ISHARES GOLD TR ISHARES NEW 464285204 273350 3500 SH SOLE 0 0 3500 SPDR GOLD TR GOLD SHS 78463V107 657711 1727 SH SOLE 0 0 1727 ADVANCED MICRO DEVICES INC COM 007903107 411103 672 SH SOLE 0 0 672 ALERUS FINL CORP COM 01446U103 2130718 67470 SH SOLE 0 0 67470 ALPHABET INC CAP STK CL A 02079K305 262268 762 SH SOLE 0 0 762 ALPHABET INC CAP STK CL C 02079K107 225981 663 SH SOLE 0 0 663 AMAZON COM INC COM 023135106 1503149 6033 SH SOLE 0 0 6033 AMGEN INC COM 031162100 1181495 2803 SH SOLE 0 0 2803 APPLE INC COM 037833100 2065788 6203 SH SOLE 0 0 6203 AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 18168703 193243 SH SOLE 0 0 193243 AMERICAN CENTY ETF TR US SML CP VALU 025072877 14318390 121579 SH SOLE 0 0 121579 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 737544 1481 SH SOLE 0 0 1481 CAPITAL GROUP NEW GEOGRAPHY SHS 14021N105 209173 5739 SH SOLE 0 0 5739 CATERPILLAR INC COM 149123101 328751 405 SH SOLE 0 0 405 CISCO SYS INC COM 17275R102 249662 2320 SH SOLE 0 0 2320 COCA COLA CO COM 191216100 403547 4688 SH SOLE 0 0 4688 CONOCOPHILLIPS COM 20825C104 208444 1666 SH SOLE 0 0 1666 DELTA AIR LINES INC COM NEW 247361702 312085 3739 SH SOLE 0 0 3739 DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 225430 5441 SH SOLE 0 0 5441 ELI LILLY & CO COM 532457108 270005 233 SH SOLE 0 0 233 EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 705006 4332 SH SOLE 0 0 4332 FASTENAL CO COM 311900104 1248675 25210 SH SOLE 0 0 25210 FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404 28246134 707746 SH SOLE 0 0 707746 FIDELITY COVINGTON TRUST ENHANCED LARGE 316092113 2063303 47629 SH SOLE 0 0 47629 FIDELITY COVINGTON TRUST ENHANCED LARGE 31609A107 211685 5117 SH SOLE 0 0 5117 FORD MTR CO COM 345370860 134000 11111 SH SOLE 0 0 11111 GE AEROSPACE COM NEW 369604301 335241 1073 SH SOLE 0 0 1073 GE VERNOVA INC COM 36828A101 226129 238 SH SOLE 0 0 238 HORMEL FOODS CORP COM 440452100 633692 31780 SH SOLE 0 0 31780 INSTALLED BLDG PRODS INC COM 45780R101 809782 4220 SH SOLE 0 0 4220 INTERNATIONAL BUSINESS MACHS COM 459200101 1498197 6812 SH SOLE 0 0 6812 INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 336832 1106 SH SOLE 0 0 1106 INVESCO QQQ TR UNIT SER 1 46090E103 4631958 6261 SH SOLE 0 0 6261 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 4041589 19429 SH SOLE 0 0 19429 ISHARES TR CORE MSCI EAFE 46432F842 358342 3699 SH SOLE 0 0 3699 ISHARES TR CORE S&P500 ETF 464287200 2362169 3084 SH SOLE 0 0 3084 ISHARES TR CORE S&P SCP ETF 464287804 1138079 8366 SH SOLE 0 0 8366 ISHARES TR CORE S&P US GWT 464287671 5333390 27527 SH SOLE 0 0 27527 ISHARES TR CORE S&P US VLU 464287663 3380433 30653 SH SOLE 0 0 30653 BLACKROCK ETF TRUST ISHARES INTL DIV 09290C848 2114493 69970 SH SOLE 0 0 69970 ISHARES TR EAFE GRWTH ETF 464288885 346788 2894 SH SOLE 0 0 2894 ISHARES TR MSCI USA QLT FCT 46432F339 351777 1583 SH SOLE 0 0 1583 ISHARES TR RUS 1000 ETF 464287622 445084 1070 SH SOLE 0 0 1070 ISHARES TR RUS 1000 GRW ETF 464287614 2880487 22996 SH SOLE 0 0 22996 ISHARES TR RUS 1000 VAL ETF 464287598 2672068 10778 SH SOLE 0 0 10778 ISHARES TR S&P 500 GRWT ETF 464287309 1453186 10215 SH SOLE 0 0 10215 ISHARES TR S&P 500 VAL ETF 464287408 832309 3646 SH SOLE 0 0 3646 ISHARES TR S&P SML 600 GWT 464287887 2649170 16523 SH SOLE 0 0 16523 ISHARES TR SP SMCP600VL ETF 464287879 2207941 17236 SH SOLE 0 0 17236 JPMORGAN CHASE & CO COM 46625H100 389978 1179 SH SOLE 0 0 1179 KEYCORP COM 493267108 359079 17891 SH SOLE 0 0 17891 LOCKHEED MARTIN CORP COM 539830109 224763 441 SH SOLE 0 0 441 MARVELL TECHNOLOGY INC COM 573874104 289968 1097 SH SOLE 0 0 1097 MCKESSON CORP COM 58155Q103 403423 472 SH SOLE 0 0 472 MICROSOFT CORP COM 594918104 1331763 2597 SH SOLE 0 0 2597 NVIDIA CORPORATION COM 67066G104 2656769 11633 SH SOLE 0 0 11633 ONEMAIN HLDGS INC COM 68268W103 360575 6510 SH SOLE 0 0 6510 OSHKOSH CORP COM 688239201 272382 2114 SH SOLE 0 0 2114 REGIONS FINANCIAL CORP NEW COM 7591EP100 300414 11176 SH SOLE 0 0 11176 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 51717570 1723919 SH SOLE 0 0 1723919 SPACE EXPLORATION TECHN CORP CLASS A COM STK 84615Q103 653065 4329 SH SOLE 0 0 4329 STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 3470519 4551 SH SOLE 0 0 4551 TESLA INC COM 88160R101 1029148 2901 SH SOLE 0 0 2901 GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 639280 4408 SH SOLE 0 0 4408 TRANE TECHNOLOGIES PLC SHS G8994E103 346217 766 SH SOLE 0 0 766 UNITED PARCEL SVCS INC CL B 911312106 374102 4004 SH SOLE 0 0 4004 UNITEDHEALTH GROUP INC COM 91324P102 378696 1032 SH SOLE 0 0 1032 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 886456 12554 SH SOLE 0 0 12554 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 268326 4524 SH SOLE 0 0 4524 VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 479090 5317 SH SOLE 0 0 5317 VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 15943372 203307 SH SOLE 0 0 203307 VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 493713 1319 SH SOLE 0 0 1319 VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 344005 1592 SH SOLE 0 0 1592 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2299618 3281 SH SOLE 0 0 3281 WELLS FARGO & CO COM 949746101 503780 6293 SH SOLE 0 0 6293 WEST BANCORPORATION INC CAP STK 95123P106 335333 11762 SH SOLE 0 0 11762 FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 587481 13568 SH SOLE 0 0 13568 ISHARES TR NATIONAL MUN ETF 464288414 229497 2270 SH SOLE 0 0 2270