Arista Networks COMMON 040413205 52 254 SH SOLE 254 0 0 Brookfield Renewable Corp Ordinary Shares - Class COMMON 11285B108 649 23013 SH SOLE 23013 0 0 China Automotive Systems Inc COMMON G2125H101 53 11100 SH SOLE 11100 0 0 Honeywell International COMMON 438516205 608 2882 SH SOLE 2882 0 0 Nxp Semiconductors COMMON N6596X109 22 94 SH SOLE 94 0 0 Thomson Reuters Corp COMMON 884903881 79 808 SH SOLE 808 0 0 3M Company COMMON 88579Y101 329 2003 SH SOLE 2003 0 0 Abbott Laboratories COMMON 002824100 2332 23594 SH SOLE 23594 0 0 AbbVie Inc. COMMON 00287Y109 4069 15555 SH SOLE 15555 0 0 Accenture Ltd Cl A COMMON G1151C101 28 154 SH SOLE 154 0 0 Adobe Systems Inc. COMMON 00724F101 28 117 SH SOLE 117 0 0 Aecom COMMON 00766T100 9 149 SH SOLE 149 0 0 Agilent Technologies COMMON 00846U101 28 160 SH SOLE 160 0 0 Air Products & Chemicals Inc. COMMON 009158106 732 2630 SH SOLE 2630 0 0 Alerus Finl Corp COMMON 01446U103 303 9584 SH SOLE 9584 0 0 Alico, Inc. COMMON 016230104 40 1035 SH SOLE 1035 0 0 Alimentation Couche-Tard Inc COMMON 01626P148 1599 29328 SH SOLE 29328 0 0 Allegion Public Ltd Co COMMON G0176J109 31 200 SH SOLE 200 0 0 Alliant Energy Corp COMMON 018802108 614 9700 SH SOLE 8600 0 1100 Allstate COMMON 020002101 487 2195 SH SOLE 2195 0 0 Alphabet, Inc Cl C COMMON 02079K107 9183 26950 SH SOLE 26199 0 751 Alphabet, Inc. Cl A COMMON 02079K305 10492 30494 SH SOLE 29509 0 985 Amazon.Com COMMON 023135106 7211 28944 SH SOLE 28331 0 613 America Movil L ADR ADR 02390A101 76 3600 SH SOLE 3600 0 0 American Express Company COMMON 025816109 1181 3883 SH SOLE 3883 0 0 American Tower REIT REIT 03027X100 1619 9890 SH SOLE 9494 0 396 American Water Works Co COMMON 030420103 26 200 SH SOLE 200 0 0 Ameriprise Financial Inc. COMMON 03076C106 209 425 SH SOLE 425 0 0 Ametek Inc New COMMON 031100100 11 46 SH SOLE 46 0 0 Amgen Incorporated COMMON 031162100 4602 10917 SH SOLE 10917 0 0 Amkor Technology Inc COMMON 031652100 1301 24834 SH SOLE 24834 0 0 Amphenol Corp Cl A COMMON 032095101 98 1160 SH SOLE 1160 0 0 Analog Devices Inc. COMMON 032654105 36 92 SH SOLE 92 0 0 Apple Inc. COMMON 037833100 16314 48989 SH SOLE 48287 0 702 Applied Materials COMMON 038222105 422 826 SH SOLE 826 0 0 AptarGroup, Inc COMMON 038336103 2155 17787 SH SOLE 17089 0 698 Asml Hldgs Nv COMMON N07059210 417 230 SH SOLE 230 0 0 Astec Industries COMMON 046224101 52 1300 SH SOLE 700 0 600 AstraZeneca PLC COMMON G0593M107 955 5916 SH SOLE 5916 0 0 AT&T Inc. COMMON 00206R102 284 11625 SH SOLE 11099 0 526 Atmos Energy Corp COMMON 049560105 23 150 SH SOLE 150 0 0 Auto Data Processing COMMON 053015103 574 2225 SH SOLE 2225 0 0 Bank Montreal Quebec COMMON 063671101 167 1000 SH SOLE 1000 0 0 Bank of America Corp COMMON 060505104 238 4376 SH SOLE 4376 0 0 Bank of New York Mellon COMMON 064058100 114 788 SH SOLE 788 0 0 Baxter International COMMON 071813109 11 444 SH SOLE 444 0 0 Becton Dickinson & Co COMMON 075887109 521 2913 SH SOLE 2913 0 0 Berkshire Hathaway Cl B COMMON 084670702 9601 19281 SH SOLE 18361 0 920 BETA Technologies, Inc. COMMON 086921103 374 16901 SH SOLE 16901 0 0 Biogen Idec Inc COMMON 09062X103 119 525 SH SOLE 525 0 0 Blackrock MuniYield Quality Fund COMMON 09254F100 13 1300 SH SOLE 1300 0 0 BlackRock U.S. Carbon Transition Readiness ETF ETF 09290C509 22 266 SH SOLE 266 0 0 BlackRock World ex U.S. Carbon Transition Readiness ETF ETF 09290C608 4 77 SH SOLE 77 0 0 Boeing Co. COMMON 097023105 3080 16557 SH SOLE 15688 0 869 Booking Holdings Inc COMMON 09857L108 20 125 SH SOLE 125 0 0 Bristol Myers COMMON 110122108 1081 17317 SH SOLE 16244 0 1073 Broadcom Ltd COMMON 11135F101 5134 14617 SH SOLE 14617 0 0 Broadridge Finl Solution COMMON 11133T103 42 262 SH SOLE 262 0 0 Brookfield Asset Management COMMON 113004105 58 1298 SH SOLE 1298 0 0 Brookfield Corp COMMON 11271J107 380 10426 SH SOLE 10426 0 0 Cadence Design System COMMON 127387108 10 30 SH SOLE 30 0 0 Canadian Natl Ry Co COMMON 136375102 18 150 SH SOLE 150 0 0 Canadian Pacific COMMON 13646K108 123 1443 SH SOLE 1443 0 0 Capital Group Dividend Value ETF ETF 14020W106 12 237 SH SOLE 237 0 0 Capital One Financial COMMON 14040H105 133 687 SH SOLE 687 0 0 Cardinal Health Inc COMMON 14149Y108 11 48 SH SOLE 48 0 0 Carrier Global Corp-Wi COMMON 14448C104 118 2147 SH SOLE 1580 0 567 Caterpillar COMMON 149123101 6070 7487 SH SOLE 7079 0 408 CBRE Group Inc COMMON 12504L109 466 3628 SH SOLE 3628 0 0 Cencora, Inc COMMON 03073E105 23 77 SH SOLE 77 0 0 Charter Communications Inc COMMON 16119P108 20 184 SH SOLE 184 0 0 Chemed Corp. COMMON 16359R103 1548 3065 SH SOLE 3065 0 0 Chemours Co LLC COMMON 163851108 3 185 SH SOLE 185 0 0 Cheniere Energy Inc New COMMON 16411R208 20 73 SH SOLE 73 0 0 Chevron Corp. COMMON 166764100 1223 5989 SH SOLE 5930 0 59 Chipotle Mexican Grill, Inc. COMMON 169656105 1 20 SH SOLE 20 0 0 Choice Hotels Intn'l. COMMON 169905106 38 374 SH SOLE 374 0 0 Chubb Limited COMMON H1467J104 6005 18463 SH SOLE 17758 0 705 Cigna Corp COMMON 125523100 6 21 SH SOLE 21 0 0 Cincinnati Financial Corp COMMON 172062101 62 390 SH SOLE 390 0 0 Cintas Corp. COMMON 172908105 7 38 SH SOLE 38 0 0 Cisco Systems, Inc. COMMON 17275R102 5770 53610 SH SOLE 52364 0 1246 Citigroup COMMON 172967424 185 1431 SH SOLE 1431 0 0 Clorox Company COMMON 189054109 8 100 SH SOLE 100 0 0 CME Group Inc. COMMON 12572Q105 461 1760 SH SOLE 1760 0 0 CNB Financial Corporation COMMON 126128107 3 100 SH SOLE 100 0 0 Coca-Cola Co COMMON 191216100 3779 43902 SH SOLE 42416 0 1486 Colgate-Palmolive COMMON 194162103 565 6619 SH SOLE 6619 0 0 Comcast Corp. COMMON 20030N101 112 5149 SH SOLE 5149 0 0 Community Bank System COMMON 203607106 503 8446 SH SOLE 5362 0 3084 Conagra Foods Inc. COMMON 205887102 5 400 SH SOLE 400 0 0 Conoco Phillips COMMON 20825C104 748 5978 SH SOLE 4579 0 1399 Consolidated Edison Inc. COMMON 209115104 101 985 SH SOLE 985 0 0 Constellation Brand Cl Aclass A COMMON 21036P108 13 119 SH SOLE 119 0 0 Constellation Energy Co. COMMON 21037T109 32 126 SH SOLE 126 0 0 Corning COMMON 219350105 19415 126266 SH SOLE 122319 0 3947 Corteva Inc com COMMON 22052L104 44 564 SH SOLE 564 0 0 Costco COMMON 22160K105 9343 10263 SH SOLE 9462 0 801 CrowdStrike Holdings, Inc. COMMON 22788C105 80 304 SH SOLE 304 0 0 CSX Corp COMMON 126408103 1149 24699 SH SOLE 24699 0 0 Cullen Frost Bankers COMMON 229899109 229 1500 SH SOLE 1500 0 0 CVS Corp COMMON 126650100 43 500 SH SOLE 500 0 0 D R Horton Co. COMMON 23331A109 20 150 SH SOLE 150 0 0 Danaher Corp COMMON 235851102 17 75 SH SOLE 75 0 0 Deere & Company COMMON 244199105 1258 1873 SH SOLE 1873 0 0 Dell Inc. COMMON 24703L202 237 440 SH SOLE 440 0 0 Delta Airlines COMMON 247361702 28 340 SH SOLE 340 0 0 Dentsply Int'l Inc COMMON 24906P109 37 4200 SH SOLE 4200 0 0 Digital Realty Trust REIT REIT 253868103 192 1095 SH SOLE 1095 0 0 Dover Corporation COMMON 260003108 1280 6841 SH SOLE 6841 0 0 Dow In COMMON 260557103 21 779 SH SOLE 779 0 0 Dr Reddys Labs ADR ADR 256135203 191 15161 SH SOLE 15161 0 0 Duke Energy Corporation COMMON 26441C204 1528 13399 SH SOLE 13050 0 349 E Bay Inc. COMMON 278642103 50 475 SH SOLE 275 0 200 E I DuPont COMMON 26614N102 67 515 SH SOLE 515 0 0 E O G Resources Inc COMMON 26875P101 12 86 SH SOLE 86 0 0 East West Bancorp COMMON 27579R104 775 6257 SH SOLE 6257 0 0 Eaton Corp. COMMON G29183103 855 1990 SH SOLE 1990 0 0 Edwards Lifesciences Corp COMMON 28176E108 33 380 SH SOLE 380 0 0 Elevance Health Inc COMMON 036752103 49 127 SH SOLE 127 0 0 Eli Lilly & Co. COMMON 532457108 3901 3371 SH SOLE 3371 0 0 Emerson Electric Co. COMMON 291011104 2584 16661 SH SOLE 16481 0 180 Enterprise Products Prtn LP COMMON 293792107 72 2010 SH SOLE 2010 0 0 Equifax Inc COMMON 294429105 51 373 SH SOLE 373 0 0 Equinix REIT REIT 29444U700 17 17 SH SOLE 17 0 0 Equity Residential Prop. REIT REIT 29476L107 145 2380 SH SOLE 2021 0 359 Essential utilities ord COMMON 29670G102 123 3142 SH SOLE 3142 0 0 Expeditors Int'l of Washington COMMON 302130109 9 47 SH SOLE 47 0 0 Exxon Mobil Corporation COMMON 30231G102 4210 25870 SH SOLE 25723 0 147 Facebook Inc Class A COMMON 30303M102 252 348 SH SOLE 348 0 0 Fastenal Co COMMON 311900104 15 308 SH SOLE 308 0 0 FedEx Corporation COMMON 31428X106 585 2051 SH SOLE 2051 0 0 FedEx Freight Holding Co COMMON 314352105 87 791 SH SOLE 791 0 0 ETF COMMON 316092600 58 711 SH SOLE 0 0 711 Fidelity MSCI Utilities Index ETF ETF 316092865 31 613 SH SOLE 0 0 613 Fifth Third Bancorp COMMON 316773100 189 3732 SH SOLE 3732 0 0 First Solar Inc COMMON 336433107 1853 10577 SH SOLE 9054 0 1523 First Trust Capital Strength ETF ETF 33733E104 29 312 SH SOLE 312 0 0 First Trust Cloud Computing ETF ETF 33734X192 174 1059 SH SOLE 1059 0 0 First Trust India NIFTY ETF ETF 33737J802 17 329 SH SOLE 329 0 0 First Trust Managed Municipal ETF ETF 33739N108 107 2233 SH SOLE 2233 0 0 First Trust NASDAQ Cybersecurity ETF ETF 33734X846 176 1710 SH SOLE 1710 0 0 First Trust Value Line Dividend ETF ETF 33734H106 14 299 SH SOLE 299 0 0 Fortinet Inc COMMON 34959E109 384 2150 SH SOLE 2150 0 0 GE Aerospace COMMON 369604301 2101 6728 SH SOLE 6674 0 54 GE Healthcare COMMON 36266G107 25 390 SH SOLE 390 0 0 GE Vernova Inc. COMMON 36828A101 912 960 SH SOLE 947 0 13 Generac Holdings Inc COMMON 368736104 740 3576 SH SOLE 3540 0 36 General Dynamics Corp. COMMON 369550108 16 49 SH SOLE 49 0 0 General Mills, Inc. COMMON 370334104 21 644 SH SOLE 644 0 0 Genuine Parts Co COMMON 372460105 31 250 SH SOLE 250 0 0 Gilat Satellite Networks Ltd COMMON M51474118 39 3904 SH SOLE 3904 0 0 Gildan Activewear Inc. COMMON 375916103 3 69 SH SOLE 69 0 0 Gilead Sciences Inc COMMON 375558103 349 2344 SH SOLE 2344 0 0 Glaxo Smithkline ADR ADR 37733W204 79 1640 SH SOLE 1640 0 0 Global X S&P 500 Catholic Values ETF ETF 37954Y889 1758 19391 SH SOLE 19391 0 0 Global X S&P Cthlc Vls Dvlpd ex-US ETF ETF 37954Y368 688 17107 SH SOLE 17107 0 0 Global X US Infrastructure Dev ETF ETF 37954Y673 41 782 SH SOLE 782 0 0 Goldman Sachs Group Inc COMMON 38141G104 341 379 SH SOLE 379 0 0 Guggenheim ETF ETF 46137V233 7 105 SH SOLE 105 0 0 Guggenheim S&P Global Water Index ETF 46138E263 37 599 SH SOLE 65 0 534 Haleon ADR ADR 405552100 9 1040 SH SOLE 1040 0 0 Hasbro Inc COMMON 418056107 66 749 SH SOLE 749 0 0 Healthpeak Properties Inc COMMON 42250P103 16 800 SH SOLE 800 0 0 Hershey Foods Corp COMMON 427866108 126 800 SH SOLE 800 0 0 Hewlett Packard Ente COMMON 42824C109 325 5090 SH SOLE 5090 0 0 Home Depot COMMON 437076102 750 2637 SH SOLE 2637 0 0 Honeywell Aerospace Inc. COMMON 43849R105 1521 9818 SH SOLE 9517 0 301 Hormel Foods Corp COMMON 440452100 13 640 SH SOLE 640 0 0 Howmet Aerospace Inc COMMON 443201108 69 303 SH SOLE 303 0 0 HP Inc COMMON 40434L105 171 5460 SH SOLE 5460 0 0 HSBC Holdings PLC ADR ADR 404280406 78 783 SH SOLE 783 0 0 Humana COMMON 444859102 375 982 SH SOLE 982 0 0 IBM Corp. COMMON 459200101 6359 28913 SH SOLE 27923 0 990 Idex Corp COMMON 45167R104 3 15 SH SOLE 15 0 0 Illinois Tool Works COMMON 452308109 119 464 SH SOLE 464 0 0 Imperial Oil Ltd COMMON 453038408 224 1822 SH SOLE 1822 0 0 Ingersoll Rand Inc COMMON 45687V106 34 454 SH SOLE 454 0 0 Ingredion Incorporated COMMON 457187102 93 974 SH SOLE 974 0 0 Inspire Corporate Bond ETF ETF 66538H633 591 25706 SH SOLE 25706 0 0 Insulet Corporation COMMON 45784P101 9 70 SH SOLE 70 0 0 Integer Holdings Corp COMMON 45826H109 439 3473 SH SOLE 3473 0 0 Intel Corp. COMMON 458140100 2181 18140 SH SOLE 17749 0 391 Intercontinental Exchange, Inc. COMMON 45866F104 54 355 SH SOLE 355 0 0 Intuit COMMON 461202103 24 87 SH SOLE 87 0 0 Intuitive Surgical COMMON 46120E602 2204 5419 SH SOLE 5180 0 239 Invesco Cleantech ETF ETF 46137V407 6 140 SH SOLE 140 0 0 Invesco Global Water ETF ETF 46138E651 76 1764 SH SOLE 1764 0 0 Invesco Large Cap Growth ETF ETF 46137V746 26 158 SH SOLE 158 0 0 IQVIA Holdings Inc. COMMON 46266C105 4221 15699 SH SOLE 15140 0 559 Iron Mountain Inc REIT REIT 46284V101 53 475 SH SOLE 0 0 475 iShares 0-5 Year Invmt Grade Corp Bd ETF ETF 46434V100 21 418 SH SOLE 418 0 0 iShares 5-10 Yr Corporate Bond ETF ETF 464288638 125 2480 SH SOLE 2480 0 0 iShares Barclays 1-3yr. Trs ETF ETF 464287457 18 226 SH SOLE 226 0 0 iShares Barclays 3-7 Treasury ETF ETF 464288661 41 365 SH SOLE 365 0 0 iShares Core Dividend Growth ETF ETF 46434V621 716 9497 SH SOLE 9497 0 0 Ishares Core High ETF ETF 46429B663 23 820 SH SOLE 820 0 0 iShares Core International Bond ETF ETF 46435G672 94 1917 SH SOLE 1917 0 0 iShares Core MSCI EAFE ETF ETF 46432F842 112 1151 SH SOLE 787 0 364 iShares Core MSCI ETF ETF 46434G103 470 5785 SH SOLE 4113 0 1672 iShares Core MSCI Total Intl Stk ETF ETF 46432F834 18 187 SH SOLE 187 0 0 iShares Core U.S. REIT ETF ETF 464288521 18 300 SH SOLE 300 0 0 iShares DJ Home Construction ETF ETF 464288752 42 485 SH SOLE 485 0 0 iShares Edge MSCI Min Vol EAFE ETF ETF 46429B689 33 362 SH SOLE 362 0 0 iShares ESG 1-5 Year USD Corp Bd ETF ETF 46435G243 3 116 SH SOLE 116 0 0 iShares ESG Advanced Bond Market ETF ETF 46436E619 117 2822 SH SOLE 2822 0 0 iShares ESG Advanced MSCI EAFE Index ETF ETF 46436E759 66 782 SH SOLE 782 0 0 iShares ESG Advanced MSCI USA ETF ETF 46436E767 110 1615 SH SOLE 1615 0 0 iShares ESG Aware MSCI EAFE ETF ETF 46435G516 412 3995 SH SOLE 3995 0 0 iShares ESG Aware MSCI USA ETF ETF 46435G425 8 49 SH SOLE 49 0 0 iShares ESG Screened S&P 500 ETF ETF 46436E569 51 874 SH SOLE 874 0 0 iShares ESG Screened S&P Mid-Cap ETF ETF 46436E551 91 1874 SH SOLE 1874 0 0 iShares ESG Screened S&P Small-Cap ETF ETF 46436E544 22 462 SH SOLE 462 0 0 iShares Expanded Tech-Software Sect ETF ETF 464287515 270 2540 SH SOLE 2540 0 0 iShares Global Clean Energy ETF 464288224 1 33 SH SOLE 33 0 0 Ishares Gold ETF ETF 464285204 1004 12849 SH SOLE 11283 0 1566 iShares Lehman Agg Bond Fd ETF ETF 464287226 397 4197 SH SOLE 4197 0 0 iShares MSCI EAFE ETF ETF 464287465 266 2560 SH SOLE 2560 0 0 iShares MSCI EAFE Growth ETF ETF 464288885 129 1074 SH SOLE 1074 0 0 iShares MSCI Emerg Esg ETF ETF 46434G863 7 138 SH SOLE 138 0 0 iShares MSCI Emerg Mkts Min Vol Fctr ETF ETF 464286533 24 329 SH SOLE 329 0 0 iShares MSCI Emerging Market ETF ETF 464287234 97 1453 SH SOLE 1000 0 453 iShares MSCI Global Gold Miners ETF ETF 46434G855 99 1289 SH SOLE 0 0 1289 iShares MSCI India ETF ETF 46429B598 3 65 SH SOLE 65 0 0 iShares MSCI KLD 400 Social ETF ETF 464288570 15 105 SH SOLE 105 0 0 iShares NASDAQ Biotech ETF ETF 464287556 439 2087 SH SOLE 2087 0 0 iShares Russell 1000 Growth ETF ETF 464287614 114 908 SH SOLE 908 0 0 iShares Russell 1000 Val ETF ETF 464287598 6376 25718 SH SOLE 25718 0 0 iShares Russell 2000 Growth ETF ETF 464287648 442 1239 SH SOLE 1239 0 0 Ishares Russell 2000 Value ETF ETF 464287630 32 151 SH SOLE 151 0 0 iShares Russell Midcap Grth ETF ETF 464287481 86 628 SH SOLE 628 0 0 iShares S&P 500 Growth ETF ETF 464287309 2652 18644 SH SOLE 18644 0 0 iShares S&P 500 Index ETF ETF 464287200 2321 3030 SH SOLE 3009 0 21 iShares S&P 500 Value Indx ETF ETF 464287408 3892 17050 SH SOLE 17050 0 0 iShares S&P Midcap 400 Index ETF ETF 464287507 314 4370 SH SOLE 3515 0 855 iShares S&P Mid-Cap Grow ETF ETF 464287606 43 396 SH SOLE 396 0 0 Ishares S&P Natl Muni Bd ETF ETF 464288414 8 75 SH SOLE 75 0 0 iShares S&P Sm Cap Idx 600 ETF ETF 464287804 241 1773 SH SOLE 1571 0 202 iShares Select Dividend Idx ETF ETF 464287168 187 1232 SH SOLE 1232 0 0 iShares TIPS Bond ETF ETF 464287176 719 6907 SH SOLE 6787 0 120 iShares Tr DJ U S Tech Sector ETF ETF 464287721 6 22 SH SOLE 22 0 0 Ishares Trust Russell 2000 Indx ETF ETF 464287655 2169 7807 SH SOLE 7807 0 0 iShares US Aerospace & Defense ETF ETF 464288760 10 49 SH SOLE 49 0 0 Jabil Circuit Inc. COMMON 466313103 6 20 SH SOLE 20 0 0 Jacobs Engineering Group Inc COMMON 46982L108 41 303 SH SOLE 303 0 0 Johnson & Johnson COMMON 478160104 4131 15603 SH SOLE 15603 0 0 JP Morgan Chase & Co COMMON 46625H100 6189 18708 SH SOLE 18010 0 698 Kenvue Inc. COMMON 49177J102 39 2183 SH SOLE 2183 0 0 Kilroy Realty Corp REIT REIT 49427F108 108 3237 SH SOLE 2947 0 290 Kimberly-Clark Corp. COMMON 494368103 153 1573 SH SOLE 1573 0 0 KKR & Co LP COMMON 48251W104 25 275 SH SOLE 275 0 0 KLA-Tencor Corporation COMMON 482480100 134 687 SH SOLE 687 0 0 Knowles Corp COMMON 49926D109 53 1430 SH SOLE 1430 0 0 Kon Philips Electric NV COMMON 500472303 61 2513 SH SOLE 2513 0 0 Kyndryl Holdings, Inc COMMON 50155Q100 2 168 SH SOLE 168 0 0 Laboratory Corp of America Hlds COMMON 504922105 187 607 SH SOLE 471 0 136 Lam Research COMMON 512807108 10 31 SH SOLE 31 0 0 Lamb Weston Holdings Inc COMMON 513272104 6 133 SH SOLE 133 0 0 Linde plc COMMON G54950103 23 48 SH SOLE 48 0 0 Lockheed Martin COMMON 539830109 72 141 SH SOLE 141 0 0 Loews Corp COMMON 540424108 84 809 SH SOLE 809 0 0 Lowes Companies Inc. COMMON 548661107 231 1254 SH SOLE 1254 0 0 Lululemon Athletica Inc COMMON 550021109 10 100 SH SOLE 100 0 0 M K S Instruments Inc. COMMON 55306N104 1567 5907 SH SOLE 5907 0 0 M&T Bank Corp COMMON 55261F104 870 3998 SH SOLE 3998 0 0 Marathon Petroleum Corp COMMON 56585A102 1085 2743 SH SOLE 2743 0 0 Marriott Int'l Inc. Cl A COMMON 571903202 213 600 SH SOLE 600 0 0 Marsh & McLennan Co's COMMON 571748102 28 163 SH SOLE 163 0 0 Mastercard Inc COMMON 57636Q104 305 553 SH SOLE 553 0 0 McDonald's Corp COMMON 580135101 1052 4555 SH SOLE 4555 0 0 McKesson Corp. COMMON 58155Q103 1642 1923 SH SOLE 1670 0 253 Medtronic Inc. COMMON G5960L103 4119 47736 SH SOLE 45331 0 2405 Merck COMMON 58933Y105 7911 54444 SH SOLE 53505 0 939 Metlife Inc. COMMON 59156R108 16 168 SH SOLE 168 0 0 Microchip Technology Inc. COMMON 595017104 156 2000 SH SOLE 2000 0 0 Microsoft COMMON 594918104 24134 47053 SH SOLE 45554 0 1499 Middlesex Water Co COMMON 596680108 16 300 SH SOLE 300 0 0 Mobility Global Inc. COMMON 60744M106 2 102 SH SOLE 102 0 0 Mondelez Int'l Inc. COMMON 609207105 319 5509 SH SOLE 5509 0 0 Monster Beverage Corp COMMON 61174X109 18 432 SH SOLE 432 0 0 Moody's Corp COMMON 615369105 200 441 SH SOLE 397 0 44 Morgan Stanley Dean Witter COMMON 617446448 200 1062 SH SOLE 1062 0 0 Motorola Solutions Inc COMMON 620076307 222 497 SH SOLE 497 0 0 Nasdaq, Inc. COMMON 631103108 7 80 SH SOLE 80 0 0 NCR Atleos Corp COMMON 63001N106 101 2246 SH SOLE 2246 0 0 NCR Voyix Corporation COMMON 62886E108 3 500 SH SOLE 500 0 0 NetEase Inc COMMON 64110W102 238 1963 SH SOLE 1963 0 0 Netflix Inc. COMMON 64110L106 87 1250 SH SOLE 1250 0 0 Nextera Energy COMMON 65339F101 496 6549 SH SOLE 6549 0 0 Nike, Inc. COMMON 654106103 11 304 SH SOLE 304 0 0 Nisource Inc. COMMON 65473P105 3830 98200 SH SOLE 94491 0 3709 Norfolk Southern COMMON 655844108 1735 5616 SH SOLE 5616 0 0 Northrop Grumman Corp COMMON 666807102 52 107 SH SOLE 107 0 0 NortonLifeLock Inc COMMON 668771108 281 12780 SH SOLE 12780 0 0 Norwegian Cruise Line Holding Ltd COMMON G66721104 168 11437 SH SOLE 5783 0 5654 Novartis Ag ADR ADR 66987V109 646 4528 SH SOLE 4528 0 0 Novo-Nordisk ADR ADR 670100205 190 5000 SH SOLE 5000 0 0 Nuveen AMT-Free Municipal Income Fund ETF 670657105 9 930 SH SOLE 930 0 0 Nuveen ESG Large-Cap Growth ETF ETF 67092P201 87 762 SH SOLE 762 0 0 Nuveen ESG Large-Cap Value ETF ETF 67092P300 81 1531 SH SOLE 1531 0 0 Nvidia Corp COMMON 67066G104 1318 5772 SH SOLE 5772 0 0 Occidental Pete Corp COMMON 674599162 0 2 SH SOLE 2 0 0 Oneok Inc New COMMON 682680103 380 4462 SH SOLE 4462 0 0 Oracle COMMON 68389X105 204 1486 SH SOLE 1486 0 0 O'Reilly Automotive New COMMON 67103H107 15 180 SH SOLE 180 0 0 OTIS Worldwide Corp-Wi COMMON 68902V107 54 847 SH SOLE 712 0 135 P P G Industries Inc. COMMON 693506107 121 1157 SH SOLE 1157 0 0 Palantir Technologies Inc COMMON 69608A108 12 66 SH SOLE 66 0 0 Palo Alto Networks COMMON 697435105 99 248 SH SOLE 248 0 0 Parker Hannifin Corp COMMON 701094104 437 457 SH SOLE 457 0 0 Paypal Holdings COMMON 70450Y103 25 475 SH SOLE 275 0 200 Pepsico, Inc. COMMON 713448108 884 6978 SH SOLE 6978 0 0 Pfizer Inc. COMMON 717081103 843 29573 SH SOLE 28053 0 1520 Philip Morris Intl Inc COMMON 718172109 86 452 SH SOLE 452 0 0 Phillips 66 SHS COMMON 718546104 603 2360 SH SOLE 1721 0 639 PIMCO Enhanced Low Duration Active ETF ETF 72201R718 18 190 SH SOLE 190 0 0 PIMCO Intermediate Muni Bond ETF ETF 72201R866 3174 63867 SH SOLE 62179 0 1688 PNC Financial Services Group Inc. COMMON 693475105 556 2501 SH SOLE 2501 0 0 Powerlaw Corp. COMMON 738922103 11 1000 SH SOLE 1000 0 0 PowerShares QQQ Trust Sr 1 ETF ETF 46090E103 991 1340 SH SOLE 1340 0 0 Procore Technologies, Inc. COMMON 74275K108 1666 32207 SH SOLE 30776 0 1431 Procter & Gamble COMMON 742718109 3046 20966 SH SOLE 20836 0 130 Progressive Corp COMMON 743315103 214 1033 SH SOLE 1033 0 0 Prologis Reit REIT 74340W103 73 565 SH SOLE 565 0 0 Public Storage, Inc. COMMON 74460D109 96 339 SH SOLE 339 0 0 Public Sv Enterprise COMMON 744573106 199 2948 SH SOLE 2948 0 0 Qnity Electronics, Inc. COMMON 74743L100 100 797 SH SOLE 797 0 0 Qorvo Inc COMMON 74736K101 607 5302 SH SOLE 5062 0 240 Qualcomm Inc. COMMON 747525103 2 10 SH SOLE 10 0 0 Quanta Services Inc COMMON 74762E102 346 539 SH SOLE 539 0 0 Regeneron Pharmaceuticals Inc COMMON 75886F107 12 16 SH SOLE 16 0 0 Republic Services Inc COMMON 760759100 113 537 SH SOLE 537 0 0 Revvity Inc COMMON 714046109 23 150 SH SOLE 150 0 0 Rockwell Automation COMMON 773903109 248 569 SH SOLE 569 0 0 Roper Industries Inc COMMON 776696106 1769 5063 SH SOLE 4774 0 289 Ross Stores Inc COMMON 778296103 19 81 SH SOLE 81 0 0 Royal Caribbean Cruises COMMON V7780T103 1010 3798 SH SOLE 3798 0 0 RTX Corporation COMMON 75513E101 444 2392 SH SOLE 1722 0 670 Rydex S&P 500 Eq Wgt ETF ETF 46137V357 49 236 SH SOLE 236 0 0 S & P Global Inc COMMON 78409V104 80 204 SH SOLE 204 0 0 Salesforce Com COMMON 79466L302 136 592 SH SOLE 592 0 0 Samsara Inc. COMMON 79589L106 2804 73543 SH SOLE 69699 0 3844 Schlumberger Limited COMMON 806857108 3809 78180 SH SOLE 72700 0 5480 Schwab Int'l Equity ETF ETF 808524805 16976 617988 SH SOLE 614732 0 3256 Schwab Large Cap Value Indx ETF ETF 808524409 72 2175 SH SOLE 2175 0 0 Schwab U.S. Broad Market ETF ETF 808524102 208986 7130203 SH SOLE 6643733 0 486470 Schwab US Div Equity ETF ETF 808524797 38 1161 SH SOLE 0 0 1161 Schwab US Mid-Cap ETF ETF 808524508 2 54 SH SOLE 54 0 0 Schwab US Small-Cap ETF ETF 808524607 2 76 SH SOLE 76 0 0 Seagate Technology PLC COMMON G7997R103 27564 29885 SH SOLE 28197 0 1688 Sector Spdr Fincl Select ETF 81369Y605 120 2238 SH SOLE 2238 0 0 Sector SPDR Health Fd Shares ETF 81369Y209 42 251 SH SOLE 251 0 0 Sector SPDR Tech Select Shares ETF 81369Y803 976 4986 SH SOLE 4986 0 0 Select Sector Industrial ETF ETF 81369Y704 22 129 SH SOLE 129 0 0 Sempra Energy COMMON 816851109 333 4268 SH SOLE 4268 0 0 ServiceNow Inc COMMON 81762P102 141 1050 SH SOLE 1050 0 0 Shell plc COMMON 780259305 241 2532 SH SOLE 2271 0 261 Shopify Inc COMMON 82509L107 17 114 SH SOLE 114 0 0 Skyworks Solutions Inc. COMMON 83088M102 145 1697 SH SOLE 1697 0 0 Solstice Advanced Materials, Inc. COMMON 83443Q103 21 373 SH SOLE 373 0 0 Sonoco Products COMMON 835495102 33 669 SH SOLE 669 0 0 Sony Group Corp COMMON 835699307 1301 55282 SH SOLE 55282 0 0 Southern Company COMMON 842587107 337 4061 SH SOLE 3204 0 857 SPDR Consumer Disc Select ETF ETF 81369Y407 30 272 SH SOLE 272 0 0 SPDR Gold Trust ETF ETF 78463V107 3374 8859 SH SOLE 8859 0 0 SPDR Materials Select Sec. ETF ETF 81369Y100 36 732 SH SOLE 732 0 0 SPDR S&P 500 ETF ETF 78462F103 1808 2370 SH SOLE 2370 0 0 SPDR S&P 500 Fossil Fl Fr ETF ETF 78468R796 1578 25264 SH SOLE 25264 0 0 SPDR S&P 600 Small Cap ETF ETF 78464A300 10 95 SH SOLE 95 0 0 SPDR S&P Biotech ETF ETF 78464A870 60 383 SH SOLE 383 0 0 SPDR S&P Dividend ETF ETF 78464A763 198 1352 SH SOLE 1352 0 0 SPDR S&P Mid Cap 400 ETF ETF 78467Y107 1093 1665 SH SOLE 1665 0 0 SPDR Utility Select Sec ETF ETF 81369Y886 12 300 SH SOLE 300 0 0 SPDR Portfolio Developed Wld ex-US ETF ETF 78463X889 26 510 SH SOLE 510 0 0 SPDR Portfolio S&P 500 Growth ETF ETF 78464A409 29 234 SH SOLE 234 0 0 SPDR Portfolio S&P 500 Value ETF ETF 78464A508 22 353 SH SOLE 353 0 0 SPDR S&P Semiconductor ETF ETF 78464A862 15 29 SH SOLE 29 0 0 Standex Int'l Corp. COMMON 854231107 137 500 SH SOLE 500 0 0 Stanley Black & Decker COMMON 854502101 35 400 SH SOLE 400 0 0 Starbucks COMMON 855244109 325 3457 SH SOLE 3457 0 0 State Street Corp. COMMON 857477103 608 3480 SH SOLE 3480 0 0 Steris Corp. COMMON G8473T100 243 1157 SH SOLE 1157 0 0 Stryker Corp. COMMON 863667101 40 145 SH SOLE 0 0 145 Suncor Energy Inc. COMMON 867224107 42 619 SH SOLE 619 0 0 Synchrony Financial COMMON 87165B103 217 3052 SH SOLE 3052 0 0 Synopsys Inc. COMMON 871607107 3 6 SH SOLE 6 0 0 Sysco Corp. COMMON 871829107 84 1076 SH SOLE 1076 0 0 Taiwan Semiconductor ADR ADR 874039100 31933 69999 SH SOLE 66507 0 3492 Take Two Interactv Sftwr COMMON 874054109 24 115 SH SOLE 115 0 0 Tapestry Inc COMMON 876030107 46 400 SH SOLE 400 0 0 Target Corp. COMMON 87612E106 64 410 SH SOLE 410 0 0 Teradyne Inc. COMMON 880770102 6 14 SH SOLE 14 0 0 Tesla Motors COMMON 88160R101 54 151 SH SOLE 151 0 0 Texas Instruments Inc. COMMON 882508104 465 1660 SH SOLE 1660 0 0 The Charles Schwab Corp. COMMON 808513105 12033 123111 SH SOLE 117289 0 5822 The Magnum Ice Cream Company N.V. COMMON N5505D105 3 156 SH SOLE 156 0 0 The Travelers Companies Inc. COMMON 89417E109 1537 4311 SH SOLE 4311 0 0 Thermo Fisher Scientific COMMON 883556102 549 813 SH SOLE 813 0 0 Thor Industries Inc COMMON 885160101 163 2355 SH SOLE 2355 0 0 TJX Companies Inc COMMON 872540109 632 4779 SH SOLE 4779 0 0 TKO Group Holdings Inc COMMON 87256C101 19 107 SH SOLE 107 0 0 Toronto-Dominion Bank COMMON 891160509 1688 14366 SH SOLE 12348 0 2018 Trane Technologies PLC COMMON G8994E103 412 912 SH SOLE 912 0 0 TransCanada Corp. COMMON 87807B107 65 1130 SH SOLE 1130 0 0 TransDigm Group Incorporated COMMON 893641100 16 15 SH SOLE 15 0 0 Tri Continental Corp COMMON 895436103 32 929 SH SOLE 929 0 0 Truist Finl Corp Com COMMON 89832Q109 16 356 SH SOLE 356 0 0 Trustmark Corp. COMMON 898402102 6249 139397 SH SOLE 139397 0 0 U.S. Bancorp COMMON 902973304 61 1050 SH SOLE 1050 0 0 UBS Group AG COMMON H42097107 16 339 SH SOLE 339 0 0 UDR Inc COMMON 902653104 64 1918 SH SOLE 1918 0 0 Unilever PLC ADR ADR 904767803 519 8544 SH SOLE 8544 0 0 Union Bankshares Inc. Vt. COMMON 905400107 12 500 SH SOLE 500 0 0 Union Pacific COMMON 907818108 497 1827 SH SOLE 1827 0 0 United Rentals Inc COMMON 911363109 47 47 SH SOLE 47 0 0 Unitedhealth Group Inc. COMMON 91324P102 221 601 SH SOLE 601 0 0 Unum Provident Corp. COMMON 91529Y106 305 3480 SH SOLE 3480 0 0 Valero Energy COMMON 91913Y100 5418 13979 SH SOLE 13229 0 750 Vaneck Vectors Gold Miners ETF ETF 92189F106 2295 26144 SH SOLE 26144 0 0 Vangard Russell 2000 ETF ETF 92206C664 43 386 SH SOLE 386 0 0 Vanguard 500 ETF ETF 922908363 2426 3462 SH SOLE 240 0 3222 Vanguard Communication Services ETF ETF 92204A884 32 166 SH SOLE 166 0 0 Vanguard Consumer Staples ETF ETF 92204A207 11 50 SH SOLE 50 0 0 Vanguard Developed Market ETF ETF 921943858 55435 785092 SH SOLE 699683 0 85409 Vanguard Div Appreciation ETF ETF 921908844 708 3033 SH SOLE 2273 0 760 Vanguard Emerging Market ETF ETF 922042858 31175 525635 SH SOLE 480106 0 45529 Vanguard Energy ETF ETF 92204A306 17 96 SH SOLE 96 0 0 Vanguard ESG International Stock ETF ETF 921910725 19295 238004 SH SOLE 198318 0 39686 Vanguard ESG US Corporate Bond ETF ETF 921910691 13691 229786 SH SOLE 198230 0 31556 Vanguard ESG US Stock ETF ETF 921910733 30632 226014 SH SOLE 184705 0 41309 Vanguard Financials ETF ETF 92204A405 105 808 SH SOLE 808 0 0 Vanguard FTSE All World ex US ETF ETF 922042775 21 251 SH SOLE 0 0 251 Vanguard Growth ETF ETF 922908736 2559 28404 SH SOLE 3498 0 24906 Vanguard Health Care ETF ETF 92204A504 363 1149 SH SOLE 1149 0 0 Vanguard High Dividend Yd ETF ETF 921946406 525 3381 SH SOLE 3243 0 138 Vanguard Info Technology ETF ETF 92204A702 219 1744 SH SOLE 632 0 1112 Vanguard Intermediate Corporate ETF ETF 92206C870 54191 692004 SH SOLE 623384 0 68620 Vanguard Intermediate Treasury ETF ETF 92206C706 75158 1326479 SH SOLE 1199587 0 126892 Vanguard Long-Term Tx-Exm Bd ETF ETF 922907688 238 2474 SH SOLE 2474 0 0 Vanguard Mid Cap ETF ETF 922908629 72 912 SH SOLE 912 0 0 Vanguard Mid Cap Value ETF ETF 922908512 81 413 SH SOLE 413 0 0 Vanguard REIT ETF ETF 922908553 104 1159 SH SOLE 1159 0 0 Vanguard S&P Mid-Cap 400 ETF 921932844 161 1504 SH SOLE 1504 0 0 Vanguard S&P Mid-Cap 400 Growth ETF ETF 921932869 123 902 SH SOLE 902 0 0 Vanguard Short-Term Bond ETF ETF 921937827 46 600 SH SOLE 600 0 0 Vanguard Short-Term Tax-Exmpt Bd ETF ETF 921935870 6082 61684 SH SOLE 61684 0 0 Vanguard Short-Term Treasury ETF ETF 92206C102 207 3604 SH SOLE 3604 0 0 Vanguard Sh-Tm Inflat- Prot ETF ETF 922020805 150 3038 SH SOLE 3038 0 0 Vanguard Small Cap ETF ETF 922908751 82 287 SH SOLE 287 0 0 Vanguard Small Cap Growth ETF ETF 922908595 88 261 SH SOLE 261 0 0 Vanguard Tax-Exempt Bond ETF ETF 922907746 12388 261567 SH SOLE 261567 0 0 Vanguard Total International Stock ETF ETF 921909768 212 2491 SH SOLE 2491 0 0 Vanguard Total Int'l Bond Market ETF ETF 92203J407 227 4834 SH SOLE 4834 0 0 Vanguard Total Stk Mkt ETF ETF 922908769 5342 14273 SH SOLE 11317 0 2956 Vanguard Total U.S. Bond Market ETF ETF 921937835 429 6120 SH SOLE 6120 0 0 Vanguard Total World Stock ETF ETF 922042742 555 3513 SH SOLE 3513 0 0 Vanguard Value Index ETF ETF 922908744 323 1494 SH SOLE 1494 0 0 Veeva Systems Inc COMMON 922475108 14 48 SH SOLE 48 0 0 Ventas REIT Inc COMMON 92276F100 138 1626 SH SOLE 1626 0 0 Verisk Analytics Inc Cla COMMON 92345Y106 84 500 SH SOLE 500 0 0 Verizon Communications Inc. COMMON 92343V104 1048 22840 SH SOLE 22840 0 0 Versant Media Group, Inc. COMMON 925283103 6 193 SH SOLE 193 0 0 Vertex Pharmaceuticals COMMON 92532F100 279 534 SH SOLE 534 0 0 Vertiv Holdings Co COMMON 92537N108 4 15 SH SOLE 15 0 0 Viasat Inc COMMON 92552V100 118 1681 SH SOLE 1681 0 0 Viatris Inc COMMON 92556V106 2 94 SH SOLE 94 0 0 Visa Inc COMMON 92826C839 7875 21916 SH SOLE 21050 0 866 Vital Farms, Inc. COMMON 92847W103 101 10832 SH SOLE 10712 0 120 W. P. Carey & Co. LLC COMMON 92936U109 117 1810 SH SOLE 1810 0 0 Wal-Mart Stores COMMON 931142103 2125 20446 SH SOLE 20446 0 0 Walt Disney Hldg COMMON 254687106 1072 10218 SH SOLE 10181 0 37 Warner Bros. Discovery, Inc. COMMON 934423104 9 291 SH SOLE 291 0 0 Washington REIT REIT 939653101 1 400 SH SOLE 400 0 0 Waste Management Inc COMMON 94106L109 2683 13156 SH SOLE 12416 0 740 Waters Corp COMMON 941848103 149 338 SH SOLE 338 0 0 Watts Water Technologies COMMON 942749102 203 573 SH SOLE 70 0 503 WEC Energy Group COMMON 92939U106 155 1534 SH SOLE 1534 0 0 Wells Fargo & Co COMMON 949746101 299 3735 SH SOLE 3735 0 0 Welltower Inc REIT REIT 95040Q104 323 1404 SH SOLE 1404 0 0 Western Digital Corp. COMMON 958102105 7 15 SH SOLE 15 0 0 Weyerhaeuser Company COMMON 962166104 113 5944 SH SOLE 5184 0 760 Whirlpool COMMON 963320106 12 400 SH SOLE 400 0 0 WisdomTree Emerg Mk SmCap ETF ETF 97717W281 57 907 SH SOLE 851 0 56 Wisdomtree High Dividend ETF 97717W208 15 135 SH SOLE 135 0 0 WisdomTree India Earnings ETF ETF 97717W422 86 2119 SH SOLE 2119 0 0 Wisdomtree Japan SmCap Div ETF ETF 97717W836 72 620 SH SOLE 620 0 0 Wyndham Hotels & Resorts Inc COMMON 98311A105 32 452 SH SOLE 452 0 0 Xcel Energy Inc. COMMON 98389B100 103 1459 SH SOLE 1459 0 0 Xylem Inc COMMON 98419M100 2463 24318 SH SOLE 23116 0 1202 Yum China Hldgs Inc Com COMMON 98850P109 2109 51307 SH SOLE 47474 0 3833 Yum! Brands, Inc. COMMON 988498101 68 499 SH SOLE 499 0 0 Zoetis Inc COMMON 98978V103 125 1786 SH SOLE 1786 0 0 Zscaler Inc. COMMON 98980G102 1 3 SH SOLE 3 0 0