AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 14525664 132800 SH SOLE 0 0 132800 DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690 4396027 97322 SH SOLE 0 0 97322 EVERUS CONSTR GROUP COM 300426103 7385192 62842 SH SOLE 0 0 62842 ISHARES INC CORE MSCI EMKT 46434G103 14209087 175075 SH SOLE 0 0 175075 ISHARES INC MSCI JAPAN ETF 46434G822 13762327 141210 SH SOLE 0 0 141210 ISHARES TR MSCI EAFE ETF 464287465 7556439 72735 SH SOLE 0 0 72735 ISHARES TR RUSSELL 2000 ETF 464287655 1906923 6862 SH SOLE 0 0 6862 ISHARES TR MSCI ACWI ETF 464288257 2137173 13461 SH SOLE 0 0 13461 ISHARES TR NATIONAL MUN ETF 464288414 79364 785 SH SOLE 0 0 785 ISHARES TR INTL SEL DIV ETF 464288448 7918430 187685 SH SOLE 0 0 187685 ISHARES TR PFD AND INCM SEC 464288687 5900 200 SH SOLE 0 0 200 ISHARES TR EAFE VALUE ETF 464288877 35931539 454025 SH SOLE 0 0 454025 ISHARES TR EAFE GRWTH ETF 464288885 2194741 18315 SH SOLE 0 0 18315 KNIFE RIVER CORP COMMON STOCK 498894104 5118134 101510 SH SOLE 0 0 101510 MDU RES GROUP INC COM 552690109 4549976 245414 SH SOLE 0 0 245414 PEPSICO INC COM 713448108 396127 3126 SH SOLE 0 0 3126 SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 23923500 389000 SH SOLE 0 0 389000 SPDR SERIES TRUST ST TERM HIGH ETF 78468R408 11805385 486820 SH SOLE 0 0 486820 TCW ETF TRUST TRANSFRM 500 ETF 29287L106 73618671 817456 SH SOLE 0 0 817456 VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 74310135 1499700 SH SOLE 0 0 1499700 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 822969610 1174228 SH SOLE 0 0 1174228 VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 9405095 104373 SH SOLE 0 0 104373 VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 4442414 20559 SH SOLE 0 0 20559 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 22307362 141320 SH SOLE 0 0 141320 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 7659313 129140 SH SOLE 0 0 129140 VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 35065531 302785 SH SOLE 0 0 302785 VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 1802836 20770 SH SOLE 0 0 20770 VANGUARD MALVERN FDS TOTAL TREASURY 922020680 3327573 46063 SH SOLE 0 0 46063 VANGUARD MALVERN FDS GOVT ACTIV ETF 922020714 466636 6479 SH SOLE 0 0 6479 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 77946023 1009010 SH SOLE 0 0 1009010 VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 42201491 950270 SH SOLE 0 0 950270 VANGUARD STAR FDS VG TL INTL STK F 921909768 238320429 2805090 SH SOLE 0 0 2805090 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 2394953 33918 SH SOLE 0 0 33918 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 19324728 124515 SH SOLE 0 0 124515 VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 9455655 93500 SH SOLE 0 0 93500 VANGUARD WORLD FD ESG INTL STK ETF 921910725 19544502 241082 SH SOLE 0 0 241082 VANGUARD WORLD FD ESG US STK ETF 921910733 33726948 248852 SH SOLE 0 0 248852 VANGUARD WORLD FD MRNGSTR MEGA CAP 921910816 1342238 14487 SH SOLE 0 0 14487