BNY MELLON ETF TRUST HIGH YIELD ETF 09661T800 6032544 131600 SH SOLE 0 0 131600 DBX ETF TR XTRACK USD HIGH 233051432 40696710 1155500 SH SOLE 0 0 1155500 INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 387869761 18985304 SH SOLE 0 0 18985304 ISHARES TR IBOXX HI YD ETF 464288513 75858130 982491 SH SOLE 0 0 982491 ISHARES TR BROAD USD HIGH 46435U853 281059248 7868400 SH SOLE 0 0 7868400 J P MORGAN EXCHANGE TRADED F BET USD HIG ETF 46641Q878 11789109 265700 SH SOLE 0 0 265700 NORTHERN LIGHTS FD TR OCEA PK DIVE ETF 66538J282 221113 8959 SH SOLE 0 0 8959 SSGA ACTIVE ETF TR ST STR BL LN ETF 78467V608 160408885 3971500 SH SOLE 0 0 3971500 SPDR SERIES TRUST ST PORT HIGH ETF 78468R606 128988900 5710000 SH SOLE 0 0 5710000 ISHARES TR EAFE SML CP ETF 464288273 8870347 105074 SH SOLE 0 0 105074 ISHARES TR CORE S&P MCP ETF 464287507 12073858 167809 SH SOLE 0 0 167809 ISHARES TR CORE S&P SCP ETF 464287804 4620871 33967 SH SOLE 0 0 33967 VANGUARD INDEX FDS MRNGSTR SM CP GR 922908595 12047018 35660 SH SOLE 0 0 35660 ISHARES TR FLTG RATE NT ETF 46429B655 5339830 104600 SH SOLE 0 0 104600 ISHARES INC MSCI CDA ETF 464286509 17429057 298545 SH SOLE 0 0 298545 PRINCIPAL EXCHANGE TRADED FD SPECTRUM PFD 74255Y888 3523200 192000 SH SOLE 0 0 192000 SPDR SERIES TRUST ST STR P500ETF 78464A854 169089170 1883792 SH SOLE 0 0 1883792 ISHARES TR INTL SEL DIV ETF 464288448 8442810 200114 SH SOLE 0 0 200114 AMERICAN CENTY ETF TR US SML CP VALU 025072877 21315310 180991 SH SOLE 0 0 180991 WISDOMTREE TR JAPN HEDGE EQT 97717W851 13830672 76603 SH SOLE 0 0 76603 INVESCO EXCH TRADED FD TR II S&P SMLCP INFO 46138E115 212718 2632 SH SOLE 0 0 2632 J P MORGAN EXCHANGE TRADED F BETA CDA ETF NEW 46641Q225 605673 6035 SH SOLE 0 0 6035 JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 20869345 413500 SH SOLE 0 0 413500 GLOBAL X FDS S&P 500 COVERED 37954Y475 3970142 95620 SH SOLE 0 0 95620 JANUS DETROIT STR TR B-BBB CLO ETF 47103U753 16650967 352700 SH SOLE 0 0 352700 VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 8609708 39845 SH SOLE 0 0 39845 ISHARES TR TIPS BD ETF 464287176 14024592 134800 SH SOLE 0 0 134800 DIMENSIONAL ETF TRUST US LARG VALU ETF 25434V666 1180998 29400 SH SOLE 0 0 29400 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 805168 10400 SH SOLE 0 0 10400 SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 930748 17982 SH SOLE 0 0 17982 ISHARES TR RUS 2000 GRW ETF 464287648 315143 883 SH SOLE 0 0 883 ISHARES TR RUS 2000 VAL ETF 464287630 314175 1500 SH SOLE 0 0 1500 ISHARES TR RUS MDCP VAL ETF 464287473 630101 3920 SH SOLE 0 0 3920 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1275104 37481 SH SOLE 0 0 37481 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 635665 19481 SH SOLE 0 0 19481 VANGUARD INDEX FDS MRNGSTR MD CP GR 922908538 643496 2203 SH SOLE 0 0 2203 VICTORY PORTFOLIOS II SHS FR CA FL ETF 92647X830 612795 11971 SH SOLE 0 0 11971 VANGUARD STAR FDS VG TL INTL STK F 921909768 1636500 19262 SH SOLE 0 0 19262 FIRST TR EXCHANGE-TRADED FD NY ARCA BIOTECH 33733E203 2431010 8929 SH SOLE 0 0 8929 ISHARES TR EAFE GRWTH ETF 464288885 8744594 72975 SH SOLE 0 0 72975 ISHARES TR EAFE VALUE ETF 464288877 6958543 87927 SH SOLE 0 0 87927 ISHARES TR MSCI USA VALUE 46432F388 6572808 33196 SH SOLE 0 0 33196 SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 2215299 41485 SH SOLE 0 0 41485 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 8704336 146760 SH SOLE 0 0 146760 AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 1891508 17293 SH SOLE 0 0 17293 J P MORGAN EXCHANGE TRADED F INFL MANA BD ETF 46654Q104 3062990 66500 SH SOLE 0 0 66500 GOLDMAN SACHS ETF TR EQUAL WEIGHT US 381430438 1267377 13616 SH SOLE 0 0 13616 ISHARES TR MSCI USA MMENTM 46432F396 703225 2216 SH SOLE 0 0 2216 ISHARES TR CORE DIVID ETF 46435U861 621167 9629 SH SOLE 0 0 9629 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2673048 74396 SH SOLE 0 0 74396 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3297546 4705 SH SOLE 0 0 4705 SERIES PORTFOLIOS TR ELDRIDGE BBB B 81752T528 8771050 333500 SH SOLE 0 0 333500 ISHARES INC CORE MSCI EMKT 46434G103 1926495 23737 SH SOLE 0 0 23737 ISHARES INC MSCI HONG KG ETF 464286871 2841179 128502 SH SOLE 0 0 128502 ISHARES TR MSCI US GARP ETF 46436E403 15196401 178236 SH SOLE 0 0 178236 PGIM ETF TR AAA CLO ETF 69344A834 109893954 2142600 SH SOLE 0 0 2142600 ETF SER SOLUTIONS DEFIA QUANT ETF 26922A420 8181415 53960 SH SOLE 0 0 53960 TCW ETF TRUST ARTIF INTEL ETF 29287L502 4515319 83370 SH SOLE 0 0 83370 VANGUARD INDEX FDS MRNGSTR MD CP VA 922908512 2360243 12071 SH SOLE 0 0 12071 ISHARES TR MSCI JP VALUE 46435U374 3548749 73155 SH SOLE 0 0 73155