APPLE INC COM 037833100 3960215 11892 SH SOLE 0 0 11892 0 ISHARES TR CORE US AGGBD ET 464287226 382926 4050 SH SOLE 0 0 4050 0 ADVANCED MICRO DEVICES INC COM 007903107 326680 534 SH SOLE 0 0 534 0 AMAZON COM INC COM 023135106 936555 3759 SH SOLE 0 0 3759 0 VANGUARD BD INDEX FDS INTERMED TERM 921937819 2996880 41132 SH SOLE 0 0 41132 0 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 7511410 107066 SH SOLE 0 0 107066 0 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 6824215 145594 SH SOLE 0 0 145594 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 319186 641 SH SOLE 0 0 641 0 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 5094108 66677 SH SOLE 0 0 66677 0 CAPITAL ONE FINL CORP COM 14040H105 1794443 9294 SH SOLE 0 0 9294 0 CARPENTER TECHNOLOGY CORP COM 144285103 842962 2168 SH SOLE 0 0 2168 0 ISHARES TR SELECT DIVID ETF 464287168 235344 1548 SH SOLE 0 0 1548 0 SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 334003 6214 SH SOLE 0 0 6214 0 ALPHABET INC CAP STK CL C 02079K107 326429 958 SH SOLE 0 0 958 0 ISHARES TR CORE INTL AGGR 46435G672 404227 8216 SH SOLE 0 0 8216 0 ISHARES TR CORE MSCI INTL 46435G326 859960 9447 SH SOLE 0 0 9447 0 ISHARES TR CORE MSCI EAFE 46432F842 430050 4439 SH SOLE 0 0 4439 0 ISHARES TR CORE S&P500 ETF 464287200 1138092 1486 SH SOLE 0 0 1486 0 ISHARES TR RUS 1000 VAL ETF 464287598 234542 946 SH SOLE 0 0 946 0 ISHARES TR RUSSELL 2000 ETF 464287655 287499 1035 SH SOLE 0 0 1035 0 ISHARES TR CORE MSCI TOTAL 46432F834 6029677 63477 SH SOLE 0 0 63477 0 JPMORGAN CHASE & CO COM 46625H100 303644 918 SH SOLE 0 0 918 0 MICROSOFT CORP COM 594918104 988012 2012 SH SOLE 0 0 2012 0 MICRON TECHNOLOGY INC COM 595112103 1317289 1237 SH SOLE 0 0 1237 0 NVIDIA CORPORATION COM 67066G104 16998768 74432 SH SOLE 0 0 74432 0 ORACLE CORP COM 68389X105 411930 3000 SH SOLE 0 0 3000 0 PHILIP MORRIS INTL INC COM 718172109 231364 1212 SH SOLE 0 0 1212 0 INVESCO QQQ TR UNIT SER 1 46090E103 686905 929 SH SOLE 0 0 929 0 SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 228655 4597 SH SOLE 0 0 4597 0 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 987821 35960 SH SOLE 0 0 35960 0 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 325698 9065 SH SOLE 0 0 9065 0 CHARLES SCHWAB CORP (THE) COM 808513105 297130 3040 SH SOLE 0 0 3040 0 SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 240255 4785 SH SOLE 0 0 4785 0 STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1036529 1361 SH SOLE 0 0 1361 0 TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 1238556 2715 SH SOLE 0 0 2715 0 UNION PAC CORP COM 907818108 241592 888 SH SOLE 0 0 888 0 VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 1980943 6912 SH SOLE 0 0 6912 0 VANGUARD INSTL INDEX FD 0 3 MO TR BI ETF 922040845 6552124 86531 SH SOLE 0 0 86531 0 VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 549771 2380 SH SOLE 0 0 2380 0 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 7811663 110328 SH SOLE 0 0 110328 0 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 438994 5291 SH SOLE 0 0 5291 0 VANGUARD INSTL INDEX FD ULTR SHOR TR ETF 922040852 806096 10660 SH SOLE 0 0 10660 0 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1704023 2431 SH SOLE 0 0 2431 0 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1741662 11033 SH SOLE 0 0 11033 0 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 2003281 42299 SH SOLE 0 0 42299 0 VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870 667412 6769 SH SOLE 0 0 6769 0 VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 46295627 123715 SH SOLE 0 0 123715 0 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 6334851 128704 SH SOLE 0 0 128704 0 VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 6267551 28863 SH SOLE 0 0 28863 0 VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 7119591 79330 SH SOLE 0 0 79330 0 VANGUARD INDEX FDS MRNGSTR LRG CAP 922908637 1697934 4837 SH SOLE 0 0 4837 0 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3671093 61747 SH SOLE 0 0 61747 0 VANGUARD INDEX FDS EXTEND MKT ETF 922908652 377236 1629 SH SOLE 0 0 1629 0 VANGUARD STAR FDS VG TL INTL STK F 921909768 31696389 373018 SH SOLE 0 0 373018 0 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 551218 3552 SH SOLE 0 0 3552 0 EXXON MOBIL CORP COM 30231G102 5775672 35488 SH SOLE 0 0 35488 0