3M Company COM 88579Y101 465 2833 SH SOLE 0 0 2833 AFLAC Inc. COM 001055102 731 6537 SH SOLE 0 0 6537 Abbott Laboratories COM 002824100 986 9977 SH SOLE 0 0 9977 Alphabet Inc. Class A COM 02079K305 3918 11386 SH SOLE 0 0 11386 Alphabet Inc. Class C COM 02079K107 3498 10265 SH SOLE 0 0 10265 American Express Co. COM 025816109 3246 10673 SH SOLE 0 0 10673 Amgen Inc. COM 031162100 5477 12993 SH SOLE 0 0 12993 Apple Inc. COM 037833100 12778 38371 SH SOLE 0 0 38371 Automatic Data Processing Inc. COM 053015103 2892 11206 SH SOLE 0 0 11206 Bank of America Corp COM 060505104 372 6837 SH SOLE 0 0 6837 Berkshire Hathaway Class B COM 084670702 4989 10020 SH SOLE 0 0 10020 CVS Health Corporation COM 126650100 462 5388 SH SOLE 0 0 5388 Camden Property Trust COM 133131102 1227 12680 SH SOLE 0 0 12680 Carrier Global Corp COM 14448C104 568 10351 SH SOLE 0 0 10351 Caterpillar Inc COM 149123101 284 350 SH SOLE 0 0 350 Chevron Corp COM 166764100 3075 15060 SH SOLE 0 0 15060 Chubb Limited COM H1467J104 976 3000 SH SOLE 0 0 3000 Cigna Corporation COM 125523100 287 1057 SH SOLE 0 0 1057 Cisco Systems Inc. COM 17275R102 4029 37434 SH SOLE 0 0 37434 Coca-Cola Company COM 191216100 8768 101866 SH SOLE 0 0 101866 Colgate-Palmolive Co COM 194162103 657 7697 SH SOLE 0 0 7697 Comcast cl A COM 20030N101 501 23030 SH SOLE 0 0 23030 ConocoPhillips COM 20825C104 1328 10611 SH SOLE 0 0 10611 Corteva Inc. COM 22052L104 267 3439 SH SOLE 0 0 3439 Costco Wholesale Corp COM 22160K105 6677 7335 SH SOLE 0 0 7335 Danaher Corporation COM 235851102 4482 20232 SH SOLE 0 0 20232 Diageo PLC ADS COM 25243Q205 243 2835 SH SOLE 0 0 2835 Dominion Energy, Inc. COM 25746U109 1073 17737 SH SOLE 0 0 17737 DuPont de Nemours Inc. COM 26614N102 528 4067 SH SOLE 0 0 4067 Duke Energy Corp COM 26441C204 1861 16325 SH SOLE 0 0 16325 Elevance Health, Inc. COM 036752103 2092 5381 SH SOLE 0 0 5381 Eli Lilly & Co. COM 532457108 216 187 SH SOLE 0 0 187 Emerson Electric Co. COM 291011104 2708 17457 SH SOLE 0 0 17457 Enterprise Products Part LP COM 293792107 376 10551 SH SOLE 0 0 10551 Exxon Mobil Corporation COM 30231G102 6180 37973 SH SOLE 0 0 37973 Fiserv Inc. COM 337738108 704 15585 SH SOLE 0 0 15585 Fortive Corporation COM 34959J108 888 16209 SH SOLE 0 0 16209 G.E. Aerospace COM 369604301 366 1172 SH SOLE 0 0 1172 G.E. Vernova COM 36828A101 273 287 SH SOLE 0 0 287 General Mills Inc. COM 370334104 446 13857 SH SOLE 0 0 13857 Genuine Parts Company COM 372460105 653 5195 SH SOLE 0 0 5195 Goldman Sachs Group Inc COM 38141G104 787 874 SH SOLE 0 0 874 Hanover Bancorp COM 410710206 1913 76780 SH SOLE 0 0 76780 Home Depot Inc. COM 437076102 4752 16704 SH SOLE 0 0 16704 Honeywell Aerospace COM 43849R105 1063 6859 SH SOLE 0 0 6859 Honeywell Technologies COM 438516205 1480 7015 SH SOLE 0 0 7015 JPMorgan Chase & Co COM 46625H100 5465 16520 SH SOLE 0 0 16520 Johnson & Johnson COM 478160104 12268 46337 SH SOLE 0 0 46337 Merck & Co. Inc. COM 58933Y105 2060 14174 SH SOLE 0 0 14174 Microsoft Corporation COM 594918104 9273 18080 SH SOLE 0 0 18080 Mondelez International Inc COM 609207105 2071 35814 SH SOLE 0 0 35814 Morgan Stanley COM 617446448 1349 7170 SH SOLE 0 0 7170 Murphy USA, Inc. COM 626755102 897 1779 SH SOLE 0 0 1779 Novo-Nordisk A/S COM 670100205 560 14770 SH SOLE 0 0 14770 Nucor Corporation COM 670346105 2719 11631 SH SOLE 0 0 11631 Otis Worldwide Corp COM 68902V107 353 5495 SH SOLE 0 0 5495 PepsiCo, Inc. COM 713448108 2180 17204 SH SOLE 0 0 17204 Perella Weinberg Partners COM 71367G102 1895 116170 SH SOLE 0 0 116170 Pfizer Inc. COM 717081103 1432 50211 SH SOLE 0 0 50211 Phillips 66 COM 718546104 1908 7472 SH SOLE 0 0 7472 Procter & Gamble Co. COM 742718109 3302 22728 SH SOLE 0 0 22728 Public Service Enterprise Grp COM 744573106 204 3036 SH SOLE 0 0 3036 Qnity Corporation COM 74737S108 872 6934 SH SOLE 0 0 6934 Ralliant Corp. COM 750940108 377 5451 SH SOLE 0 0 5451 Raytheon Technologies Corp COM 75513E101 3289 17718 SH SOLE 0 0 17718 Republic Services Inc. COM 760759100 2319 11048 SH SOLE 0 0 11048 Stryker Corp COM 863667101 1049 3808 SH SOLE 0 0 3808 Sysco Corporation COM 871829107 3318 42554 SH SOLE 0 0 42554 TJX Companies Inc. COM 872540109 9130 69002 SH SOLE 0 0 69002 U.S. Bancorp COM 902973304 1548 26799 SH SOLE 0 0 26799 Union Pacific Corp. COM 907818108 1661 6105 SH SOLE 0 0 6105 Veralto Corporation COM 92338c103 484 5130 SH SOLE 0 0 5130 Verizon Communications, Inc. COM 92343V104 325 7077 SH SOLE 0 0 7077 Vivmark Residential Prop COM 29476L107 1407 23152 SH SOLE 0 0 23152 Walmart Inc. COM 931142103 221 2130 SH SOLE 0 0 2130 Walt Disney Company COM 254687106 2532 24134 SH SOLE 0 0 24134 IShares Select Dividend ETF OTR 464287168 551 3625 SH SOLE 0 0 3625 IShares Barclays TIPS ETF OTR 464287176 1911 18368 SH SOLE 0 0 18368 IShares S&P ST AMT Free ETF OTR 464288158 588 5625 SH SOLE 0 0 5625 IShares ST Corp Bond ETF OTR 464288646 4322 84359 SH SOLE 0 0 84359 SPDR Gold Trust OTR 78463V107 696 1827 SH SOLE 0 0 1827 SPDR S&P 500 ETF Trust OTR 78462f103 3342 4382 SH SOLE 0 0 4382 Vanguard Ext Mkt ETF OTR 922908652 1618 6984 SH SOLE 0 0 6984 Vanguard Interm Corp ETF OTR 92206C870 3597 45929 SH SOLE 0 0 45929 Vanguard Interm Govt ETF OTR 92206C706 3070 54176 SH SOLE 0 0 54176 Vanguard Sh Term Bond ETF OTR 921937827 6969 91219 SH SOLE 0 0 91219 Vanguard Sh Term Govt ETF OTR 92206C102 6858 119137 SH SOLE 0 0 119137 Vanguard Sh Term Corp ETF OTR 92206C409 4128 53434 SH SOLE 0 0 53434 Vanguard Tot Bond ETF OTR 921937835 621 8851 SH SOLE 0 0 8851 Vanguard FTSE All-World ex-US OTR 922042775 1017 12258 SH SOLE 0 0 12258 Vanguard Total Stock Mkt OTR 922908769 3554 9496 SH SOLE 0 0 9496 iShares S&P Midcap 400 OTR 464287507 383 5325 SH SOLE 0 0 5325