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    <nameOfIssuer>3M CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
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    <titleOfClass>COM</titleOfClass>
    <cusip>00287Y109</cusip>
    <value>846</value>
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      <sshPrnamt>3234</sshPrnamt>
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    <nameOfIssuer>ADVANCED MICRO DEVICES</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>007903107</cusip>
    <value>73927</value>
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    <nameOfIssuer>AIR PRODUCTS &amp; CHEMICALS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>009158106</cusip>
    <value>748</value>
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      <sshPrnamt>2687</sshPrnamt>
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      <Sole>2687</Sole>
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    <titleOfClass>COM</titleOfClass>
    <cusip>020002101</cusip>
    <value>1537</value>
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      <sshPrnamt>6927</sshPrnamt>
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      <Sole>6927</Sole>
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      <None>0</None>
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    <nameOfIssuer>ALPHABET INC-CL A</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>02079K305</cusip>
    <value>1759</value>
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      <Sole>5112</Sole>
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    <nameOfIssuer>ALPHABET INC-CL C</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>02079K107</cusip>
    <value>44460</value>
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      <Sole>130481</Sole>
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    <nameOfIssuer>AMAZON.COM INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>023135106</cusip>
    <value>36341</value>
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      <Sole>145859</Sole>
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      <None>0</None>
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    <nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>025816109</cusip>
    <value>20700</value>
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      <sshPrnamt>68070</sshPrnamt>
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      <Sole>68070</Sole>
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      <None>0</None>
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    <nameOfIssuer>AMERICAN INTERNATIONAL GROUP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>026874784</cusip>
    <value>12088</value>
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      <Sole>162433</Sole>
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      <None>0</None>
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    <nameOfIssuer>AMGEN INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>031162100</cusip>
    <value>3352</value>
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      <Sole>7952</Sole>
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      <None>0</None>
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    <nameOfIssuer>AON PLC-CLASS A</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>g0403h108</cusip>
    <value>13593</value>
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      <sshPrnamt>49114</sshPrnamt>
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      <Sole>49114</Sole>
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    <nameOfIssuer>APPLE INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>037833100</cusip>
    <value>46115</value>
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      <sshPrnamt>138474</sshPrnamt>
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      <Sole>138474</Sole>
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      <None>0</None>
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    <nameOfIssuer>APPLIED MATERIALS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>038222105</cusip>
    <value>254</value>
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      <sshPrnamt>497</sshPrnamt>
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      <Sole>497</Sole>
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      <None>0</None>
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    <nameOfIssuer>AUTOMATIC DATA PROCESSING</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>053015103</cusip>
    <value>318</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1233</sshPrnamt>
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    <votingAuthority>
      <Sole>1233</Sole>
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      <None>0</None>
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    <nameOfIssuer>BANK OF NEW YORK MELLON CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>064058100</cusip>
    <value>7896</value>
    <shrsOrPrnAmt>
      <sshPrnamt>54594</sshPrnamt>
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    <votingAuthority>
      <Sole>54594</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>BERKSHIRE HATHAWAY INC- CL B</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>084670702</cusip>
    <value>723</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1451</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1451</Sole>
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      <None>0</None>
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    <nameOfIssuer>BOEING CO/THE</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>097023105</cusip>
    <value>23873</value>
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      <sshPrnamt>128317</sshPrnamt>
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    <votingAuthority>
      <Sole>128317</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>BRISTOW GROUP INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>11040G103</cusip>
    <value>236</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5790</sshPrnamt>
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    <votingAuthority>
      <Sole>5790</Sole>
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      <None>0</None>
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    <nameOfIssuer>BROADCOM INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>11135F101</cusip>
    <value>1800</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5127</sshPrnamt>
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    <votingAuthority>
      <Sole>5127</Sole>
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      <None>0</None>
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    <nameOfIssuer>CAMDEN NATIONAL CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>133034108</cusip>
    <value>302</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5464</sshPrnamt>
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    <votingAuthority>
      <Sole>5464</Sole>
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    <nameOfIssuer>CAPITAL ONE FINANCIAL CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>14040H105</cusip>
    <value>273</value>
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      <sshPrnamt>1412</sshPrnamt>
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    <votingAuthority>
      <Sole>1412</Sole>
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      <None>0</None>
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    <titleOfClass>COM</titleOfClass>
    <cusip>149123101</cusip>
    <value>692</value>
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    <votingAuthority>
      <Sole>854</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>CHEVRON CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>166764100</cusip>
    <value>18586</value>
    <shrsOrPrnAmt>
      <sshPrnamt>91017</sshPrnamt>
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    <votingAuthority>
      <Sole>91017</Sole>
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      <None>0</None>
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    <nameOfIssuer>CHUBB LTD</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>h1467j104</cusip>
    <value>20114</value>
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      <sshPrnamt>61842</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>61842</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>CISCO SYSTEMS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>17275R102</cusip>
    <value>581</value>
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      <sshPrnamt>5395</sshPrnamt>
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    <votingAuthority>
      <Sole>5395</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>CITIGROUP INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>172967424</cusip>
    <value>11834</value>
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      <Sole>91393</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>CITIZENS FINANCIAL GROUP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>174610105</cusip>
    <value>638</value>
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      <sshPrnamt>10000</sshPrnamt>
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    <votingAuthority>
      <Sole>10000</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>20825C104</cusip>
    <value>514</value>
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      <sshPrnamt>4110</sshPrnamt>
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    <votingAuthority>
      <Sole>4110</Sole>
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    <nameOfIssuer>COSTCO WHOLESALE CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>22160K105</cusip>
    <value>512</value>
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      <sshPrnamt>562</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
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      <Sole>562</Sole>
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      <None>0</None>
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    <nameOfIssuer>DEERE &amp; CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>244199105</cusip>
    <value>2046</value>
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      <sshPrnamt>3046</sshPrnamt>
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      <Sole>3046</Sole>
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      <None>0</None>
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    <nameOfIssuer>DELL TECHNOLOGIES -C</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>24703L202</cusip>
    <value>74732</value>
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    <nameOfIssuer>DORIAN LPG LTD</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>y2106r110</cusip>
    <value>578</value>
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      <Sole>10500</Sole>
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    <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>g29183103</cusip>
    <value>1129</value>
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      <Sole>2627</Sole>
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      <None>0</None>
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    <nameOfIssuer>EDWARDS LIFESCIENCES CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>28176E108</cusip>
    <value>568</value>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>6579</Sole>
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      <None>0</None>
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    <nameOfIssuer>ELI LILLY &amp; CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>532457108</cusip>
    <value>30906</value>
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      <sshPrnamt>26710</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>26710</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>EMERSON ELECTRIC CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>291011104</cusip>
    <value>12670</value>
    <shrsOrPrnAmt>
      <sshPrnamt>81688</sshPrnamt>
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      <Sole>81688</Sole>
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    <nameOfIssuer>ENERGY TRANSFER LP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>29273V100</cusip>
    <value>692</value>
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      <sshPrnamt>35000</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>35000</Sole>
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      <None>0</None>
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    <nameOfIssuer>EXXONMOBIL HOLDINGS CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>30233Q108</cusip>
    <value>20316</value>
    <shrsOrPrnAmt>
      <sshPrnamt>124828</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
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      <Sole>124828</Sole>
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    </votingAuthority>
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    <nameOfIssuer>FARMERS &amp; MERCHANTS BANCO/OH</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>30779N105</cusip>
    <value>307</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>8869</Sole>
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      <None>0</None>
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    <nameOfIssuer>HILTON WORLDWIDE HOLDINGS IN</nameOfIssuer>
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    <nameOfIssuer>ISHAR FTURE EXP TECH ETF-USD</nameOfIssuer>
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    <nameOfIssuer>ISHARES CORE MSCI EAFE ETF</nameOfIssuer>
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    <nameOfIssuer>ISHARES CORE S&amp;P 500 ETF</nameOfIssuer>
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    <nameOfIssuer>ISHARES CORE S&amp;P TOTAL U.S.</nameOfIssuer>
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    <nameOfIssuer>ISHARES RUSSELL 1000 GROWTH</nameOfIssuer>
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    <cusip>464287614</cusip>
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    <nameOfIssuer>ISHARES RUSSELL 1000 VALUE E</nameOfIssuer>
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    <cusip>464287101</cusip>
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    <nameOfIssuer>ISHARES US TREASURY BOND ETF</nameOfIssuer>
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    <cusip>46429B267</cusip>
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    <nameOfIssuer>ISHR CR UNVRSE USD BD ETF-UI</nameOfIssuer>
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    <cusip>46434V613</cusip>
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    <nameOfIssuer>JOHN HANCOCK MF DEV INTL ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>47804J859</cusip>
    <value>287</value>
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    <nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
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    <nameOfIssuer>JPMORGAN CHASE &amp; CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>46625H100</cusip>
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    <nameOfIssuer>JPMORGAN US VALUE FACTOR ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>46641Q753</cusip>
    <value>330</value>
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    <nameOfIssuer>LAM RESEARCH CORP</nameOfIssuer>
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    <cusip>512807306</cusip>
    <value>201</value>
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    <nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
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    <cusip>539830109</cusip>
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    <nameOfIssuer>LOEWS CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
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    <nameOfIssuer>LOWE'S COS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>548661107</cusip>
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      <Sole>1144</Sole>
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    <nameOfIssuer>MARRIOT INTERNATIONAL INC CL A</nameOfIssuer>
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    <cusip>fhb903208</cusip>
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    <nameOfIssuer>MARRIOTT INTERNATIONAL -CL A</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
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      <Sole>56919</Sole>
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    <nameOfIssuer>MARSH &amp; MCLENNAN</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>571748102</cusip>
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    <nameOfIssuer>MASTERCARD INC - A</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>57636Q104</cusip>
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    <nameOfIssuer>MCDONALD'S CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>580135101</cusip>
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    <titleOfClass>COM</titleOfClass>
    <cusip>58155Q103</cusip>
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      <sshPrnamt>251</sshPrnamt>
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    <nameOfIssuer>MERCK &amp; CO. INC.</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>58933Y105</cusip>
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    <nameOfIssuer>META PLATFORMS INC-CLASS A</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>30303M102</cusip>
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      <Sole>39884</Sole>
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    <nameOfIssuer>MICROSOFT CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>594918104</cusip>
    <value>40482</value>
    <shrsOrPrnAmt>
      <sshPrnamt>78928</sshPrnamt>
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      <None>0</None>
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    <nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>617446448</cusip>
    <value>26674</value>
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      <sshPrnamt>141825</sshPrnamt>
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      <Sole>141825</Sole>
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    <nameOfIssuer>NETFLIX INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>64110L106</cusip>
    <value>417</value>
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    <nameOfIssuer>NEWMONT CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>651639106</cusip>
    <value>309</value>
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      <sshPrnamt>2675</sshPrnamt>
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      <None>0</None>
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    <nameOfIssuer>NEXTERA ENERGY INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>65339F101</cusip>
    <value>315</value>
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      <sshPrnamt>4164</sshPrnamt>
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      <Sole>4164</Sole>
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    <nameOfIssuer>NORTHROP GRUMMAN CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>666807102</cusip>
    <value>13113</value>
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      <sshPrnamt>27122</sshPrnamt>
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    <nameOfIssuer>NOVARTIS AG-SPONSORED ADR</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>66987V109</cusip>
    <value>428</value>
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    <votingAuthority>
      <Sole>3000</Sole>
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      <None>0</None>
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    <nameOfIssuer>NVIDIA CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>67066G104</cusip>
    <value>87685</value>
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      <sshPrnamt>383945</sshPrnamt>
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    <votingAuthority>
      <Sole>383945</Sole>
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      <None>0</None>
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    <nameOfIssuer>NYVATEX OIL CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>670794106</cusip>
    <value>0</value>
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      <sshPrnamt>20000</sshPrnamt>
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    <votingAuthority>
      <Sole>20000</Sole>
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      <None>0</None>
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    <nameOfIssuer>OLD REPUBLIC INTL CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>680223104</cusip>
    <value>462</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12375</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>12375</Sole>
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      <None>0</None>
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    <nameOfIssuer>PEPSICO INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>713448108</cusip>
    <value>1318</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10402</sshPrnamt>
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    <votingAuthority>
      <Sole>10402</Sole>
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      <None>0</None>
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    <nameOfIssuer>PFIZER INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>717081103</cusip>
    <value>421</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14750</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>14750</Sole>
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      <None>0</None>
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    <nameOfIssuer>PHILLIPS 66</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>718546104</cusip>
    <value>1021</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4000</sshPrnamt>
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    <votingAuthority>
      <Sole>4000</Sole>
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      <None>0</None>
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    <nameOfIssuer>PNC FINANCIAL SERVICES GROUP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>693475105</cusip>
    <value>225</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1012</sshPrnamt>
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    <votingAuthority>
      <Sole>1012</Sole>
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      <None>0</None>
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    <nameOfIssuer>PROCTER &amp; GAMBLE CO/THE</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>742718109</cusip>
    <value>1205</value>
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      <sshPrnamt>8291</sshPrnamt>
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    <votingAuthority>
      <Sole>8291</Sole>
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      <None>0</None>
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    <nameOfIssuer>PUBLIC SERVICE ENTERPRISE GP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>744573106</cusip>
    <value>452</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6714</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>6714</Sole>
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      <None>0</None>
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    <nameOfIssuer>QUANTA SERVICES INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>74762E102</cusip>
    <value>12913</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20098</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>20098</Sole>
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      <None>0</None>
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    <nameOfIssuer>REALTY INCOME CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>756109104</cusip>
    <value>543</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>10000</Sole>
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      <None>0</None>
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    <nameOfIssuer>REGENERON PHARMACEUTICALS</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>75886F107</cusip>
    <value>422</value>
    <shrsOrPrnAmt>
      <sshPrnamt>557</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>557</Sole>
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      <None>0</None>
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    <nameOfIssuer>ROYAL CARIBBEAN CRUISES LTD</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>v7780t103</cusip>
    <value>7020</value>
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      <sshPrnamt>26405</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>26405</Sole>
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      <None>0</None>
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    <nameOfIssuer>RTX CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>75513E101</cusip>
    <value>17707</value>
    <shrsOrPrnAmt>
      <sshPrnamt>95377</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>95377</Sole>
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      <None>0</None>
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    <nameOfIssuer>SCHWAB FNDMNTL EM MRK EQ ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>808524730</cusip>
    <value>259</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6184</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>6184</Sole>
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      <None>0</None>
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    <nameOfIssuer>SS SPDR S&amp;P 500 ETF TRUST-US</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>78462F103</cusip>
    <value>8782</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11516</sshPrnamt>
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    <votingAuthority>
      <Sole>11516</Sole>
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      <None>0</None>
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    <nameOfIssuer>STE STR SPDR PT S&amp;P 500 ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>78464A854</cusip>
    <value>444</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4950</sshPrnamt>
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      <Sole>4950</Sole>
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      <None>0</None>
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    <nameOfIssuer>STRYKER CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>863667101</cusip>
    <value>9567</value>
    <shrsOrPrnAmt>
      <sshPrnamt>34739</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>34739</Sole>
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      <None>0</None>
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    <nameOfIssuer>TAIWAN SEMICONDUCTOR-SP ADR</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>874039100</cusip>
    <value>12105</value>
    <shrsOrPrnAmt>
      <sshPrnamt>26534</sshPrnamt>
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    <votingAuthority>
      <Sole>26534</Sole>
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      <None>0</None>
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    <nameOfIssuer>TC ENERGY CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>87807B107</cusip>
    <value>231</value>
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      <sshPrnamt>4000</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>4000</Sole>
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      <None>0</None>
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    <nameOfIssuer>TESLA INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>88160R101</cusip>
    <value>19353</value>
    <shrsOrPrnAmt>
      <sshPrnamt>54543</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>54543</Sole>
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    <nameOfIssuer>THEGLOBE.COM INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>88335R101</cusip>
    <value>1</value>
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      <sshPrnamt>10000</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
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      <Sole>10000</Sole>
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    <nameOfIssuer>TOTALENERGIES SE -SPON ADR</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>f92124100</cusip>
    <value>427</value>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5000</Sole>
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      <None>0</None>
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    <nameOfIssuer>TRAVELERS COS INC/THE</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>89417E109</cusip>
    <value>1128</value>
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      <sshPrnamt>3163</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3163</Sole>
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    <nameOfIssuer>UNION PACIFIC CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>907818108</cusip>
    <value>459</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1685</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1685</Sole>
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    <nameOfIssuer>VALLEY NATIONAL BANCORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>919794107</cusip>
    <value>160</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12650</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>12650</Sole>
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      <None>0</None>
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    <nameOfIssuer>VANGUARD MRNGSTAR GR ETF-SUI</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>922908736</cusip>
    <value>224</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2484</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
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      <Sole>2484</Sole>
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      <None>0</None>
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    <nameOfIssuer>VANGUARD S&amp;P 500 ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>922908363</cusip>
    <value>410</value>
    <shrsOrPrnAmt>
      <sshPrnamt>585</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
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      <Sole>585</Sole>
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      <None>0</None>
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    <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>92343V104</cusip>
    <value>14265</value>
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      <sshPrnamt>310996</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>310996</Sole>
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      <None>0</None>
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    <nameOfIssuer>VISA INC-CLASS A SHARES</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>92826C839</cusip>
    <value>289</value>
    <shrsOrPrnAmt>
      <sshPrnamt>803</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
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      <Sole>803</Sole>
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    <nameOfIssuer>VNGRD MRGSTR MG CP GR ETF-UI</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>921910816</cusip>
    <value>213</value>
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      <sshPrnamt>2302</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2302</Sole>
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    <nameOfIssuer>WALMART INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>931142103</cusip>
    <value>20089</value>
    <shrsOrPrnAmt>
      <sshPrnamt>193315</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>193315</Sole>
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    <nameOfIssuer>WELLS FARGO &amp; CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
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    <value>14560</value>
    <shrsOrPrnAmt>
      <sshPrnamt>181885</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>181885</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
</informationTable>
