ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 117978 451 SH DFND 0 0 451 ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 119024 455 SH SOLE 0 0 455 ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 516465 1501 SH DFND 0 0 1501 AMAZON COM INC COM 023135106 BBG001S5PQL7 279547 1122 SH DFND 0 0 1122 AMAZON COM INC COM 023135106 BBG001S5PQL7 24915 100 SH SOLE 0 0 100 APPLE INC COM 037833100 BBG001S5N8V8 570797 1714 SH DFND 0 0 1714 BLACKROCK ETF TRUST ISHA I IN TE ETF 09290C780 BBG01Q9L3DJ3 432977 9175 SH DFND 0 0 9175 BLACKROCK ETF TRUST ISHA IN CTRY ETF 09290C764 BBG01R3KJNK8 686216 18878 SH DFND 0 0 18878 BLACKROCK ETF TRUST ISHA LA CORE ETF 09290C855 BBG01JV981Y5 557069 11378 SH DFND 0 0 11378 BLACKROCK ETF TRUST ISHA SYST AL ETF 09290C665 BBG01YY05KZ8 315324 10560 SH DFND 0 0 10560 BLACKROCK ETF TRUST ISHA US THEM ETF 09290C806 BBG01408D4M5 306413 6967 SH DFND 0 0 6967 BLACKROCK ETF TRUST ISHARES DEFENSE 09290C699 BBG01TYJMSP3 292506 9367 SH DFND 0 0 9367 BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 BBG00NNWBWQ2 1031798 14897 SH DFND 0 0 14897 BLACKROCK ETF TRUST ISHARES US LARG 09290C863 BBG01JJ8XMV0 319789 9280 SH DFND 0 0 9280 BLACKROCK ETF TRUST II ISHA FLEX IN ETF 092528603 BBG01GQYLJY8 347506 6842 SH DFND 0 0 6842 BLACKROCK ETF TRUST II ISHA GLO USD ETF 092528835 BBG01VRR2NR9 253206 5054 SH DFND 0 0 5054 BLACKROCK ETF TRUST II ISHA SECU IN ETF 092528819 BBG01ZNMJ907 315961 6507 SH DFND 0 0 6507 BLACKROCK ETF TRUST II ISHARES AAA CLO 092528504 BBG01C8315P7 275236 5305 SH DFND 0 0 5305 BROADCOM INC COM 11135F101 BBG00KHY5SY8 234244 667 SH DFND 0 0 667 DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 BBG011DXY6D4 583762 13133 SH SOLE 0 0 13133 DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 BBG0177CTQC7 353815 6433 SH SOLE 0 0 6433 ELI LILLY & CO COM 532457108 BBG001S5STL8 150421 130 SH DFND 0 0 130 ELI LILLY & CO COM 532457108 BBG001S5STL8 120543 104 SH SOLE 0 0 104 GOLDMAN SACHS ETF TR MARKETBETA US EQ 381430123 BBG00TSXPF39 350176 3317 SH DFND 0 0 3317 INVESCO EXCH TRADED FD TR II S&P 500 REVENUE 46138G698 BBG00P4Y2QS5 374290 2909 SH SOLE 0 0 2909 INVESCO EXCH TRADED FD TR II S&P INTL MOMNT 46138E222 BBG002PL3ZV6 292552 4793 SH SOLE 0 0 4793 ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 323483 3986 SH DFND 0 0 3986 ISHARES TR 10-20 YR TRS ETF 464288653 BBG001SSD830 342365 3714 SH DFND 0 0 3714 ISHARES TR 7-10 YR TRSY BD 464287440 BBG001S80936 515855 5776 SH DFND 0 0 5776 ISHARES TR CORE DIV GRWTH 46434V621 BBG006MJFZK4 61820 820 SH SOLE 0 0 820 ISHARES TR CORE DIV GRWTH 46434V621 BBG006MJFZK4 223155 2960 SH DFND 0 0 2960 ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 62378 81 SH SOLE 0 0 81 ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 3275417 4277 SH DFND 0 0 4277 ISHARES TR CORE UNIVRSL USD 46434V613 BBG006MJCSW0 1810269 41058 SH DFND 0 0 41058 ISHARES TR EAFE GRWTH ETF 464288885 BBG001SP62C7 404552 3376 SH DFND 0 0 3376 ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 297271 3756 SH DFND 0 0 3756 ISHARES TR INVT GRAD SY ETF 46435G219 BBG00H4BPM52 648226 15149 SH DFND 0 0 15149 ISHARES TR MSCI ACWI EX US 464288240 BBG001S56R18 522232 6906 SH DFND 0 0 6906 ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 1122023 7887 SH DFND 0 0 7887 ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 900844 3946 SH DFND 0 0 3946 ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 265950 2544 SH DFND 0 0 2544 ISHARES TR TRUST ISHARE 0-1 464288679 BBG001SSD803 265430 2406 SH DFND 0 0 2406 ISHARES TR US TREAS BD ETF 46429B267 BBG002NCKPP8 299000 13672 SH DFND 0 0 13672 J P MORGAN EXCHANGE TRADED F ACTIVE BOND ETF 46654Q716 BBG01J4V6196 2220943 43446 SH DFND 0 0 43446 J P MORGAN EXCHANGE TRADED F BET USD HIG ETF 46641Q878 BBG00DRLJ399 352741 7950 SH DFND 0 0 7950 J P MORGAN EXCHANGE TRADED F BETABUILDRS US 46641Q399 BBG00NKWFC12 4354466 31650 SH DFND 0 0 31650 J P MORGAN EXCHANGE TRADED F BETABULDRS JAPAN 46641Q217 BBG00L52MHJ1 312744 3984 SH DFND 0 0 3984 J P MORGAN EXCHANGE TRADED F INTERNL GWT 46641Q324 BBG00TSG1GG6 392920 4688 SH DFND 0 0 4688 J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134 BBG016CBQVP3 1465244 17834 SH DFND 0 0 17834 J P MORGAN EXCHANGE TRADED F JPMORGAN INTL VL 46654Q757 BBG01J1R8HL7 562269 5905 SH DFND 0 0 5905 J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 BBG00M8D48L9 9374 197 SH SOLE 0 0 197 J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 BBG00M8D48L9 955407 20080 SH DFND 0 0 20080 J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 BBG00J5DPW97 446965 6056 SH SOLE 0 0 6056 J P MORGAN EXCHANGE TRADED F US RESEARCH ENHN 46654Q617 BBG01SN0ZRH5 1859839 27155 SH DFND 0 0 27155 JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 251768 951 SH DFND 0 0 951 JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 299732 906 SH DFND 0 0 906 META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 258165 356 SH DFND 0 0 356 MICROSOFT CORP COM 594918104 BBG001S5TD05 741141 1445 SH DFND 0 0 1445 MICROSOFT CORP COM 594918104 BBG001S5TD05 135406 264 SH SOLE 0 0 264 NORTHROP GRUMMAN CORP COM 666807102 BBG001S5TP26 399355 826 SH SOLE 0 0 826 NORTHROP GRUMMAN CORP COM 666807102 BBG001S5TP26 48348 100 SH DFND 0 0 100 NUSHARES ETF TR NUVEEN ESG INTL 67092P805 BBG00GVWYK25 219438 5526 SH DFND 0 0 5526 NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 BBG00FJ5GY57 283202 2491 SH DFND 0 0 2491 NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 BBG00FJ5HBJ1 309530 5879 SH DFND 0 0 5879 NUSHARES ETF TR NUVEEN ESG US 67092P870 BBG00HTVKZ20 225503 10652 SH DFND 0 0 10652 NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 566155 2479 SH DFND 0 0 2479 PROCTER & GAMBLE CO COM 742718109 BBG001S5V4L9 199630 1374 SH SOLE 0 0 1374 PROCTER & GAMBLE CO COM 742718109 BBG001S5V4L9 129445 891 SH DFND 0 0 891 RUSSELL INVTS EXCHANGE TRADE GLOBA EQUIT ETF 78249U308 BBG01TXZVSX9 229312 6907 SH DFND 0 0 6907 SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 BBG001S7TCZ5 260947 1333 SH DFND 0 0 1333 SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 791386 2078 SH DFND 0 0 2078 SPDR INDEX SHS FDS ST INTL CAP ETF 78463X871 BBG001SRXRK9 702360 15413 SH DFND 0 0 15413 SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 BBG001SRXRD7 2481226 47937 SH DFND 0 0 47937 SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 BBG001SRXRJ1 2562789 51041 SH DFND 0 0 51041 SPDR SERIES TRUST SST SPDR BLOOMBE 78464A391 BBG001V0JXM5 407468 19780 SH DFND 0 0 19780 SPDR SERIES TRUST ST BLOO HIGH ETF 78468R622 BBG001SQS7X7 336165 3624 SH DFND 0 0 3624 SPDR SERIES TRUST ST LON TREAS ETF 78464A664 BBG001STKCY7 1046058 43860 SH DFND 0 0 43860 SPDR SERIES TRUST ST LONG BD ETF 78464A367 BBG001SRZBZ6 697293 34215 SH DFND 0 0 34215 SPDR SERIES TRUST ST STR AGGRE ETF 78464A649 BBG001STKD11 1316444 54041 SH DFND 0 0 54041 SPDR SERIES TRUST ST STR BLO 1 ETF 78468R663 BBG001STKCW9 265390 2896 SH DFND 0 0 2896 SPDR SERIES TRUST ST STR P400MID 78464A847 BBG001SPT9T9 730089 11581 SH DFND 0 0 11581 SPDR SERIES TRUST ST STR P500ETF 78464A854 BBG001SPTB87 37720 420 SH SOLE 0 0 420 SPDR SERIES TRUST ST STR P500ETF 78464A854 BBG001SPTB87 793569 8841 SH DFND 0 0 8841 SPDR SERIES TRUST ST STR SP600 SML 78468R853 BBG004T58LZ5 991010 18748 SH DFND 0 0 18748 SPDR SERIES TRUST ST STR SP600 SML 78468R853 BBG004T58LZ5 318 6 SH SOLE 0 0 6 SPDR SERIES TRUST ST STR USD ETF 78468R515 BBG00ZXP9R74 709512 29724 SH DFND 0 0 29724 SPDR SERIES TRUST STATE STRET SPDR 78468R440 BBG01PKPCVP6 1145734 29213 SH DFND 0 0 29213 SPDR SERIES TRUST STATE STRET SPDR 78468R861 BBG004MKB438 580710 31890 SH DFND 0 0 31890 SSGA ACTIVE ETF TR ST STR BL LN ETF 78467V608 BBG004DF1DW8 682735 16904 SH DFND 0 0 16904 SSGA ACTIVE TR ST STR SECTO ETF 78470P507 BBG00NS9WHL3 4044679 165698 SH DFND 0 0 165698 SSGA ACTIVE TR STATE STREET US 78470P408 BBG00NS9VV15 3450707 51961 SH DFND 0 0 51961 STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 BBG001S72SM3 4328050 5675 SH DFND 0 0 5675 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 281976 3691 SH DFND 0 0 3691 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 3133 41 SH SOLE 0 0 41 VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 BBG001SHTB03 236894 633 SH DFND 0 0 633 VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 BBG001SHTB03 8608 23 SH SOLE 0 0 23 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 305135 435 SH DFND 0 0 435 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 363632 519 SH SOLE 0 0 519 VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 BBG001SHTV36 576155 4975 SH DFND 0 0 4975 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 931098 19660 SH DFND 0 0 19660 VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 BBG001TCH518 289209 2243 SH SOLE 0 0 2243 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 241912 3426 SH DFND 0 0 3426 VANGUARD WORLD FD MRNGSTR VAL ETF 921910840 BBG001T0Y6L1 335319 2082 SH SOLE 0 0 2082