ISHARES TR SHRT NAT MUN ETF 464288158 287799 2753 SH SOLE 0 0 2753 STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 395042 518 SH SOLE 0 0 518 ISHARES TR 1 3 YR TREAS BD 464287457 1356446 16705 SH SOLE 0 0 16705 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 903900 32905 SH SOLE 0 0 32905 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 634230 21141 SH SOLE 0 0 21141 INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783 1493531 76415 SH SOLE 0 0 76415 ISHARES TR CORE S&P SCP ETF 464287804 1031999 7586 SH SOLE 0 0 7586 VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 1577354 31459 SH SOLE 0 0 31459 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 272194 8001 SH SOLE 0 0 8001 BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778 366977 7123 SH SOLE 0 0 7123 ISHARES TR CORE MSCI EAFE 46432F842 1772516 18296 SH SOLE 0 0 18296 BNY MELLON ETF TRUST GLOBAL INFRASCTR 09661T826 599599 14300 SH SOLE 0 0 14300 ISHARES INC CORE MSCI EMKT 46434G103 1371036 16893 SH SOLE 0 0 16893 SPDR SERIES TRUST ST STR SP600 SML 78468R853 448359 8482 SH SOLE 0 0 8482 ISHARES TR CORE S&P500 ETF 464287200 833245 1088 SH SOLE 0 0 1088 ISHARES TR 7-10 YR TRSY BD 464287440 1205864 13502 SH SOLE 0 0 13502 SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 272841 5434 SH SOLE 0 0 5434 ISHARES TR CORE S&P MCP ETF 464287507 467603 6499 SH SOLE 0 0 6499 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1142892 24132 SH SOLE 0 0 24132