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  <nameOfIssuer>AMERICAN CENTY ETF TR AVANTIS </nameOfIssuer>
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  <nameOfIssuer>AUTOMATIC DATA PROCESSING INC </nameOfIssuer>
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  <nameOfIssuer>BANK AMERICA CORP COM</nameOfIssuer>
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  <nameOfIssuer>BERKLEY W R CORP COM</nameOfIssuer>
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<infoTable>
  <nameOfIssuer>BERKSHIRE HATHAWAY INC DEL CL </nameOfIssuer>
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  <nameOfIssuer>BOSTON SCIENTIFIC CO</nameOfIssuer>
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  <nameOfIssuer>BROWN FORMAN CORP CL B</nameOfIssuer>
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  <nameOfIssuer>DANAHER CORP DEL COM</nameOfIssuer>
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  <nameOfIssuer>DIGITAL RLTY TR INC COM</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
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  <nameOfIssuer>DIMENSIONAL ETF TR US MARKETWI</nameOfIssuer>
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  <nameOfIssuer>DIMENSIONAL ETF TRUST US CORE </nameOfIssuer>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>6790</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>NEXTERA ENERGY INC COM</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>65339F101</cusip>
  <value>714</value>
  <shrsOrPrnAmt>
    <sshPrnamt>9438</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>9438</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>NIKE INC CL B</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>654106103</cusip>
  <value>1075</value>
  <shrsOrPrnAmt>
    <sshPrnamt>30378</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>30378</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>NORFOLK SOUTHN CORP COM</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>655844108</cusip>
  <value>10090</value>
  <shrsOrPrnAmt>
    <sshPrnamt>32655</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>32655</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>NVIDIA CORPORATION COM</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>67066g104</cusip>
  <value>1443</value>
  <shrsOrPrnAmt>
    <sshPrnamt>6320</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>6320</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>NXP SEMICONDUCTORS N V COM</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>N6596X109</cusip>
  <value>7478</value>
  <shrsOrPrnAmt>
    <sshPrnamt>31486</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>31486</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>OCCIDENTAL PETE CORP COM</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>674599105</cusip>
  <value>611</value>
  <shrsOrPrnAmt>
    <sshPrnamt>11062</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>11062</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>OTIS WORLDWIDE CORP COM</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>68902V107</cusip>
  <value>900</value>
  <shrsOrPrnAmt>
    <sshPrnamt>13993</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>13993</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>PEPSICO INC COM</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>713448108</cusip>
  <value>3592</value>
  <shrsOrPrnAmt>
    <sshPrnamt>28352</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>28352</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>PHILIP MORRIS INTL INC COM</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>718172109</cusip>
  <value>7510</value>
  <shrsOrPrnAmt>
    <sshPrnamt>39357</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>39357</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>PINTEREST INC CL A</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>72352L106</cusip>
  <value>419</value>
  <shrsOrPrnAmt>
    <sshPrnamt>22225</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>22225</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>PNC FINL SVCS GROUP INC COM</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>693475105</cusip>
  <value>2015</value>
  <shrsOrPrnAmt>
    <sshPrnamt>9070</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>9070</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>PRICE T ROWE GROUP INC COM</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>74144T108</cusip>
  <value>561</value>
  <shrsOrPrnAmt>
    <sshPrnamt>5396</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>5396</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>PROCTER &amp; GAMBLE CO COM</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>742718109</cusip>
  <value>8958</value>
  <shrsOrPrnAmt>
    <sshPrnamt>61665</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>61665</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>QNITY ELECTRONICS INC COMMON S</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>74743L100</cusip>
  <value>1833</value>
  <shrsOrPrnAmt>
    <sshPrnamt>14580</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>14580</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>QUALCOMM INC COM</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>747525103</cusip>
  <value>11556</value>
  <shrsOrPrnAmt>
    <sshPrnamt>62793</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>62793</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>RTX CORPORATION COM</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>75513E101</cusip>
  <value>12721</value>
  <shrsOrPrnAmt>
    <sshPrnamt>68524</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>68524</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>SELECT SECTOR SPDR TR STATE ST</nameOfIssuer>
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  <cusip>81369Y803</cusip>
  <value>568</value>
  <shrsOrPrnAmt>
    <sshPrnamt>2906</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>2906</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>SLB LIMITED COM STK</nameOfIssuer>
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  <cusip>806857108</cusip>
  <value>978</value>
  <shrsOrPrnAmt>
    <sshPrnamt>20086</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>20086</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>SPDR GOLD TR GOLD SHS</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>78463V107</cusip>
  <value>211</value>
  <shrsOrPrnAmt>
    <sshPrnamt>555</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>555</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>SPDR SERIES TRUST STATE STREET</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>78464A763</cusip>
  <value>1569</value>
  <shrsOrPrnAmt>
    <sshPrnamt>10716</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>10716</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>STATE STR SPDR DOW JONES INDL </nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>78467X109</cusip>
  <value>4077</value>
  <shrsOrPrnAmt>
    <sshPrnamt>8018</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>8018</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>STATE STR SPDR S&amp;P 500 ETF TR </nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>78462F103</cusip>
  <value>3203</value>
  <shrsOrPrnAmt>
    <sshPrnamt>4201</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>4201</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>STRYKER CORPORATION COM</nameOfIssuer>
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  <cusip>863667101</cusip>
  <value>262</value>
  <shrsOrPrnAmt>
    <sshPrnamt>955</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>955</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>SYSCO CORP COM</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
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  <value>1058</value>
  <shrsOrPrnAmt>
    <sshPrnamt>13579</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>13579</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>TARGET CORP COM</nameOfIssuer>
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  <value>9914</value>
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    <sshPrnamt>63277</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>63277</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>TESLA INC COM</nameOfIssuer>
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  <shrsOrPrnAmt>
    <sshPrnamt>579</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>579</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>TJX COS INC NEW COM</nameOfIssuer>
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    <sshPrnamt>115776</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>115776</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>UNION PAC CORP COM</nameOfIssuer>
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  <cusip>907818108</cusip>
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  <shrsOrPrnAmt>
    <sshPrnamt>2421</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>2421</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>UNITED PARCEL SVCS INC CL B</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>911312106</cusip>
  <value>4525</value>
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    <sshPrnamt>48433</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>48433</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>UNITEDHEALTH GROUP INC COM</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>91324P102</cusip>
  <value>238</value>
  <shrsOrPrnAmt>
    <sshPrnamt>650</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
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    <None>650</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>VANGUARD INDEX FDS S&amp;P 500 ETF</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>922908363</cusip>
  <value>1018</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1453</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>1453</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>VANGUARD INDEX FDS VANGUARD SM</nameOfIssuer>
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  <cusip>922908751</cusip>
  <value>265</value>
  <shrsOrPrnAmt>
    <sshPrnamt>934</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>934</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>VANGUARD WORLD FD INF TECH ETF</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>92204A702</cusip>
  <value>201</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1600</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>1600</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>VERIZON COMMUNICATIONS INC COM</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>92343V104</cusip>
  <value>3654</value>
  <shrsOrPrnAmt>
    <sshPrnamt>79663</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>79663</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VISA INC COM CL A</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>92826c839</cusip>
  <value>960</value>
  <shrsOrPrnAmt>
    <sshPrnamt>2674</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>2674</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>WALMART INC COM</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>931142103</cusip>
  <value>697</value>
  <shrsOrPrnAmt>
    <sshPrnamt>6714</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>6714</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>WELLS FARGO &amp; CO COM</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>949746101</cusip>
  <value>9223</value>
  <shrsOrPrnAmt>
    <sshPrnamt>115226</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>115226</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ZOETIS INC CL A</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>98978V103</cusip>
  <value>3255</value>
  <shrsOrPrnAmt>
    <sshPrnamt>46622</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>46622</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>AMERICAN CENTY ETF TR AVANTIS </nameOfIssuer>
  <titleOfClass>INT</titleOfClass>
  <cusip>025072604</cusip>
  <value>317</value>
  <shrsOrPrnAmt>
    <sshPrnamt>3378</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>3378</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>DIMENSIONAL ETF TR DIMENSIONAL</nameOfIssuer>
  <titleOfClass>INT</titleOfClass>
  <cusip>25434v765</cusip>
  <value>268</value>
  <shrsOrPrnAmt>
    <sshPrnamt>7958</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>7958</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>DIMENSIONAL ETF TRUST INTERNAT</nameOfIssuer>
  <titleOfClass>INT</titleOfClass>
  <cusip>25434V807</cusip>
  <value>337</value>
  <shrsOrPrnAmt>
    <sshPrnamt>6047</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>6047</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>DIMENSIONAL ETF TRUST INTL COR</nameOfIssuer>
  <titleOfClass>INT</titleOfClass>
  <cusip>25434V799</cusip>
  <value>455</value>
  <shrsOrPrnAmt>
    <sshPrnamt>12103</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>12103</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ISHARES INC CORE MSCI EMKT</nameOfIssuer>
  <titleOfClass>INT</titleOfClass>
  <cusip>46434G103</cusip>
  <value>956</value>
  <shrsOrPrnAmt>
    <sshPrnamt>11784</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>11784</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ISHARES TR CORE MSCI EAFE</nameOfIssuer>
  <titleOfClass>INT</titleOfClass>
  <cusip>46432F842</cusip>
  <value>1843</value>
  <shrsOrPrnAmt>
    <sshPrnamt>19030</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>19030</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ISHARES TR MSCI INTL MOMENTUM </nameOfIssuer>
  <titleOfClass>INT</titleOfClass>
  <cusip>46434v449</cusip>
  <value>326</value>
  <shrsOrPrnAmt>
    <sshPrnamt>6205</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>6205</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>SHELL PLC SPON ADS</nameOfIssuer>
  <titleOfClass>INT</titleOfClass>
  <cusip>780259305</cusip>
  <value>302</value>
  <shrsOrPrnAmt>
    <sshPrnamt>3178</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>3178</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>TAIWAN SEMICONDUCTOR MANUFACT </nameOfIssuer>
  <titleOfClass>INT</titleOfClass>
  <cusip>874039100</cusip>
  <value>10473</value>
  <shrsOrPrnAmt>
    <sshPrnamt>22959</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>22959</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VANGUARD INTL EQUITY INDEX FDS</nameOfIssuer>
  <titleOfClass>INT</titleOfClass>
  <cusip>922042775</cusip>
  <value>271</value>
  <shrsOrPrnAmt>
    <sshPrnamt>3270</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>3270</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VANGUARD INTL EQUITY INDEX FDS</nameOfIssuer>
  <titleOfClass>INT</titleOfClass>
  <cusip>922042858</cusip>
  <value>1806</value>
  <shrsOrPrnAmt>
    <sshPrnamt>30456</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>30456</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VANGUARD INTL FD FTSE DEVELOPE</nameOfIssuer>
  <titleOfClass>INT</titleOfClass>
  <cusip>921943858</cusip>
  <value>2174</value>
  <shrsOrPrnAmt>
    <sshPrnamt>30800</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>30800</None>
  </votingAuthority>
</infoTable>
</informationTable>
