ABBVIE INC COM 00287Y109 250080 956 SH SOLE 0 0 956 ADVANCED MICRO DEVICES INC COM 007903107 422726 691 SH SOLE 0 0 691 ALPHABET INC CAP STK CL A 02079K305 1279192 3718 SH SOLE 0 0 3718 ALPHABET INC CAP STK CL C 02079K107 1581572 4642 SH SOLE 0 0 4642 ALTRIA GROUP INC COM 02209S103 373468 5546 SH SOLE 0 0 5546 AMAZON COM INC COM 023135106 1884072 7562 SH SOLE 0 0 7562 AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 20519856 218250 SH SOLE 0 0 218250 AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 15905591 145416 SH SOLE 0 0 145416 AMERICAN CENTY ETF TR US SML CP VALU 025072877 9111024 77363 SH SOLE 0 0 77363 AMGEN INC COM 031162100 384417 912 SH SOLE 0 0 912 APPLE INC COM 037833100 5779613 17355 SH SOLE 0 0 17355 ASML HLDG NV N Y REGISTRY SHS N07059210 342406 189 SH SOLE 0 0 189 BANCO BRADESCO S A SPONSORED ADR 059460402 62740 20370 SH SOLE 0 0 20370 BANCO SANTANDER SA ADR 05964H105 214808 15532 SH SOLE 0 0 15532 BANK OF AMER CORP COM 060505104 334908 6153 SH SOLE 0 0 6153 BRISTOL-MYERS SQUIBB CO COM 110122108 227011 3638 SH SOLE 0 0 3638 BROADCOM INC COM 11135F101 1546641 4404 SH SOLE 0 0 4404 CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102 1174199 55465 SH SOLE 0 0 55465 CAPITAL GRP FIXED INCM ETF T MUN INM ETF 14020Y201 1097859 42323 SH SOLE 0 0 42323 CATERPILLAR INC COM 149123101 319451 394 SH SOLE 0 0 394 CEMEX SAB DE CV SPON ADR NEW 151290889 135356 14233 SH SOLE 0 0 14233 CHEVRON CORPORATION COM 166764100 436397 2137 SH SOLE 0 0 2137 CHUBB LIMITED COM H1467J104 244588 752 SH SOLE 0 0 752 CISCO SYS INC COM 17275R102 582601 5413 SH SOLE 0 0 5413 CITIGROUP INC COM NEW 172967424 227755 1759 SH SOLE 0 0 1759 COCA COLA CO COM 191216100 251095 2917 SH SOLE 0 0 2917 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 1320016 19868 SH SOLE 0 0 19868 DUKE ENERGY CORP NEW COM NEW 26441C204 319570 2803 SH SOLE 0 0 2803 ELI LILLY & CO COM 532457108 492916 426 SH SOLE 0 0 426 EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 426957 2623 SH SOLE 0 0 2623 FIDELITY COVINGTON TRUST EMERG MKTS MLTFT 316092543 252476 7104 SH SOLE 0 0 7104 GE VERNOVA INC COM 36828A101 202454 213 SH SOLE 0 0 213 GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 459052 3165 SH SOLE 0 0 3165 HOME DEPOT INC COM 437076102 237635 835 SH SOLE 0 0 835 HSBC HLDGS PLC SPON ADR NEW 404280406 359502 3620 SH SOLE 0 0 3620 HUNTINGTON BANCSHARES INC COM 446150104 314707 20623 SH SOLE 0 0 20623 INSPERITY INC COM 45778Q107 566767 12165 SH SOLE 0 0 12165 INTEL CORP COM 458140100 205473 1709 SH SOLE 0 0 1709 INTERNATIONAL BUSINESS MACHS COM 459200101 787830 3582 SH SOLE 0 0 3582 INVESCO QQQ TR UNIT SER 1 46090E103 86826747 117370 SH SOLE 0 0 117370 ISHARES INC CORE MSCI EMKT 46434G103 5020750 61862 SH SOLE 0 0 61862 ISHARES INC ESG AWR MSCI EM 46434G863 8969551 165612 SH SOLE 0 0 165612 ISHARES TR 20 YR TR BD ETF 464287432 4247862 54614 SH SOLE 0 0 54614 ISHARES TR 7-10 YR TRSY BD 464287440 211665 2370 SH SOLE 0 0 2370 ISHARES TR CORE INTL AGGR 46435G672 936080 19026 SH SOLE 0 0 19026 ISHARES TR CORE MSCI EAFE 46432F842 316991 3272 SH SOLE 0 0 3272 ISHARES TR CORE S&P MCP ETF 464287507 1172586 16297 SH SOLE 0 0 16297 ISHARES TR CORE S&P SCP ETF 464287804 2495326 18343 SH SOLE 0 0 18343 ISHARES TR CORE S&P500 ETF 464287200 1987414 2595 SH SOLE 0 0 2595 ISHARES TR CORE US AGGBD ET 464287226 4339527 45901 SH SOLE 0 0 45901 ISHARES TR CRE U S REIT ETF 464288521 1231785 20003 SH SOLE 0 0 20003 ISHARES TR EAFE SML CP ETF 464288273 1659400 19656 SH SOLE 0 0 19656 ISHARES TR FALN ANGLS USD 46435G474 304367 11738 SH SOLE 0 0 11738 ISHARES TR IBOXX INV CP ETF 464287242 1523472 14910 SH SOLE 0 0 14910 ISHARES TR ISHS 1-5YR INVS 464288646 289091 5643 SH SOLE 0 0 5643 ISHARES TR MSCI ACWI ETF 464288257 5224945 32910 SH SOLE 0 0 32910 ISHARES TR MSCI INTL QUALTY 46434V456 6470677 130800 SH SOLE 0 0 130800 ISHARES TR MSCI USA QLT FCT 46432F339 285356 1284 SH SOLE 0 0 1284 ISHARES TR NATIONAL MUN ETF 464288414 420911 4163 SH SOLE 0 0 4163 ISHARES TR RUS 2000 GRW ETF 464287648 1003111 2811 SH SOLE 0 0 2811 ISHARES TR RUS MD CP GR ETF 464287481 19773645 143620 SH SOLE 0 0 143620 ISHARES TR RUS MDCP VAL ETF 464287473 1113224 6926 SH SOLE 0 0 6926 ISHARES TR RUSSELL 2000 ETF 464287655 215365 775 SH SOLE 0 0 775 ISHARES TR S&P 500 GRWT ETF 464287309 870773 6121 SH SOLE 0 0 6121 ISHARES TR S&P MC 400GR ETF 464287606 258241 2356 SH SOLE 0 0 2356 ISHARES TR SELECT US REIT 464287564 784363 12470 SH SOLE 0 0 12470 ISHARES TR SHRT NAT MUN ETF 464288158 1202315 11501 SH SOLE 0 0 11501 ISHARES TR SP SMCP600VL ETF 464287879 1660286 12961 SH SOLE 0 0 12961 ISHARES TR TRUST ISHARE 0-1 464288679 515856 4676 SH SOLE 0 0 4676 J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 780987 15447 SH SOLE 0 0 15447 JOHNSON & JOHNSON COM 478160104 708999 2678 SH SOLE 0 0 2678 JOHNSON CONTROLS INTERNATION SHS G51502105 240367 1617 SH SOLE 0 0 1617 JPMORGAN CHASE & CO COM 46625H100 811857 2454 SH SOLE 0 0 2454 LAM RESEARCH CORP COM NEW 512807306 281533 857 SH SOLE 0 0 857 LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 91752 16297 SH SOLE 0 0 16297 LOWES COS INC COM 548661107 263350 1429 SH SOLE 0 0 1429 MASTERCARD INCORPORATED CL A 57636Q104 260294 472 SH SOLE 0 0 472 MEDTRONIC PLC SHS G5960L103 346972 4021 SH SOLE 0 0 4021 MERCK & CO INC COM 58933Y105 621491 4277 SH SOLE 0 0 4277 META PLATFORMS INC CL A 30303M102 919951 1269 SH SOLE 0 0 1269 MICRON TECHNOLOGY INC COM 595112103 439890 413 SH SOLE 0 0 413 MICROSOFT CORP COM 594918104 1740818 3394 SH SOLE 0 0 3394 MORGAN STANLEY COM NEW 617446448 388197 2064 SH SOLE 0 0 2064 NEXTERA ENERGY INC COM 65339F101 342469 4522 SH SOLE 0 0 4522 NOVARTIS AG SPONSORED ADR 66987V109 519525 3644 SH SOLE 0 0 3644 NVIDIA CORPORATION COM 67066G104 2970155 13005 SH SOLE 0 0 13005 PALO ALTO NETWORKS INC COM 697435105 329370 829 SH SOLE 0 0 829 PHILIP MORRIS INTL INC COM 718172109 543646 2849 SH SOLE 0 0 2849 PIMCO ETF TR ENHAN SHRT MA AC 72201R833 3443995 34252 SH SOLE 0 0 34252 PNC FINL SVCS GROUP INC COM 693475105 3174317 14282 SH SOLE 0 0 14282 PROLOGIS INC. COM 74340W103 313434 2414 SH SOLE 0 0 2414 QUALCOMM INC COM 747525103 226022 1228 SH SOLE 0 0 1228 ROYAL BK CDA COM 780087102 219984 1119 SH SOLE 0 0 1119 RTX CORPORATION COM 75513E101 216654 1167 SH SOLE 0 0 1167 SANDISK CORP COM 80004C200 241845 139 SH SOLE 0 0 139 SAP SE SPON ADR 803054204 245381 1177 SH SOLE 0 0 1177 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 19281523 701912 SH SOLE 0 0 701912 SCHWAB STRATEGIC TR LONG TERM US 808524680 274269 9637 SH SOLE 0 0 9637 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 41490490 1275453 SH SOLE 0 0 1275453 SELECT SECTOR SPDR TR ST STR REAL ETF 81369Y860 455377 11131 SH SOLE 0 0 11131 SPDR SERIES TRUST ST BLOO HIGH ETF 78468R622 392655 4233 SH SOLE 0 0 4233 SPDR SERIES TRUST ST STR P500GRW 78464A409 11018474 89523 SH SOLE 0 0 89523 SPDR SERIES TRUST ST STR P500VAL 78464A508 4752974 77752 SH SOLE 0 0 77752 STATE STR SPDR DOW JONES IND UT SER 1 78467X109 5110589 10049 SH SOLE 0 0 10049 STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1564949 2052 SH SOLE 0 0 2052 SUMITOMO MITSUI FIN GRP INC SPONSORED ADR 86562M209 316517 12216 SH SOLE 0 0 12216 T ROWE PRICE EXCHANGE-TRADED US HIGH YIELD 87283Q875 2000897 40179 SH SOLE 0 0 40179 TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 928347 2035 SH SOLE 0 0 2035 TARGET CORP COM 87612E106 240049 1532 SH SOLE 0 0 1532 TESLA INC COM 88160R101 1140714 3215 SH SOLE 0 0 3215 TRUIST FINL CORP COM 89832Q109 215341 4651 SH SOLE 0 0 4651 UNILEVER PLC SPON ADR NEW 904767803 239580 3945 SH SOLE 0 0 3945 UNITEDHEALTH GROUP INC COM 91324P102 254386 693 SH SOLE 0 0 693 US BANCORP COM NEW 902973304 289955 5020 SH SOLE 0 0 5020 VALE S A SPONSORED ADS 91912E105 179627 13395 SH SOLE 0 0 13395 VANGUARD BD INDEX FDS INTERMED TERM 921937819 7422033 101867 SH SOLE 0 0 101867 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 564584 7390 SH SOLE 0 0 7390 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 332230 4736 SH SOLE 0 0 4736 VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 13889666 154141 SH SOLE 0 0 154141 VANGUARD INDEX FDS MRNGSTR LRG CAP 922908637 17523522 49804 SH SOLE 0 0 49804 VANGUARD INDEX FDS MRNGSTR MD CP GR 922908538 2769510 9481 SH SOLE 0 0 9481 VANGUARD INDEX FDS MRNGSTR MD CP VA 922908512 1986081 10157 SH SOLE 0 0 10157 VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 3869036 49337 SH SOLE 0 0 49337 VANGUARD INDEX FDS MRNGSTR SM CP GR 922908595 1774282 5252 SH SOLE 0 0 5252 VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 671427 2360 SH SOLE 0 0 2360 VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 2042046 5457 SH SOLE 0 0 5457 VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 4097742 18964 SH SOLE 0 0 18964 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3776108 42130 SH SOLE 0 0 42130 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 350428 500 SH SOLE 0 0 500 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 455560 7681 SH SOLE 0 0 7681 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 2402776 15477 SH SOLE 0 0 15477 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 5680471 35987 SH SOLE 0 0 35987 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1431434 30225 SH SOLE 0 0 30225 VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 355221 6171 SH SOLE 0 0 6171 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 222578 954 SH SOLE 0 0 954 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 29258010 414361 SH SOLE 0 0 414361 VENU HLDG CORP COM 92333E104 102369 72091 SH SOLE 0 0 72091 VERIZON COMMUNICATIONS INC COM 92343V104 243432 5307 SH SOLE 0 0 5307 VISA INC COM CL A 92826C839 732729 2039 SH SOLE 0 0 2039 WALMART INC COM 931142103 222942 2145 SH SOLE 0 0 2145 WELLTOWER INC COM 95040Q104 227247 987 SH SOLE 0 0 987