ABBOTT LABORATORIES COM 002824100 473873 4795 SH DFND 1 0 0 4795 ABBVIE INC COM 00287Y109 1348429 5155 SH DFND 1 0 0 5155 ALPHABET INC CAP STK CL C 02079K107 368250 1081 SH DFND 1 0 0 1081 AMAZON COM INC COM 023135106 314676 1263 SH DFND 1 0 0 1263 APPLE INC COM 037833100 347388 1043 SH DFND 1 0 0 1043 BAXTER INTL INC COM 071813109 487537 20314 SH DFND 1 0 0 20314 BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 4153582 59971 SH DFND 1 0 0 59971 BLACKROCK ETF TRUST ISHA LA CORE ETF 09290C855 1680573 34325 SH DFND 1 0 0 34325 BLACKROCK ETF TRUST ISHA SYST AL ETF 09290C665 1425813 47750 SH DFND 1 0 0 47750 BLACKROCK ETF TRUST ISHA U S IND ETF 09290C830 692196 18806 SH DFND 1 0 0 18806 BLACKROCK ETF TRUST ISHA I IN TE ETF 09290C780 1746855 37017 SH DFND 1 0 0 37017 BLACKROCK ETF TRUST ISHA IN CTRY ETF 09290C764 1180757 32483 SH DFND 1 0 0 32483 BLACKROCK ETF TRUST ISHARES DEFENSE 09290C699 1030729 33007 SH DFND 1 0 0 33007 BLACKROCK ETF TRUST ISHA US THEM ETF 09290C806 1183038 26899 SH DFND 1 0 0 26899 BLACKROCK ETF TRUST II ISHA GLO USD ETF 092528835 687522 13723 SH DFND 1 0 0 13723 BLACKROCK ETF TRUST II ISHA FLEX IN ETF 092528603 395920 7795 SH DFND 1 0 0 7795 BLACKSTONE INC COM 09260D107 332683 2968 SH DFND 1 0 0 2968 COCA COLA CO COM 191216100 749207 8704 SH DFND 1 0 0 8704 CVS HEALTH CORP COM 126650100 640262 7472 SH DFND 1 0 0 7472 DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 141999262 3194584 SH DFND 1 0 0 3194584 DIMENSIONAL ETF TRUST SHOR DUR FIX ETF 25434V864 20045435 431344 SH DFND 1 0 0 431344 DIMENSIONAL ETF TRUST CORE FIXE IN ETF 25434V872 12364322 308184 SH DFND 1 0 0 308184 DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 45117817 1199623 SH DFND 1 0 0 1199623 DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 14486782 364723 SH DFND 1 0 0 364723 DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856 5425510 138902 SH DFND 1 0 0 138902 EMCOR GROUP INC COM 29084Q100 251054 333 SH DFND 1 0 0 333 ETF SER SOLUTIONS DISTILLATE US 26922A321 359784 5623 SH DFND 1 0 0 5623 EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 707348 4346 SH DFND 1 0 0 4346 GE AEROSPACE COM NEW 369604301 724388 2320 SH DFND 1 0 0 2320 GE VERNOVA INC COM 36828A101 556004 585 SH DFND 1 0 0 585 INTEL CORP COM 458140100 329090 2737 SH DFND 1 0 0 2737 INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 338450 4025 SH DFND 1 0 0 4025 INVESCO QQQ TR UNIT SER 1 46090E103 802929 1085 SH DFND 1 0 0 1085 ISHARES GOLD TR ISHARES NEW 464285204 430487 5512 SH DFND 1 0 0 5512 ISHARES INC CORE MSCI EMKT 46434G103 1899173 23400 SH DFND 1 0 0 23400 ISHARES TR INTL TREA BD ETF 464288117 605021 15213 SH DFND 1 0 0 15213 ISHARES TR S&P 500 GRWT ETF 464287309 4374703 30751 SH DFND 1 0 0 30751 ISHARES TR S&P 500 VAL ETF 464287408 3476218 15228 SH DFND 1 0 0 15228 ISHARES TR MSCI USA MMENTM 46432F396 961180 3029 SH DFND 1 0 0 3029 ISHARES TR NATIONAL MUN ETF 464288414 290794 2876 SH DFND 1 0 0 2876 ISHARES TR CORE S&P500 ETF 464287200 10666815 13928 SH DFND 1 0 0 13928 ISHARES TR 10-20 YR TRS ETF 464288653 1525021 16546 SH DFND 1 0 0 16546 ISHARES TR MBS ETF 464288588 1131977 12631 SH DFND 1 0 0 12631 ISHARES TR CORE DIV GRWTH 46434V621 391812 5197 SH DFND 1 0 0 5197 ISHARES TR EAFE VALUE ETF 464288877 1473655 18621 SH DFND 1 0 0 18621 ISHARES TR MSCI ACWI EX US 464288240 728447 9633 SH DFND 1 0 0 9633 ISHARES TR US TREAS BD ETF 46429B267 1895012 86649 SH DFND 1 0 0 86649 ISHARES TR RUS TP200 GR ETF 464289438 414036 1404 SH DFND 1 0 0 1404 ISHARES TR ESG AWR MSCI USA 46435G425 388548 2329 SH DFND 1 0 0 2329 ISHARES TR CORE UNIVRSL USD 46434V613 8351722 189424 SH DFND 1 0 0 189424 ISHARES TR CONV BD ETF 46435G102 240139 2126 SH DFND 1 0 0 2126 ISHARES TR MSCI USA QLT FCT 46432F339 434832 1957 SH DFND 1 0 0 1957 ISHARES TR EAFE GRWTH ETF 464288885 1972908 16464 SH DFND 1 0 0 16464 JOHNSON & JOHNSON COM 478160104 350659 1325 SH DFND 1 0 0 1325 JPMORGAN CHASE & CO COM 46625H100 310420 938 SH DFND 1 0 0 938 MICROSOFT CORP COM 594918104 312143 609 SH DFND 1 0 0 609 NVIDIA CORPORATION COM 67066G104 669610 2932 SH DFND 1 0 0 2932 PHILIP MORRIS INTL INC COM 718172109 398469 2088 SH DFND 1 0 0 2088 SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 352925 1803 SH DFND 1 0 0 1803 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 362618 5169 SH DFND 1 0 0 5169 VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 614516 1642 SH DFND 1 0 0 1642 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 619194 2654 SH DFND 1 0 0 2654 VANGUARD WORLD FD MRNGSTR CAP ETF 921910873 640532 2269 SH DFND 1 0 0 2269 WALMART INC COM 931142103 307176 2956 SH DFND 1 0 0 2956