AMAZON COM INC COM 023135106 2877184 11548 SH SOLE 0 0 11548 SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 8425745 43043 SH SOLE 0 0 43043 ISHARES GOLD TR ISHARES NEW 464285204 367695 4708 SH SOLE 0 0 4708 JOHNSON & JOHNSON COM 478160104 1799967 6799 SH SOLE 0 0 6799 GOLDMAN SACHS GROUP INC COM 38141G104 1201981 1335 SH SOLE 0 0 1335 TOYOTA MOTOR CORP ADS 892331307 1916142 10465 SH SOLE 0 0 10465 PROCTER & GAMBLE CO COM 742718109 293466 2020 SH SOLE 0 0 2020 TRUIST FINL CORP COM 89832Q109 866088 18706 SH SOLE 0 0 18706 UNITED PARCEL SVCS INC CL B 911312106 1490368 15950 SH SOLE 0 0 15950 MEDTRONIC PLC SHS G5960L103 604807 7009 SH SOLE 0 0 7009 ISHARES TR CORE 60 BALA ETF 464289867 359250 5243 SH SOLE 0 0 5243 MERCK & CO INC COM 58933Y105 780460 5371 SH SOLE 0 0 5371 STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 771019 1011 SH SOLE 0 0 1011 VERIZON COMMUNICATIONS INC COM 92343V104 1634210 35627 SH SOLE 0 0 35627 CHUBB LIMITED COM H1467J104 239709 737 SH SOLE 0 0 737 FEDEX CORP COM 31428X106 635751 2230 SH SOLE 0 0 2230 PEPSICO INC COM 713448108 996526 7864 SH SOLE 0 0 7864 ISHARES TR RUS 1000 GRW ETF 464287614 824211 6580 SH SOLE 0 0 6580 ISHARES TR CORE S&P SCP ETF 464287804 7845427 57670 SH SOLE 0 0 57670 ISHARES TR CORE MSCI INTL 46435G326 13295993 148592 SH SOLE 0 0 148592 ALPHABET INC CAP STK CL A 02079K305 2747135 7984 SH SOLE 0 0 7984 NEWMONT CORP COM 651639106 2118680 18369 SH SOLE 0 0 18369 MICROSOFT CORP COM 594918104 1880291 3666 SH SOLE 0 0 3666 CVS HEALTH CORP COM 126650100 898717 10488 SH SOLE 0 0 10488 SELECT SECTOR SPDR TR ST STR SVC ETF 81369Y852 4806794 43316 SH SOLE 0 0 43316 VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 217291 764 SH SOLE 0 0 764 VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 8709847 111067 SH SOLE 0 0 111067 FIFTH THIRD BANCORP COM 316773100 813984 16093 SH SOLE 0 0 16093 HUNTINGTON BANCSHARES INC COM 446150104 633534 41516 SH SOLE 0 0 41516 CROWDSTRIKE HLDGS INC CL A 22788C105 247806 936 SH SOLE 0 0 936 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 234022 1125 SH SOLE 0 0 1125 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2008505 59039 SH SOLE 0 0 59039 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2991684 6008 SH SOLE 0 0 6008 INDEPENDENT BK CORP MASS COM 453836108 717331 9238 SH SOLE 0 0 9238 EASTERN BANKSHARES INC COM 27627N105 581041 27761 SH SOLE 0 0 27761 HARRIS OAKMARK ETF TRUST OAKMARK U S LRG 41456U106 5802893 197646 SH SOLE 0 0 197646 VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 464744 1351 SH SOLE 0 0 1351 VISA INC COM CL A 92826C839 202662 564 SH SOLE 0 0 564 META PLATFORMS INC CL A 30303M102 234958 324 SH SOLE 0 0 324 CAPITAL GROUP DIVIDEND VALUE SHS CREAT UNIT 14020W106 6040435 123653 SH SOLE 0 0 123653 CAPITAL GRP FIXED INCM ETF T MUN INM ETF 14020Y201 7414815 285845 SH SOLE 0 0 285845 ISHARES TR CORE MSCI EAFE 46432F842 5372517 55455 SH SOLE 0 0 55455 NVIDIA CORPORATION COM 67066G104 4897381 21444 SH SOLE 0 0 21444 ABBVIE INC COM 00287Y109 996135 3808 SH SOLE 0 0 3808 ISHARES INC CORE MSCI EMKT 46434G103 6907643 85111 SH SOLE 0 0 85111 TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 1898663 4162 SH SOLE 0 0 4162 PIMCO ETF TR MULTISECTOR BD 72201R585 18489924 728236 SH SOLE 0 0 728236 QUALCOMM INC COM 747525103 1287360 6995 SH SOLE 0 0 6995 T-MOBILE US INC COM 872590104 1453043 8910 SH SOLE 0 0 8910 CISCO SYS INC COM 17275R102 1296296 12044 SH SOLE 0 0 12044 ADVANCED MICRO DEVICES INC COM 007903107 1605258 2624 SH SOLE 0 0 2624 AUTODESK INC COM 052769106 1626229 7781 SH SOLE 0 0 7781 FIDELITY COVINGTON TRUST MSCI COMMNTN SVC 316092873 2178184 30248 SH SOLE 0 0 30248 FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 5177854 17256 SH SOLE 0 0 17256 PIMCO ETF TR MTG BKD SECS ACT 72201R569 12185326 263353 SH SOLE 0 0 263353 ISHARES TR CORE S&P500 ETF 464287200 2649494 3460 SH SOLE 0 0 3460 VANGUARD MUN BD FDS SHORT TAX EXEMPT 922907696 3186920 42846 SH SOLE 0 0 42846 JPMORGAN CHASE & CO COM 46625H100 2306878 6973 SH SOLE 0 0 6973 CHEVRON CORPORATION COM 166764100 1547095 7576 SH SOLE 0 0 7576 BANK OF AMER CORP COM 060505104 1442449 26501 SH SOLE 0 0 26501 ISHARES TR 3 7 YR TREAS BD 464288661 917162 8085 SH SOLE 0 0 8085 INTERNATIONAL BUSINESS MACHS COM 459200101 593151 2697 SH SOLE 0 0 2697 ORACLE CORP COM 68389X105 1199453 8736 SH SOLE 0 0 8736 TARGET CORP COM 87612E106 840328 5363 SH SOLE 0 0 5363 PFIZER INC COM 717081103 906137 31772 SH SOLE 0 0 31772 MORGAN STANLEY COM NEW 617446448 1059643 5634 SH SOLE 0 0 5634 3M CO COM 88579Y101 1548263 9432 SH SOLE 0 0 9432 CATERPILLAR INC COM 149123101 1564825 1930 SH SOLE 0 0 1930 ALPHABET INC CAP STK CL C 02079K107 1068901 3137 SH SOLE 0 0 3137 AGNICO EAGLE MINES LTD COM 008474108 737112 4022 SH SOLE 0 0 4022 ARISTA NETWORKS INC COM SHS 040413205 907604 4458 SH SOLE 0 0 4458 ISHARES TR CORE S&P US GWT 464287671 27684480 142888 SH SOLE 0 0 142888 ISHARES TR CORE S&P US VLU 464287663 22061832 200053 SH SOLE 0 0 200053 ISHARES TR S&P MC 400VL ETF 464287705 1629798 11835 SH SOLE 0 0 11835 ISHARES TR CORE UNIVRSL USD 46434V613 6575089 149129 SH SOLE 0 0 149129 SPDR SERIES TRUST ST STR P500GRW 78464A409 2135447 17350 SH SOLE 0 0 17350 SPDR SERIES TRUST ST STR P500VAL 78464A508 1100185 17997 SH SOLE 0 0 17997 ROPER TECHNOLOGIES INC COM 776696106 958432 2743 SH SOLE 0 0 2743 BRISTOL-MYERS SQUIBB CO COM 110122108 929448 14895 SH SOLE 0 0 14895 BARRICK MNG CORP COM SHS 06849F108 2322867 57115 SH SOLE 0 0 57115 EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 227199 1396 SH SOLE 0 0 1396 DEERE & CO COM 244199105 1682233 2505 SH SOLE 0 0 2505 ISHARES TR CORE S&P MCP ETF 464287507 11843167 164603 SH SOLE 0 0 164603 APPLE INC COM 037833100 3275252 9835 SH SOLE 0 0 9835 DISNEY WALT CO COM 254687106 1580004 15062 SH SOLE 0 0 15062