921935607 BBG00K26C194 1097837 6150 SH SOLE 6150 0 0 VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 BBG004N1LYJ5 1082364 17145 SH SOLE 17145 0 0 WALMART INC COM 931142103 BBG001S5XH92 175105 1685 SH SOLE 1685 0 0 WALMART INC COM 931142103 BBG001S5XH92 249408 2400 SH DFND 0 2400 0