ALPHABET INC CAP STK CL A 02079K305 545023 1584 SH SOLE 0 0 1584 ALPHABET INC CAP STK CL C 02079K107 369363 1084 SH SOLE 0 0 1084 AMAZON COM INC COM 023135106 369241 1482 SH SOLE 0 0 1482 APPLE INC COM 037833100 1489932 4474 SH SOLE 0 0 4474 BANK OF AMER CORP COM 060505104 242160 4449 SH SOLE 0 0 4449 BANK OF THE JAMES FINL GP IN COM 470299108 356759 13297 SH SOLE 0 0 13297 BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778 829099 16093 SH SOLE 0 0 16093 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 413797 831 SH SOLE 0 0 831 CAPITAL ONE FINL CORP COM 14040H105 345789 1791 SH SOLE 0 0 1791 CATERPILLAR INC COM 149123101 323506 399 SH SOLE 0 0 399 CHEVRON CORPORATION COM 166764100 297739 1458 SH SOLE 0 0 1458 CISCO SYS INC COM 17275R102 213538 1984 SH SOLE 0 0 1984 FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 487001 11247 SH SOLE 0 0 11247 GE AEROSPACE COM NEW 369604301 290742 931 SH SOLE 0 0 931 GE VERNOVA INC COM 36828A101 217663 229 SH SOLE 0 0 229 GOLDMAN SACHS GROUP INC COM 38141G104 218788 243 SH SOLE 0 0 243 ISHARES INC CORE MSCI EMKT 46434G103 260605 3211 SH SOLE 0 0 3211 ISHARES TR CORE S&P TTL STK 464287150 30321849 182354 SH SOLE 0 0 182354 ISHARES TR CORE S&P500 ETF 464287200 280302 366 SH SOLE 0 0 366 ISHARES TR CORE MSCI TOTAL 46432F834 20852708 219525 SH SOLE 0 0 219525 ISHARES TR ESG AWR MSCI USA 46435G425 303410 1819 SH SOLE 0 0 1819 ISHARES TR CORE MSCI EAFE 46432F842 506295 5226 SH SOLE 0 0 5226 ISHARES TR GLOBAL TECH ETF 464287291 656467 4429 SH SOLE 0 0 4429 ISHARES TR RUS 1000 GRW ETF 464287614 665163 5310 SH SOLE 0 0 5310 ISHARES TR GLOBAL FINLS ETF 464287333 313690 2470 SH SOLE 0 0 2470 ISHARES TR MSCI EAFE ETF 464287465 245596 2364 SH SOLE 0 0 2364 JOHNSON & JOHNSON COM 478160104 249386 942 SH SOLE 0 0 942 JPMORGAN CHASE & CO COM 46625H100 761240 2301 SH SOLE 0 0 2301 META PLATFORMS INC CL A 30303M102 576519 795 SH SOLE 0 0 795 MICROSOFT CORP COM 594918104 972972 1897 SH SOLE 0 0 1897 NVIDIA CORPORATION COM 67066G104 235232 1030 SH SOLE 0 0 1030 RTX CORPORATION COM 75513E101 226493 1220 SH SOLE 0 0 1220 SELECT SECTOR SPDR TR ST STR UTIL ETF 81369Y886 674100 17092 SH SOLE 0 0 17092 SELECT SECTOR SPDR TR ST STR DISCR ETF 81369Y407 2950858 27112 SH SOLE 0 0 27112 SELECT SECTOR SPDR TR ST STR INDL ETF 81369Y704 3068841 18378 SH SOLE 0 0 18378 SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 3121724 18535 SH SOLE 0 0 18535 SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 3306079 61912 SH SOLE 0 0 61912 SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 900721 14646 SH SOLE 0 0 14646 SELECT SECTOR SPDR TR ST STR MATER ETF 81369Y100 716196 14706 SH SOLE 0 0 14706 SELECT SECTOR SPDR TR ST STR SVC ETF 81369Y852 1957412 17639 SH SOLE 0 0 17639 SELECT SECTOR SPDR TR ST STR REAL ETF 81369Y860 508656 12434 SH SOLE 0 0 12434 SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 13708150 70029 SH SOLE 0 0 70029 SELECT SECTOR SPDR TR ST STR STAPL ETF 81369Y308 1251303 15525 SH SOLE 0 0 15525 STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1653259 2168 SH SOLE 0 0 2168 STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 832709 1268 SH SOLE 0 0 1268 TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 481281 1055 SH SOLE 0 0 1055 TARGA RES CORP COM 87612G101 380056 1406 SH SOLE 0 0 1406 TESLA INC COM 88160R101 939892 2649 SH SOLE 0 0 2649 TRUIST FINL CORP COM 89832Q109 1738704 37553 SH SOLE 0 0 37553 VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 1569586 31677 SH SOLE 0 0 31677 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 435602 4860 SH SOLE 0 0 4860 VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 492792 6284 SH SOLE 0 0 6284 VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 255623 1183 SH SOLE 0 0 1183 VANGUARD INDEX FDS MRNGSTR LRG CAP 922908637 1550603 4407 SH SOLE 0 0 4407 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2566550 3662 SH SOLE 0 0 3662 VANGUARD INDEX FDS EXTEND MKT ETF 922908652 5916602 25543 SH SOLE 0 0 25543 VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 20972037 56039 SH SOLE 0 0 56039 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1474712 17774 SH SOLE 0 0 17774 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 415819 2634 SH SOLE 0 0 2634 VANGUARD STAR FDS VG TL INTL STK F 921909768 11755125 138361 SH SOLE 0 0 138361 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1424698 20177 SH SOLE 0 0 20177 VANGUARD WORLD FD FINANCIALS ETF 92204A405 2422927 18625 SH SOLE 0 0 18625 VANGUARD WORLD FD CONSUM DIS ETF 92204A108 1571042 4308 SH SOLE 0 0 4308 VANGUARD WORLD FD MATERIALS ETF 92204A801 335546 1538 SH SOLE 0 0 1538 VANGUARD WORLD FD INDUSTRIAL ETF 92204A603 1466654 4576 SH SOLE 0 0 4576 VANGUARD WORLD FD CONSUM STP ETF 92204A207 1053899 4830 SH SOLE 0 0 4830 VANGUARD WORLD FD INF TECH ETF 92204A702 6193018 49280 SH SOLE 0 0 49280 VANGUARD WORLD FD COMM SRVC ETF 92204A884 2202268 11555 SH SOLE 0 0 11555 VANGUARD WORLD FD ENERGY ETF 92204A306 887592 5156 SH SOLE 0 0 5156 VANGUARD WORLD FD HEALTH CAR ETF 92204A504 2257760 7143 SH SOLE 0 0 7143 VANGUARD WORLD FD UTILITIES ETF 92204A876 344907 2017 SH SOLE 0 0 2017 VERIZON COMMUNICATIONS INC COM 92343V104 239534 5222 SH SOLE 0 0 5222 VISA INC COM CL A 92826C839 868501 2417 SH SOLE 0 0 2417