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<informationTable xmlns="http://www.sec.gov/edgar/document/thirteenf/informationtable">
<infoTable><nameOfIssuer>AMERICAN CENTY ETF TR</nameOfIssuer><titleOfClass>AVAN US SMAL ETF</titleOfClass><cusip>025072323</cusip><value>583877</value><shrsOrPrnAmt><sshPrnamt>8377</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>8377</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>AMERICAN CENTY ETF TR</nameOfIssuer><titleOfClass>AVANTIS EMGMKT</titleOfClass><cusip>025072604</cusip><value>422047</value><shrsOrPrnAmt><sshPrnamt>4487</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>4487</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>AMERICAN CENTY ETF TR</nameOfIssuer><titleOfClass>INTL EQT ETF</titleOfClass><cusip>025072703</cusip><value>1876975</value><shrsOrPrnAmt><sshPrnamt>21007</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>21007</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>APPLE INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>037833100</cusip><value>587821</value><shrsOrPrnAmt><sshPrnamt>1780</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>1780</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CAPITAL GRP FIXED INCM ETF T</nameOfIssuer><titleOfClass>US MULTI-SECTOR</titleOfClass><cusip>14020Y300</cusip><value>7634423</value><shrsOrPrnAmt><sshPrnamt>290946</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>290946</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DFA INVT DIMENSIONS GROUP IN</nameOfIssuer><titleOfClass>U.S. HIGH RELATI</titleOfClass><cusip>25239Y196</cusip><value>4408265</value><shrsOrPrnAmt><sshPrnamt>104610</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>104610</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DIMENSIONAL ETF TRUST</nameOfIssuer><titleOfClass>INTL CORE EQT MK</titleOfClass><cusip>25434V203</cusip><value>13994375</value><shrsOrPrnAmt><sshPrnamt>340827</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>340827</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DIMENSIONAL ETF TRUST</nameOfIssuer><titleOfClass>EMGR CRE EQT MNG</titleOfClass><cusip>25434V302</cusip><value>6213532</value><shrsOrPrnAmt><sshPrnamt>157944</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>157944</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DIMENSIONAL ETF TRUST</nameOfIssuer><titleOfClass>ULTR FIX INC ETF</titleOfClass><cusip>25434V591</cusip><value>1645188</value><shrsOrPrnAmt><sshPrnamt>32552</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>32552</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DIMENSIONAL ETF TRUST</nameOfIssuer><titleOfClass>SHOR DUR FIX ETF</titleOfClass><cusip>25434V864</cusip><value>5346299</value><shrsOrPrnAmt><sshPrnamt>114826</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>114826</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DIMENSIONAL ETF TRUST</nameOfIssuer><titleOfClass>CORE FIXE IN ETF</titleOfClass><cusip>25434V872</cusip><value>7522965</value><shrsOrPrnAmt><sshPrnamt>187185</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>187185</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DUKE ENERGY CORP NEW</nameOfIssuer><titleOfClass>COM NEW</titleOfClass><cusip>26441C204</cusip><value>640780</value><shrsOrPrnAmt><sshPrnamt>5634</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>5634</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>INVESCO QQQ TR</nameOfIssuer><titleOfClass>UNIT SER 1</titleOfClass><cusip>46090E103</cusip><value>880048</value><shrsOrPrnAmt><sshPrnamt>1186</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>1186</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>CORE S&amp;P US GWT</titleOfClass><cusip>464287671</cusip><value>748603</value><shrsOrPrnAmt><sshPrnamt>3855</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>3855</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>CORE MSCI EAFE</titleOfClass><cusip>46432F842</cusip><value>499900</value><shrsOrPrnAmt><sshPrnamt>5210</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>5210</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>US SML CAP EQT</titleOfClass><cusip>46434V290</cusip><value>820879</value><shrsOrPrnAmt><sshPrnamt>9748</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>9748</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>RUSEL 2500 ETF</titleOfClass><cusip>46435G268</cusip><value>752824</value><shrsOrPrnAmt><sshPrnamt>8766</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>8766</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>CORE MSCI INTL</titleOfClass><cusip>46435G326</cusip><value>515350</value><shrsOrPrnAmt><sshPrnamt>5812</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>5812</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>LOWES COS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>548661107</cusip><value>431511</value><shrsOrPrnAmt><sshPrnamt>2366</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>2366</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NVIDIA CORPORATION</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>67066G104</cusip><value>225781</value><shrsOrPrnAmt><sshPrnamt>978</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>978</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer><titleOfClass>US LCAP GR ETF</titleOfClass><cusip>808524300</cusip><value>3821178</value><shrsOrPrnAmt><sshPrnamt>106144</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>106144</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer><titleOfClass>US LCAP VA ETF</titleOfClass><cusip>808524409</cusip><value>1404430</value><shrsOrPrnAmt><sshPrnamt>42074</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>42074</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer><titleOfClass>ST STR P500VAL</titleOfClass><cusip>78464A508</cusip><value>1782084</value><shrsOrPrnAmt><sshPrnamt>29100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>29100</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer><titleOfClass>S&amp;P 500 ETF SHS</titleOfClass><cusip>922908363</cusip><value>400340</value><shrsOrPrnAmt><sshPrnamt>570</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>570</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer><titleOfClass>MRNGSTR LRG CAP</titleOfClass><cusip>922908637</cusip><value>299689</value><shrsOrPrnAmt><sshPrnamt>850</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>850</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer><titleOfClass>MRNGSTR GRWT ETF</titleOfClass><cusip>922908736</cusip><value>18598037</value><shrsOrPrnAmt><sshPrnamt>206118</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>206118</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer><titleOfClass>MRNGSTR VAL ETF</titleOfClass><cusip>922908744</cusip><value>16408185</value><shrsOrPrnAmt><sshPrnamt>75718</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>75718</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer><titleOfClass>MRNGSTR SML CAP</titleOfClass><cusip>922908751</cusip><value>5993412</value><shrsOrPrnAmt><sshPrnamt>20915</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>20915</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer><titleOfClass>MRNGSTR TTL STK</titleOfClass><cusip>922908769</cusip><value>519798</value><shrsOrPrnAmt><sshPrnamt>1385</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>1385</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer><titleOfClass>FTSE EMR MKT ETF</titleOfClass><cusip>922042858</cusip><value>319943</value><shrsOrPrnAmt><sshPrnamt>5420</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>5420</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer><titleOfClass>SHORT TERM TREAS</titleOfClass><cusip>92206C102</cusip><value>5292702</value><shrsOrPrnAmt><sshPrnamt>92071</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>92071</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD WORLD FD</nameOfIssuer><titleOfClass>INF TECH ETF</titleOfClass><cusip>92204A702</cusip><value>478574</value><shrsOrPrnAmt><sshPrnamt>3768</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>3768</None></votingAuthority></infoTable>
</informationTable>
