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			<ns4:Sole>835</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
		</ns4:votingAuthority>
	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>STATE STREET SPDR PORTFOLIO INTERMEDIATE TERM CORPORATE BOND ETF</ns4:nameOfIssuer>
		<ns4:titleOfClass>ETF</ns4:titleOfClass>
		<ns4:cusip>78464A375</ns4:cusip>
		<ns4:value>2806488</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>86942</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
		</ns4:shrsOrPrnAmt>
		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>86942</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
		</ns4:votingAuthority>
	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>INVESCO CALIFORNIA AMT-FREE MUNICIPAL BOND ETF</ns4:nameOfIssuer>
		<ns4:titleOfClass>ETF</ns4:titleOfClass>
		<ns4:cusip>46138E206</ns4:cusip>
		<ns4:value>119046</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>5336</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
		</ns4:shrsOrPrnAmt>
		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>5336</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
		</ns4:votingAuthority>
	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>DUPONT DE NEMOURS INC COMMON STOCK</ns4:nameOfIssuer>
		<ns4:titleOfClass>Stock</ns4:titleOfClass>
		<ns4:cusip>26614N201</ns4:cusip>
		<ns4:value>6105</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>47</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>47</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
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	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>STATE STREET HEALTH CARE SELECT SECTOR SPDR ETF</ns4:nameOfIssuer>
		<ns4:titleOfClass>ETF</ns4:titleOfClass>
		<ns4:cusip>81369Y209</ns4:cusip>
		<ns4:value>3282001</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>19487</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
		</ns4:shrsOrPrnAmt>
		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>19487</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
		</ns4:votingAuthority>
	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>COOPER COS INC COM</ns4:nameOfIssuer>
		<ns4:titleOfClass>Stock</ns4:titleOfClass>
		<ns4:cusip>216648501</ns4:cusip>
		<ns4:value>71115</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>1258</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>1258</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
		</ns4:votingAuthority>
	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>SPDR GOLD SHARES</ns4:nameOfIssuer>
		<ns4:titleOfClass>ETF</ns4:titleOfClass>
		<ns4:cusip>78463V107</ns4:cusip>
		<ns4:value>463863</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>1218</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
		</ns4:shrsOrPrnAmt>
		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>1218</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
		</ns4:votingAuthority>
	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>VICI PPTYS INC COM</ns4:nameOfIssuer>
		<ns4:titleOfClass>REIT</ns4:titleOfClass>
		<ns4:cusip>925652109</ns4:cusip>
		<ns4:value>18376</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>800</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
		</ns4:shrsOrPrnAmt>
		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>800</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
		</ns4:votingAuthority>
	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>ISHARES RUSSELL 1000 GROWTH ETF</ns4:nameOfIssuer>
		<ns4:titleOfClass>ETF</ns4:titleOfClass>
		<ns4:cusip>464287614</ns4:cusip>
		<ns4:value>13528</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>108</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>108</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
		</ns4:votingAuthority>
	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>LABCORP HOLDINGS INC COM SHS</ns4:nameOfIssuer>
		<ns4:titleOfClass>Stock</ns4:titleOfClass>
		<ns4:cusip>504922105</ns4:cusip>
		<ns4:value>179320</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>582</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>582</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
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	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>STATE STREET CONSUMER STAPLES SELECT SECTOR SPDR ETF</ns4:nameOfIssuer>
		<ns4:titleOfClass>ETF</ns4:titleOfClass>
		<ns4:cusip>81369Y308</ns4:cusip>
		<ns4:value>217459</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>2698</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>2698</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
		</ns4:votingAuthority>
	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>FORTINET INC COM</ns4:nameOfIssuer>
		<ns4:titleOfClass>Stock</ns4:titleOfClass>
		<ns4:cusip>34959E109</ns4:cusip>
		<ns4:value>275112</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>1539</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
		</ns4:shrsOrPrnAmt>
		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>1539</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
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	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>AMERICAN HOMES 4 RENT CL A</ns4:nameOfIssuer>
		<ns4:titleOfClass>REIT</ns4:titleOfClass>
		<ns4:cusip>02665T306</ns4:cusip>
		<ns4:value>6078</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>200</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
		</ns4:shrsOrPrnAmt>
		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>200</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
		</ns4:votingAuthority>
	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>STERIS PLC SHS USD</ns4:nameOfIssuer>
		<ns4:titleOfClass>Stock</ns4:titleOfClass>
		<ns4:cusip>G8473T100</ns4:cusip>
		<ns4:value>19951</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>95</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>95</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
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	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>HENRY JACK &amp; ASSOC INC COM</ns4:nameOfIssuer>
		<ns4:titleOfClass>Stock</ns4:titleOfClass>
		<ns4:cusip>426281101</ns4:cusip>
		<ns4:value>106141</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>741</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>741</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
		</ns4:votingAuthority>
	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>STATE STREET SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF</ns4:nameOfIssuer>
		<ns4:titleOfClass>ETF</ns4:titleOfClass>
		<ns4:cusip>78464A474</ns4:cusip>
		<ns4:value>1610436</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>54425</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>54425</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
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	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>ADOBE INC COM</ns4:nameOfIssuer>
		<ns4:titleOfClass>Stock</ns4:titleOfClass>
		<ns4:cusip>00724F101</ns4:cusip>
		<ns4:value>138925</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>579</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>579</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
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	<ns4:infoTable>
		<ns4:nameOfIssuer>WEYERHAEUSER CO COM NEW</ns4:nameOfIssuer>
		<ns4:titleOfClass>REIT</ns4:titleOfClass>
		<ns4:cusip>962166104</ns4:cusip>
		<ns4:value>6458</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>339</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>339</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
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	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF</ns4:nameOfIssuer>
		<ns4:titleOfClass>ETF</ns4:titleOfClass>
		<ns4:cusip>92206C870</ns4:cusip>
		<ns4:value>356467</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>4552</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
		</ns4:shrsOrPrnAmt>
		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>4552</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
		</ns4:votingAuthority>
	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>ALPHABET INC CAP STK CL A</ns4:nameOfIssuer>
		<ns4:titleOfClass>Stock</ns4:titleOfClass>
		<ns4:cusip>02079K305</ns4:cusip>
		<ns4:value>1221484</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>3550</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>3550</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
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	<ns4:infoTable>
		<ns4:nameOfIssuer>PRINCIPAL FINANCIAL GROUP INC COM</ns4:nameOfIssuer>
		<ns4:titleOfClass>Stock</ns4:titleOfClass>
		<ns4:cusip>74251V102</ns4:cusip>
		<ns4:value>64601</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>577</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>577</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
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	<ns4:infoTable>
		<ns4:nameOfIssuer>CSX CORP COM</ns4:nameOfIssuer>
		<ns4:titleOfClass>Stock</ns4:titleOfClass>
		<ns4:cusip>126408103</ns4:cusip>
		<ns4:value>27627</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>594</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>594</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
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	<ns4:infoTable>
		<ns4:nameOfIssuer>COMCAST CORP NEW CL A</ns4:nameOfIssuer>
		<ns4:titleOfClass>Stock</ns4:titleOfClass>
		<ns4:cusip>20030N101</ns4:cusip>
		<ns4:value>15580</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>716</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>716</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
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	<ns4:infoTable>
		<ns4:nameOfIssuer>MICROSOFT CORP COM</ns4:nameOfIssuer>
		<ns4:titleOfClass>Stock</ns4:titleOfClass>
		<ns4:cusip>594918104</ns4:cusip>
		<ns4:value>783198</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>1527</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>1527</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
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	<ns4:infoTable>
		<ns4:nameOfIssuer>WARNER BROS DISCOVERY INC COM SER A</ns4:nameOfIssuer>
		<ns4:titleOfClass>Stock</ns4:titleOfClass>
		<ns4:cusip>934423104</ns4:cusip>
		<ns4:value>10214</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>330</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>330</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
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	<ns4:infoTable>
		<ns4:nameOfIssuer>HEALTHPEAK PROPERTIES INC COM</ns4:nameOfIssuer>
		<ns4:titleOfClass>REIT</ns4:titleOfClass>
		<ns4:cusip>42250P103</ns4:cusip>
		<ns4:value>27958</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>1400</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>1400</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
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	<ns4:infoTable>
		<ns4:nameOfIssuer>CVS HEALTH CORP COM</ns4:nameOfIssuer>
		<ns4:titleOfClass>Stock</ns4:titleOfClass>
		<ns4:cusip>126650100</ns4:cusip>
		<ns4:value>8997</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>105</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>105</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
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	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>STATE STREET COMMUNICATION SERVICES SELECT SECTOR SPDR ETF</ns4:nameOfIssuer>
		<ns4:titleOfClass>ETF</ns4:titleOfClass>
		<ns4:cusip>81369Y852</ns4:cusip>
		<ns4:value>2628768</ns4:value>
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			<ns4:sshPrnamt>23689</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>23689</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
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		<ns4:nameOfIssuer>VANGUARD INTERMEDIATE-TERM TREASURY ETF</ns4:nameOfIssuer>
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			<ns4:sshPrnamt>186</ns4:sshPrnamt>
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			<ns4:sshPrnamt>118</ns4:sshPrnamt>
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		<ns4:nameOfIssuer>ISHARES MSCI EMERGING MARKETS EX CHINA ETF</ns4:nameOfIssuer>
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			<ns4:sshPrnamt>65053</ns4:sshPrnamt>
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			<ns4:sshPrnamt>100</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:nameOfIssuer>STATE STREET FINANCIAL SELECT SECTOR SPDR ETF</ns4:nameOfIssuer>
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			<ns4:sshPrnamt>58299</ns4:sshPrnamt>
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			<ns4:sshPrnamt>40</ns4:sshPrnamt>
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			<ns4:sshPrnamt>142</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
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			<ns4:sshPrnamt>200</ns4:sshPrnamt>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
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		<ns4:nameOfIssuer>FEDERAL RLTY INVT TR NEW SH BEN INT NEW</ns4:nameOfIssuer>
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			<ns4:sshPrnamt>100</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
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			<ns4:sshPrnamt>1000</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
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			<ns4:sshPrnamt>366</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
		</ns4:shrsOrPrnAmt>
		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>366</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
		</ns4:votingAuthority>
	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>CISCO SYS INC COM</ns4:nameOfIssuer>
		<ns4:titleOfClass>Stock</ns4:titleOfClass>
		<ns4:cusip>17275R102</ns4:cusip>
		<ns4:value>127972</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>1189</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
		</ns4:shrsOrPrnAmt>
		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>1189</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
		</ns4:votingAuthority>
	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>VANGUARD TOTAL INTERNATIONAL BOND ETF</ns4:nameOfIssuer>
		<ns4:titleOfClass>ETF</ns4:titleOfClass>
		<ns4:cusip>92203J407</ns4:cusip>
		<ns4:value>445406</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>9503</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
		</ns4:shrsOrPrnAmt>
		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>9503</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
		</ns4:votingAuthority>
	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>CAPITAL ONE FINL CORP COM</ns4:nameOfIssuer>
		<ns4:titleOfClass>Stock</ns4:titleOfClass>
		<ns4:cusip>14040H105</ns4:cusip>
		<ns4:value>265857</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>1377</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
		</ns4:shrsOrPrnAmt>
		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>1377</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
		</ns4:votingAuthority>
	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>ADVANCED MICRO DEVICES INC COM</ns4:nameOfIssuer>
		<ns4:titleOfClass>Stock</ns4:titleOfClass>
		<ns4:cusip>007903107</ns4:cusip>
		<ns4:value>167010</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>273</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
		</ns4:shrsOrPrnAmt>
		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>273</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
		</ns4:votingAuthority>
	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>AUTODESK INC COM</ns4:nameOfIssuer>
		<ns4:titleOfClass>Stock</ns4:titleOfClass>
		<ns4:cusip>052769106</ns4:cusip>
		<ns4:value>88407</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>423</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
		</ns4:shrsOrPrnAmt>
		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>423</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
		</ns4:votingAuthority>
	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>CYTOKINETICS INC COM NEW</ns4:nameOfIssuer>
		<ns4:titleOfClass>Stock</ns4:titleOfClass>
		<ns4:cusip>23282W605</ns4:cusip>
		<ns4:value>4482</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>68</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
		</ns4:shrsOrPrnAmt>
		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>68</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
		</ns4:votingAuthority>
	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>AT&amp;T INC COM</ns4:nameOfIssuer>
		<ns4:titleOfClass>Stock</ns4:titleOfClass>
		<ns4:cusip>00206R102</ns4:cusip>
		<ns4:value>37698</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>1545</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
		</ns4:shrsOrPrnAmt>
		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>1545</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
		</ns4:votingAuthority>
	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>REXFORD INDL RLTY INC COM</ns4:nameOfIssuer>
		<ns4:titleOfClass>REIT</ns4:titleOfClass>
		<ns4:cusip>76169C100</ns4:cusip>
		<ns4:value>14508</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>400</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
		</ns4:shrsOrPrnAmt>
		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>400</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
		</ns4:votingAuthority>
	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>STATE STREET ENERGY SELECT SECTOR SPDR ETF</ns4:nameOfIssuer>
		<ns4:titleOfClass>ETF</ns4:titleOfClass>
		<ns4:cusip>81369Y506</ns4:cusip>
		<ns4:value>147231</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>2394</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
		</ns4:shrsOrPrnAmt>
		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>2394</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
		</ns4:votingAuthority>
	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>GE VERNOVA INC COM</ns4:nameOfIssuer>
		<ns4:titleOfClass>Stock</ns4:titleOfClass>
		<ns4:cusip>36828A101</ns4:cusip>
		<ns4:value>41822</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>44</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
		</ns4:shrsOrPrnAmt>
		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>44</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
		</ns4:votingAuthority>
	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>STATE STREET MATERIALS SELECT SECTOR SPDR ETF</ns4:nameOfIssuer>
		<ns4:titleOfClass>ETF</ns4:titleOfClass>
		<ns4:cusip>81369Y100</ns4:cusip>
		<ns4:value>138405</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>2842</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
		</ns4:shrsOrPrnAmt>
		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>2842</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
		</ns4:votingAuthority>
	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>VANGUARD EMERGING MARKETS GOVERNMENT BOND ETF</ns4:nameOfIssuer>
		<ns4:titleOfClass>ETF</ns4:titleOfClass>
		<ns4:cusip>921946885</ns4:cusip>
		<ns4:value>258391</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>4093</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
		</ns4:shrsOrPrnAmt>
		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>4093</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
		</ns4:votingAuthority>
	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>INDEPENDENCE RLTY TR INC COM</ns4:nameOfIssuer>
		<ns4:titleOfClass>REIT</ns4:titleOfClass>
		<ns4:cusip>45378A106</ns4:cusip>
		<ns4:value>39013</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>2685</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
		</ns4:shrsOrPrnAmt>
		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>2685</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
		</ns4:votingAuthority>
	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>ISHARES BIOTECHNOLOGY ETF</ns4:nameOfIssuer>
		<ns4:titleOfClass>ETF</ns4:titleOfClass>
		<ns4:cusip>464287556</ns4:cusip>
		<ns4:value>42106</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>200</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
		</ns4:shrsOrPrnAmt>
		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>200</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
		</ns4:votingAuthority>
	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>GE AEROSPACE COM NEW</ns4:nameOfIssuer>
		<ns4:titleOfClass>Stock</ns4:titleOfClass>
		<ns4:cusip>369604301</ns4:cusip>
		<ns4:value>64956</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>208</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
		</ns4:shrsOrPrnAmt>
		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>208</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
		</ns4:votingAuthority>
	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>ISHARES MSCI USA MOMENTUM FACTOR ETF</ns4:nameOfIssuer>
		<ns4:titleOfClass>ETF</ns4:titleOfClass>
		<ns4:cusip>46432F396</ns4:cusip>
		<ns4:value>8568</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>27</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
		</ns4:shrsOrPrnAmt>
		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>27</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
		</ns4:votingAuthority>
	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>STATE STREET CONSUMER DISCRETIONARY SELECT SECTOR SPDR ETF</ns4:nameOfIssuer>
		<ns4:titleOfClass>ETF</ns4:titleOfClass>
		<ns4:cusip>81369Y407</ns4:cusip>
		<ns4:value>391824</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>3600</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
		</ns4:shrsOrPrnAmt>
		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>3600</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
		</ns4:votingAuthority>
	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>STATE STREET INDUSTRIAL SELECT SECTOR SPDR ETF</ns4:nameOfIssuer>
		<ns4:titleOfClass>ETF</ns4:titleOfClass>
		<ns4:cusip>81369Y704</ns4:cusip>
		<ns4:value>362514</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>2171</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
		</ns4:shrsOrPrnAmt>
		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>2171</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
		</ns4:votingAuthority>
	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>ISHARES EXPANDED TECH-SOFTWARE SECTOR ETF</ns4:nameOfIssuer>
		<ns4:titleOfClass>ETF</ns4:titleOfClass>
		<ns4:cusip>464287515</ns4:cusip>
		<ns4:value>3292255</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>30919</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
		</ns4:shrsOrPrnAmt>
		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>30919</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
		</ns4:votingAuthority>
	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>GAMING &amp; LEISURE P COM</ns4:nameOfIssuer>
		<ns4:titleOfClass>REIT</ns4:titleOfClass>
		<ns4:cusip>36467J108</ns4:cusip>
		<ns4:value>7594</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>200</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
		</ns4:shrsOrPrnAmt>
		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>200</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
		</ns4:votingAuthority>
	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>LULULEMON ATHLETICA INC COM</ns4:nameOfIssuer>
		<ns4:titleOfClass>Stock</ns4:titleOfClass>
		<ns4:cusip>550021109</ns4:cusip>
		<ns4:value>42997</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>447</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
		</ns4:shrsOrPrnAmt>
		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>447</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
		</ns4:votingAuthority>
	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>WISDOMTREE U.S. AI ENHANCED VALUE FUND</ns4:nameOfIssuer>
		<ns4:titleOfClass>ETF</ns4:titleOfClass>
		<ns4:cusip>97717W406</ns4:cusip>
		<ns4:value>14969</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>117</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
		</ns4:shrsOrPrnAmt>
		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>117</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
		</ns4:votingAuthority>
	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>ISHARES CORE S&amp;P 500 ETF</ns4:nameOfIssuer>
		<ns4:titleOfClass>ETF</ns4:titleOfClass>
		<ns4:cusip>464287200</ns4:cusip>
		<ns4:value>51312</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>67</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
		</ns4:shrsOrPrnAmt>
		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>67</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
		</ns4:votingAuthority>
	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>THE CIGNA GROUP COM</ns4:nameOfIssuer>
		<ns4:titleOfClass>Stock</ns4:titleOfClass>
		<ns4:cusip>125523100</ns4:cusip>
		<ns4:value>11961</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>44</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
		</ns4:shrsOrPrnAmt>
		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>44</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
		</ns4:votingAuthority>
	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>WELLS FARGO &amp; CO COM</ns4:nameOfIssuer>
		<ns4:titleOfClass>Stock</ns4:titleOfClass>
		<ns4:cusip>949746101</ns4:cusip>
		<ns4:value>4483</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>56</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
		</ns4:shrsOrPrnAmt>
		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>56</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
		</ns4:votingAuthority>
	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>ISHARES PREFERRED &amp; INCOME SECURITIES ETF</ns4:nameOfIssuer>
		<ns4:titleOfClass>ETF</ns4:titleOfClass>
		<ns4:cusip>464288687</ns4:cusip>
		<ns4:value>73426</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>2489</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
		</ns4:shrsOrPrnAmt>
		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>2489</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
		</ns4:votingAuthority>
	</ns4:infoTable>
	<ns4:infoTable>
		<ns4:nameOfIssuer>SALESFORCE INC COM</ns4:nameOfIssuer>
		<ns4:titleOfClass>Stock</ns4:titleOfClass>
		<ns4:cusip>79466L302</ns4:cusip>
		<ns4:value>288340</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>1256</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
		</ns4:shrsOrPrnAmt>
		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
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			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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			<ns4:sshPrnamt>210</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>210</ns4:Sole>
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			<ns4:None>0</ns4:None>
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	<ns4:infoTable>
		<ns4:nameOfIssuer>EXXONMOBIL HOLDINGS CORP COM SHS</ns4:nameOfIssuer>
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			<ns4:sshPrnamt>2307</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>2307</ns4:Sole>
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			<ns4:None>0</ns4:None>
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	<ns4:infoTable>
		<ns4:nameOfIssuer>UNITEDHEALTH GROUP INC COM</ns4:nameOfIssuer>
		<ns4:titleOfClass>Stock</ns4:titleOfClass>
		<ns4:cusip>91324P102</ns4:cusip>
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		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>173</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>173</ns4:Sole>
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			<ns4:None>0</ns4:None>
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	<ns4:infoTable>
		<ns4:nameOfIssuer>VANGUARD MORNINGSTAR MEGA CAP VALUE ETF</ns4:nameOfIssuer>
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		<ns4:cusip>921910840</ns4:cusip>
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			<ns4:sshPrnamt>229</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
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			<ns4:Sole>229</ns4:Sole>
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			<ns4:None>0</ns4:None>
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	<ns4:infoTable>
		<ns4:nameOfIssuer>TRAVELERS COMPANIES INC COM</ns4:nameOfIssuer>
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			<ns4:sshPrnamt>968</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
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			<ns4:Sole>968</ns4:Sole>
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			<ns4:None>0</ns4:None>
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	<ns4:infoTable>
		<ns4:nameOfIssuer>STATE STREET UTILITIES SELECT SECTOR SPDR ETF</ns4:nameOfIssuer>
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		<ns4:cusip>81369Y886</ns4:cusip>
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			<ns4:sshPrnamt>13573</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
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			<ns4:Sole>13573</ns4:Sole>
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			<ns4:None>0</ns4:None>
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	<ns4:infoTable>
		<ns4:nameOfIssuer>EQUITY LIFESTYLE PROPERTIES COM</ns4:nameOfIssuer>
		<ns4:titleOfClass>REIT</ns4:titleOfClass>
		<ns4:cusip>29472R108</ns4:cusip>
		<ns4:value>5833</ns4:value>
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			<ns4:sshPrnamt>100</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>100</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
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	<ns4:infoTable>
		<ns4:nameOfIssuer>RAYONIER INC COM</ns4:nameOfIssuer>
		<ns4:titleOfClass>REIT</ns4:titleOfClass>
		<ns4:cusip>754907103</ns4:cusip>
		<ns4:value>16524</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>900</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>900</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
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	<ns4:infoTable>
		<ns4:nameOfIssuer>NATERA INC COM</ns4:nameOfIssuer>
		<ns4:titleOfClass>Stock</ns4:titleOfClass>
		<ns4:cusip>632307104</ns4:cusip>
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			<ns4:sshPrnamt>36</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
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			<ns4:Sole>36</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
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	<ns4:infoTable>
		<ns4:nameOfIssuer>CHARLES SCHWAB CORP (THE) COM</ns4:nameOfIssuer>
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		<ns4:cusip>808513105</ns4:cusip>
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			<ns4:sshPrnamt>2684</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
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			<ns4:Sole>2684</ns4:Sole>
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			<ns4:None>0</ns4:None>
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		<ns4:nameOfIssuer>CROWN CASTLE INC COM</ns4:nameOfIssuer>
		<ns4:titleOfClass>REIT</ns4:titleOfClass>
		<ns4:cusip>22822V101</ns4:cusip>
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		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>300</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>300</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
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	<ns4:infoTable>
		<ns4:nameOfIssuer>CARDINAL HEALTH INC COM</ns4:nameOfIssuer>
		<ns4:titleOfClass>Stock</ns4:titleOfClass>
		<ns4:cusip>14149Y108</ns4:cusip>
		<ns4:value>10903</ns4:value>
		<ns4:shrsOrPrnAmt>
			<ns4:sshPrnamt>49</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>49</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
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	<ns4:infoTable>
		<ns4:nameOfIssuer>TORONTO DOMINION BK ONT COM NEW</ns4:nameOfIssuer>
		<ns4:titleOfClass>Stock</ns4:titleOfClass>
		<ns4:cusip>891160509</ns4:cusip>
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			<ns4:sshPrnamt>157</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
		<ns4:votingAuthority>
			<ns4:Sole>157</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
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		<ns4:nameOfIssuer>BLACKROCK INC COM</ns4:nameOfIssuer>
		<ns4:titleOfClass>Stock</ns4:titleOfClass>
		<ns4:cusip>09290D101</ns4:cusip>
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			<ns4:sshPrnamt>173</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
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			<ns4:Sole>173</ns4:Sole>
			<ns4:Shared>0</ns4:Shared>
			<ns4:None>0</ns4:None>
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		<ns4:nameOfIssuer>ISHARES CORE S&amp;P MID-CAP ETF</ns4:nameOfIssuer>
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		<ns4:cusip>464287507</ns4:cusip>
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			<ns4:sshPrnamt>950</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
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			<ns4:Sole>950</ns4:Sole>
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		<ns4:nameOfIssuer>REGENXBIO INC COM</ns4:nameOfIssuer>
		<ns4:titleOfClass>Stock</ns4:titleOfClass>
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			<ns4:sshPrnamt>191</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
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			<ns4:Sole>191</ns4:Sole>
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		<ns4:nameOfIssuer>ISHARES MSCI EAFE ETF</ns4:nameOfIssuer>
		<ns4:titleOfClass>ETF</ns4:titleOfClass>
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			<ns4:sshPrnamt>58031</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
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			<ns4:Sole>58031</ns4:Sole>
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		<ns4:nameOfIssuer>APPLE INC COM</ns4:nameOfIssuer>
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			<ns4:sshPrnamt>3566</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
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			<ns4:Sole>3566</ns4:Sole>
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			<ns4:None>0</ns4:None>
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	<ns4:infoTable>
		<ns4:nameOfIssuer>TR ACTIVEBETA US LARGE CAP EQUITY ETF</ns4:nameOfIssuer>
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		<ns4:cusip>381430503</ns4:cusip>
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			<ns4:sshPrnamt>28619</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
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			<ns4:Sole>28619</ns4:Sole>
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		<ns4:nameOfIssuer>ABBOTT LABORATORIES COM</ns4:nameOfIssuer>
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			<ns4:sshPrnamt>1277</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
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			<ns4:Sole>1277</ns4:Sole>
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		<ns4:nameOfIssuer>DISNEY WALT CO COM</ns4:nameOfIssuer>
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			<ns4:sshPrnamt>158</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
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			<ns4:Sole>158</ns4:Sole>
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		<ns4:nameOfIssuer>VANGUARD TOTAL WORLD STOCK ETF</ns4:nameOfIssuer>
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		<ns4:cusip>922042742</ns4:cusip>
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			<ns4:sshPrnamt>8</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
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			<ns4:Sole>8</ns4:Sole>
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		<ns4:nameOfIssuer>STATE STREET SPDR BLOOMBERG 1-3 MONTH T-BILL ETF</ns4:nameOfIssuer>
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		<ns4:cusip>78468R663</ns4:cusip>
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			<ns4:sshPrnamt>705</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
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			<ns4:Sole>705</ns4:Sole>
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		<ns4:nameOfIssuer>ISHARES RUSSELL 1000 VALUE ETF</ns4:nameOfIssuer>
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			<ns4:sshPrnamt>100</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
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			<ns4:Sole>100</ns4:Sole>
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		<ns4:nameOfIssuer>DOMINOS PIZZA INC COM</ns4:nameOfIssuer>
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			<ns4:sshPrnamt>258</ns4:sshPrnamt>
			<ns4:sshPrnamtType>SH</ns4:sshPrnamtType>
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		<ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion>
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			<ns4:Sole>258</ns4:Sole>
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