APPLE INC COM 037833100 4857557 14586 SH SOLE 0 0 14586 AT&T INC COM 00206R102 305659 12527 SH SOLE 0 0 12527 BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 12282361 177337 SH SOLE 0 0 177337 BLACKROCK ETF TRUST ISHA SYST AL ETF 09290C665 660238 22111 SH SOLE 0 0 22111 BLACKROCK ETF TRUST II ISHA FLEX IN ETF 092528603 13039884 256741 SH SOLE 0 0 256741 BLACKROCK ETF TRUST II ISHA SH TERM ETF 092528884 263311 5286 SH SOLE 0 0 5286 CAPITAL GROUP DIVIDEND VALUE SHS CREAT UNIT 14020W106 3947156 80802 SH SOLE 0 0 80802 CAPITAL GROUP GROWTH ETF SHS CREAT UNIT 14020G101 4398310 92733 SH SOLE 0 0 92733 CAPITAL GROUP NEW GEOGRAPHY SHS 14021N105 3042690 83476 SH SOLE 0 0 83476 DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 280079 6301 SH SOLE 0 0 6301 FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 17238202 398111 SH SOLE 0 0 398111 FIRST TR EXCHANGE TRADED FD RISNG DIVD ACHIV 33738R506 224536 2868 SH SOLE 0 0 2868 FLEXSHARES TR NRTRN TR QLT DIV 33939L860 1478202 16381 SH SOLE 0 0 16381 GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 3764475 82122 SH SOLE 0 0 82122 GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 823475 8226 SH SOLE 0 0 8226 INNOVATOR ETFS TRUST US EQT PWR BUF 45782C870 1577581 36535 SH SOLE 0 0 36535 INNOVATOR ETFS TRUST US EQTY PWR BF 45782C680 1149969 24651 SH SOLE 0 0 24651 INNOVATOR ETFS TRUST US EQUT BUFR AUG 45782C698 342754 6200 SH SOLE 0 0 6200 INNOVATOR ETFS TRUST US EQTY BUFR MAY 45782C326 437836 9035 SH SOLE 0 0 9035 INNOVATOR ETFS TRUST EQUITY DEFINED 45783Y335 675877 22700 SH SOLE 0 0 22700 INNOVATOR ETFS TRUST EQUITY DEFINE 28 45783Y236 719058 23800 SH SOLE 0 0 23800 INNOVATOR ETFS TRUST QUITY MANAGD FLR 45783Y673 2623375 67352 SH SOLE 0 0 67352 INNOVATOR ETFS TRUST EQUITY DEF PROTN 45783Y541 235506 7680 SH SOLE 0 0 7680 INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 2046328 29022 SH SOLE 0 0 29022 INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619 2835730 40679 SH SOLE 0 0 40679 INVESCO QQQ TR UNIT SER 1 46090E103 1011980 1368 SH SOLE 0 0 1368 ISHARES INC MSCI EQUAL WEITE 464286681 1778232 15971 SH SOLE 0 0 15971 ISHARES INC MSCI GBL MIN VOL 464286525 2409241 19630 SH SOLE 0 0 19630 ISHARES TR MSCI USA MIN ETF 46429B697 1557914 15988 SH SOLE 0 0 15988 ISHARES TR MSCI USA MMENTM 46432F396 699284 2204 SH SOLE 0 0 2204 ISHARES TR MSCI USA QLT FCT 46432F339 2039606 9177 SH SOLE 0 0 9177 ISHARES TR CORE DIV GRWTH 46434V621 2267946 30083 SH SOLE 0 0 30083 ISHARES TR CORE MSCI PAC 46434V696 771145 9061 SH SOLE 0 0 9061 ISHARES TR US SML CAP EQT 46434V290 706719 8458 SH SOLE 0 0 8458 ISHARES TR CORE 60 BALA ETF 464289867 2293035 33465 SH SOLE 0 0 33465 ISHARES TR MSCI ACWI ETF 464288257 3075245 19370 SH SOLE 0 0 19370 ISHARES TR 0-5 YR TIPS ETF 46429B747 205282 2059 SH SOLE 0 0 2059 ISHARES TR CORE S&P MCP ETF 464287507 2146783 29837 SH SOLE 0 0 29837 ISHARES TR CORE S&P SCP ETF 464287804 9126281 67085 SH SOLE 0 0 67085 ISHARES TR CORE S&P500 ETF 464287200 1288272 1682 SH SOLE 0 0 1682 ISHARES TR RUS 1000 ETF 464287622 3186853 7658 SH SOLE 0 0 7658 ISHARES TR MSCI EAFE ETF 464287465 817606 7870 SH SOLE 0 0 7870 ISHARES TR MRGSTR MD CP GRW 464288307 379817 4045 SH SOLE 0 0 4045 ISHARES U S ETF TR SHOR DURA BD ETF 46431W507 8456779 169610 SH SOLE 0 0 169610 J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 17297781 343414 SH SOLE 0 0 343414 J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 2614245 51706 SH SOLE 0 0 51706 J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 20562325 459185 SH SOLE 0 0 459185 J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 347742 6185 SH SOLE 0 0 6185 J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 1364576 30398 SH SOLE 0 0 30398 J P MORGAN EXCHANGE TRADED F ACTIVE GROWTH 46654Q609 7571776 78399 SH SOLE 0 0 78399 J P MORGAN EXCHANGE TRADED F HEDG EQU LAD ETF 46654Q724 5159753 74595 SH SOLE 0 0 74595 JOHNSON & JOHNSON COM 478160104 424908 1605 SH SOLE 0 0 1605 MICROSOFT CORP COM 594918104 222892 435 SH SOLE 0 0 435 PIMCO ETF TR ENHAN SHRT MA AC 72201R833 709822 7059 SH SOLE 0 0 7059 PIMCO ETF TR ACTIVE BD ETF 72201R775 5818119 66883 SH SOLE 0 0 66883 PIMCO ETF TR MULTISECTOR BD 72201R585 11376329 448063 SH SOLE 0 0 448063 PROCTER & GAMBLE CO COM 742718109 6243699 42977 SH SOLE 0 0 42977 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3835285 130852 SH SOLE 0 0 130852 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 5317703 177257 SH SOLE 0 0 177257 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 565917 17343 SH SOLE 0 0 17343 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 8507038 236767 SH SOLE 0 0 236767 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 4550687 133765 SH SOLE 0 0 133765 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 3023881 92957 SH SOLE 0 0 92957 SERVICENOW INC COM 81762P102 201015 1500 SH SOLE 0 0 1500 SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 1638993 31665 SH SOLE 0 0 31665 SPDR SERIES TRUST ST STR SP400GRW 78464A821 272665 2608 SH SOLE 0 0 2608 SPDR SERIES TRUST ST STR SP DIV 78464A763 238040 1625 SH SOLE 0 0 1625 SPDR SERIES TRUST ST STR P500GRW 78464A409 793010 6443 SH SOLE 0 0 6443 SPDR SERIES TRUST ST STR P500ETF 78464A854 2740359 30530 SH SOLE 0 0 30530 SPDR SERIES TRUST ST STR MSCI USAQ 78468R812 1519447 7992 SH SOLE 0 0 7992 SSGA ACTIVE ETF TR ST STR TOTAL ETF 78467V848 316142 8448 SH SOLE 0 0 8448 STATE STR SPDR DOW JONES IND UT SER 1 78467X109 293749 578 SH SOLE 0 0 578 STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 8373317 10980 SH SOLE 0 0 10980 STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 437087 666 SH SOLE 0 0 666 T ROWE PRICE EXCHANGE-TRADED PRICE DIV GRWT 87283Q404 1347247 27916 SH SOLE 0 0 27916 VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 6297675 59575 SH SOLE 0 0 59575 VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 3061421 39039 SH SOLE 0 0 39039 VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 1501718 5279 SH SOLE 0 0 5279 VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 1062845 11795 SH SOLE 0 0 11795 VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 6208126 16589 SH SOLE 0 0 16589 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1273515 8068 SH SOLE 0 0 8068 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 6184146 26506 SH SOLE 0 0 26506 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 6723068 43319 SH SOLE 0 0 43319 VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 3433279 33949 SH SOLE 0 0 33949 WELLS FARGO & CO COM 949746101 552665 6904 SH SOLE 0 0 6904 WISDOMTREE TR US MIDCAP DIVID 97717W505 843255 15630 SH SOLE 0 0 15630