ISHARES TR MBS ETF 464288588 6899082 76981 SH SOLE 0 0 76981 VANGUARD STAR FDS VG TL INTL STK F 921909768 1512762 17806 SH SOLE 0 0 17806 ISHARES TR S&P 500 VAL ETF 464287408 719995 3154 SH SOLE 0 0 3154 ISHARES TR RUS 1000 GRW ETF 464287614 2526936 20174 SH SOLE 0 0 20174 INTEL CORP COM 458140100 526939 4383 SH SOLE 0 0 4383 BRITISH AMERN TOB PLC SPONSORED ADR 110448107 316010 5809 SH SOLE 0 0 5809 SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 904816 981 SH SOLE 0 0 981 PHILLIPS EDISON & CO INC COMMON STOCK 71844V201 954332 25558 SH SOLE 0 0 25558 ABBVIE INC COM 00287Y109 3771340 14417 SH SOLE 0 0 14417 CHEVRON CORPORATION COM 166764100 271395 1329 SH SOLE 0 0 1329 ISHARES INC CORE MSCI EMKT 46434G103 1610140 19839 SH SOLE 0 0 19839 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 56998156 686973 SH SOLE 0 0 686973 JOHNSON & JOHNSON COM 478160104 1184145 4473 SH SOLE 0 0 4473 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 568559 19398 SH SOLE 0 0 19398 AMER STATES WTR CO COM 029899101 285232 3464 SH SOLE 0 0 3464 ISHARES TR RUSSELL 2000 ETF 464287655 376541 1355 SH SOLE 0 0 1355 ISHARES TR RUS 2000 VAL ETF 464287630 241398 1153 SH SOLE 0 0 1153 ISHARES TR 0-5YR HI YL CP 46434V407 915263 22188 SH SOLE 0 0 22188 ISHARES TR HDG MSCI EAFE 46434V803 35638451 768236 SH SOLE 0 0 768236 META PLATFORMS INC CL A 30303M102 495329 683 SH SOLE 0 0 683 VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 34363350 438196 SH SOLE 0 0 438196 ALPHABET INC CAP STK CL A 02079K305 2411707 7009 SH SOLE 0 0 7009 VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 35590285 95100 SH SOLE 0 0 95100 DBX ETF TR XTRACK MSCI EAFE 233051200 26122944 475395 SH SOLE 0 0 475395 DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 133686319 2553215 SH SOLE 0 0 2553215 ISHARES TR RUS 1000 ETF 464287622 601767 1446 SH SOLE 0 0 1446 ISHARES TR S&P 500 GRWT ETF 464287309 950774 6683 SH SOLE 0 0 6683 QUALCOMM INC COM 747525103 2509979 13638 SH SOLE 0 0 13638 APPLE INC COM 037833100 6141001 18440 SH SOLE 0 0 18440 VANGUARD WORLD FD CONSUM STP ETF 92204A207 17933771 82186 SH SOLE 0 0 82186 SUMMIT THERAPEUTICS INC COM 86627T108 216059 12777 SH SOLE 0 0 12777 VANGUARD WORLD FD HEALTH CAR ETF 92204A504 344814 1091 SH SOLE 0 0 1091 ISHARES TR CORE S&P MCP ETF 464287507 1674632 23275 SH SOLE 0 0 23275 ISHARES TR MSCI EAFE ETF 464287465 9451095 90972 SH SOLE 0 0 90972 AT&T INC COM 00206R102 274085 11233 SH SOLE 0 0 11233 VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 32357870 359093 SH SOLE 0 0 359093 ISHARES TR US CONSM STAPLES 464287812 445285 6296 SH SOLE 0 0 6296 INTERNATIONAL BUSINESS MACHS COM 459200101 289148 1315 SH SOLE 0 0 1315 ALPHABET INC CAP STK CL C 02079K107 2945407 8644 SH SOLE 0 0 8644 STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 5452291 7149 SH SOLE 0 0 7149 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 2664784 17170 SH SOLE 0 0 17170 ISHARES TR CORE S&P US GWT 464287671 291400 1504 SH SOLE 0 0 1504 MICROSOFT CORP COM 594918104 1424830 2778 SH SOLE 0 0 2778 VODAFONE GROUP PLC SPONSORED ADR 92857W308 337729 20912 SH SOLE 0 0 20912 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 18473989 311482 SH SOLE 0 0 311482 VANGUARD INDEX FDS MRNGSTR LRG CAP 922908637 3007138 8547 SH SOLE 0 0 8547 BERKSHIRE HATHAWAY INC DEL CL A 084670108 3735025 5 SH SOLE 0 0 5 ISHARES TR CORE S&P500 ETF 464287200 568658 743 SH SOLE 0 0 743 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 3377751 99287 SH SOLE 0 0 99287 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3559347 7148 SH SOLE 0 0 7148 ISHARES TR MSCI EAFE MIN VL 46429B689 414067 4544 SH SOLE 0 0 4544 COSTCO WHOLESALE CORPORATION COM 22160K105 501692 551 SH SOLE 0 0 551 KINDER MORGAN INC DEL COM 49456B101 453305 15035 SH SOLE 0 0 15035 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 780933 16489 SH SOLE 0 0 16489 GSK PLC SPONSORED ADR 37733W204 232757 4832 SH SOLE 0 0 4832 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2329353 63905 SH SOLE 0 0 63905 PHILIP MORRIS INTL INC COM 718172109 383548 2010 SH SOLE 0 0 2010 WALMART INC COM 931142103 269249 2591 SH SOLE 0 0 2591 KINROSS GOLD CORP COM 496902404 234780 9750 SH SOLE 0 0 9750 ALTRIA GROUP INC COM 02209S103 296229 4399 SH SOLE 0 0 4399 ISHARES TR CORE US AGGBD ET 464287226 8870056 93823 SH SOLE 0 0 93823 GLOBAL NET LEASE INC COM NEW 379378201 248238 30053 SH SOLE 0 0 30053 VERIZON COMMUNICATIONS INC COM 92343V104 263936 5754 SH SOLE 0 0 5754 VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 341416 1580 SH SOLE 0 0 1580 AMAZON COM INC COM 023135106 668968 2685 SH SOLE 0 0 2685 EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 736769 4527 SH SOLE 0 0 4527 ISHARES TR RUS MID CAP ETF 464287499 201137 1885 SH SOLE 0 0 1885 NVIDIA CORPORATION COM 67066G104 689022 3017 SH SOLE 0 0 3017 BOEING CO COM 097023105 246320 1324 SH SOLE 0 0 1324 ABBOTT LABORATORIES COM 002824100 1192271 12064 SH SOLE 0 0 12064 ISHARES TR S&P MC 400VL ETF 464287705 292358 2123 SH SOLE 0 0 2123 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 514716 2206 SH SOLE 0 0 2206 ISHARES TR 0-5 YR TIPS ETF 46429B747 438362 4397 SH SOLE 0 0 4397 PFIZER INC COM 717081103 312010 10940 SH SOLE 0 0 10940 MICRON TECHNOLOGY INC COM 595112103 407937 383 SH SOLE 0 0 383 ISHARES TR EXPND TEC SC ETF 464287549 312217 1847 SH SOLE 0 0 1847