X0609 4 2026-10-15 0 0001691493 Nu Holdings Ltd. NU 0001914226 Velez Osorno David true RUA CAPOTE VALENTE, 39, PINHEIROS SAO PAULO D5 05409001 BRAZIL 1 1 1 0 Chairman and CEO 0 Class A ordinary shares ("Class A Shares") 2026-10-15 4 A 0 13577733 0 A 19737114 D Class A Shares 698914 I By Rua California Ltd. The Restricted Shares Award ("Award") vests over 10 calendar years, with final vesting on January 1, 2036. This Award is granted in lieu of regular annual equity awards from 2027 through 2031. Figure includes 16,297,049 unvested Restricted Class A Shares ("Restricted Shares") granted under the Nu Holdings Ltd. 2020 Omnibus Incentive Plan, as amended. The Restricted Shares were issued to and registered in the name of the Reporting Person on the grant date and vest through January 1, 2036. The vesting of the Restricted Shares is subject to the Reporting Person's continued service through the applicable vesting date. The reporting person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein. /s/ Beatriz Outeiro, attorney-in-fact for David Velez Osorno 2026-10-16