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<!-- DRAFT - COMPLIANCE/LEGAL REVIEW REQUIRED. Kelly quarter ended 2026-09-30. Verified subtotal layer removed. Source discretion/voting retained. User-supplied long-option numbers preserved; no independent option unit/value confirmation. No EDGAR submission. -->
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  <infoTable>
    <nameOfIssuer>ABBVIE INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>00287Y109</cusip>
    <value>407935</value>
    <shrsOrPrnAmt>
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      <None>1559</None>
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  <infoTable>
    <nameOfIssuer>ABRDN SILVER ETF TRUST</nameOfIssuer>
    <titleOfClass>PHYSCL SILVR SHS</titleOfClass>
    <cusip>003264108</cusip>
    <value>234686</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4095</sshPrnamt>
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      <Shared>0</Shared>
      <None>4095</None>
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  <infoTable>
    <nameOfIssuer>ALPHABET INC</nameOfIssuer>
    <titleOfClass>CAP STK CL A</titleOfClass>
    <cusip>02079K305</cusip>
    <value>724608</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2106</sshPrnamt>
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      <Sole>0</Sole>
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      <None>2106</None>
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  <infoTable>
    <nameOfIssuer>ALPHABET INC</nameOfIssuer>
    <titleOfClass>CAP STK CL C</titleOfClass>
    <cusip>02079K107</cusip>
    <value>497990</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1461</sshPrnamt>
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      <Sole>0</Sole>
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      <None>1461</None>
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  <infoTable>
    <nameOfIssuer>AMAZON COM INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>023135106</cusip>
    <value>1200773</value>
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      <sshPrnamt>4819</sshPrnamt>
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      <Sole>0</Sole>
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      <None>4819</None>
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    <nameOfIssuer>AMGEN INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>031162100</cusip>
    <value>325589</value>
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      <sshPrnamt>772</sshPrnamt>
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      <None>772</None>
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  <infoTable>
    <nameOfIssuer>ANALOG DEVICES INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>032654105</cusip>
    <value>242210</value>
    <shrsOrPrnAmt>
      <sshPrnamt>611</sshPrnamt>
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    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>611</None>
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  <infoTable>
    <nameOfIssuer>APPLE INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>037833100</cusip>
    <value>5001606</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15019</sshPrnamt>
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      <None>15019</None>
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    <nameOfIssuer>APPLIED MATLS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>038222105</cusip>
    <value>1122591</value>
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      <None>2195</None>
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    <nameOfIssuer>AT&amp;T INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>00206R102</cusip>
    <value>355264</value>
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      <None>14560</None>
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    <nameOfIssuer>BANK OF AMER CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>060505104</cusip>
    <value>224098</value>
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      <None>4117</None>
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    <nameOfIssuer>BLACKROCK ETF TRUST</nameOfIssuer>
    <titleOfClass>ISHA I IN TE ETF</titleOfClass>
    <cusip>09290C780</cusip>
    <value>12505320</value>
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    <nameOfIssuer>BLACKROCK ETF TRUST</nameOfIssuer>
    <titleOfClass>ISHA IN CTRY ETF</titleOfClass>
    <cusip>09290C764</cusip>
    <value>34065266</value>
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    <nameOfIssuer>BLACKROCK ETF TRUST</nameOfIssuer>
    <titleOfClass>ISHA LA CORE ETF</titleOfClass>
    <cusip>09290C855</cusip>
    <value>12458431</value>
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    <nameOfIssuer>BLACKROCK ETF TRUST</nameOfIssuer>
    <titleOfClass>ISHA SYST AL ETF</titleOfClass>
    <cusip>09290C665</cusip>
    <value>11595566</value>
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    <nameOfIssuer>BLACKROCK ETF TRUST</nameOfIssuer>
    <titleOfClass>ISHA US THEM ETF</titleOfClass>
    <cusip>09290C806</cusip>
    <value>10142188</value>
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    <nameOfIssuer>BLACKROCK ETF TRUST</nameOfIssuer>
    <titleOfClass>ISHARES DEFENSE</titleOfClass>
    <cusip>09290C699</cusip>
    <value>219688</value>
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    <nameOfIssuer>BLACKROCK ETF TRUST</nameOfIssuer>
    <titleOfClass>ISHARES US EQUIT</titleOfClass>
    <cusip>09290C103</cusip>
    <value>25634646</value>
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    <nameOfIssuer>BLACKROCK ETF TRUST</nameOfIssuer>
    <titleOfClass>ISHARES US LARG</titleOfClass>
    <cusip>09290C863</cusip>
    <value>2597783</value>
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    <nameOfIssuer>BLACKROCK ETF TRUST II</nameOfIssuer>
    <titleOfClass>ISHA FLEX IN ETF</titleOfClass>
    <cusip>092528603</cusip>
    <value>17893194</value>
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      <Sole>0</Sole>
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      <None>352298</None>
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    <nameOfIssuer>BLACKROCK ETF TRUST II</nameOfIssuer>
    <titleOfClass>ISHA GLO USD ETF</titleOfClass>
    <cusip>092528835</cusip>
    <value>12741857</value>
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      <Sole>0</Sole>
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      <None>254328</None>
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  <infoTable>
    <nameOfIssuer>BLACKROCK ETF TRUST II</nameOfIssuer>
    <titleOfClass>ISHA SECU IN ETF</titleOfClass>
    <cusip>092528819</cusip>
    <value>5646361</value>
    <shrsOrPrnAmt>
      <sshPrnamt>116283</sshPrnamt>
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      <Sole>0</Sole>
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      <None>116283</None>
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    <nameOfIssuer>BLACKROCK ETF TRUST II</nameOfIssuer>
    <titleOfClass>ISHAR BACKE ETF</titleOfClass>
    <cusip>092528793</cusip>
    <value>2166210</value>
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      <None>46178</None>
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  <infoTable>
    <nameOfIssuer>BLACKROCK INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>09290D101</cusip>
    <value>211472</value>
    <shrsOrPrnAmt>
      <sshPrnamt>200</sshPrnamt>
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      <None>200</None>
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  </infoTable>
  <infoTable>
    <nameOfIssuer>CHEVRON CORPORATION</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>166764100</cusip>
    <value>719589</value>
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      <None>3524</None>
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    <nameOfIssuer>CISCO SYS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>17275R102</cusip>
    <value>426965</value>
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    <votingAuthority>
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      <None>3967</None>
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  <infoTable>
    <nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>20825C104</cusip>
    <value>503523</value>
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      <None>4023</None>
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  <infoTable>
    <nameOfIssuer>COSTCO WHOLESALE CORPORATION</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>22160K105</cusip>
    <value>282433</value>
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      <None>310</None>
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  <infoTable>
    <nameOfIssuer>DIREXION SHARES ETF TRUST</nameOfIssuer>
    <titleOfClass>DA 500 BU 3X ETF</titleOfClass>
    <cusip>25459W862</cusip>
    <value>1588832</value>
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    <votingAuthority>
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      <None>5652</None>
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  <infoTable>
    <nameOfIssuer>DIREXION SHARES ETF TRUST</nameOfIssuer>
    <titleOfClass>DA TE BU 3X ETF</titleOfClass>
    <cusip>25459W102</cusip>
    <value>588621</value>
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    <votingAuthority>
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      <None>2528</None>
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    <nameOfIssuer>DIREXION SHARES ETF TRUST</nameOfIssuer>
    <titleOfClass>DAI SEM BUL ETF</titleOfClass>
    <cusip>25459W458</cusip>
    <value>291869</value>
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      <None>1974</None>
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    <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
    <titleOfClass>SHS</titleOfClass>
    <cusip>G29183103</cusip>
    <value>200860</value>
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    <votingAuthority>
      <Sole>0</Sole>
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      <None>467</None>
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  <infoTable>
    <nameOfIssuer>EXXONMOBIL HOLDINGS CORP</nameOfIssuer>
    <titleOfClass>COM SHS</titleOfClass>
    <cusip>30233Q108</cusip>
    <value>964741</value>
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      <None>5928</None>
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    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>VEST BUFFERED</titleOfClass>
    <cusip>33740U778</cusip>
    <value>226583</value>
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      <None>7578</None>
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    <nameOfIssuer>FRANKLIN TEMPLETON ETF TR</nameOfIssuer>
    <titleOfClass>INTL COR DIV TIL</titleOfClass>
    <cusip>35473P108</cusip>
    <value>1697752</value>
    <shrsOrPrnAmt>
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      <None>39797</None>
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    <nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>369550108</cusip>
    <value>205521</value>
    <shrsOrPrnAmt>
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      <None>619</None>
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    <nameOfIssuer>GLOBAL X FDS</nameOfIssuer>
    <titleOfClass>DEFENSE TECH ETF</titleOfClass>
    <cusip>37960A529</cusip>
    <value>8059076</value>
    <shrsOrPrnAmt>
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    <votingAuthority>
      <Sole>0</Sole>
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      <None>134139</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>HEWLETT PACKARD ENTERPRISE C</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>42824C109</cusip>
    <value>241852</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3785</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
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      <Shared>0</Shared>
      <None>3785</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>437076102</cusip>
    <value>557458</value>
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      <Shared>0</Shared>
      <None>1959</None>
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    <cusip>46654Q203</cusip>
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      <None>108357</None>
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    <titleOfClass>COM</titleOfClass>
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      <None>2961</None>
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      <None>2073</None>
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      <None>3027</None>
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    <cusip>539830109</cusip>
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      <None>1145</None>
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      <None>627</None>
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    <cusip>571903202</cusip>
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      <None>1458</None>
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    <cusip>30303M102</cusip>
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      <None>534</None>
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      <None>5108</None>
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      <None>4498</None>
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    <nameOfIssuer>NOVARTIS AG</nameOfIssuer>
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    <cusip>66987V109</cusip>
    <value>217921</value>
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      <None>1529</None>
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    <titleOfClass>COM</titleOfClass>
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      <None>5394</None>
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    <titleOfClass>COM</titleOfClass>
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      <None>2939</None>
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      <None>720</None>
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      <sshPrnamt>2229</sshPrnamt>
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      <None>2229</None>
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      <None>1894</None>
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      <None>2081</None>
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    <nameOfIssuer>PROLOGIS INC.</nameOfIssuer>
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    <nameOfIssuer>PUBLIC SVC ENTERPRISE GROUP</nameOfIssuer>
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      <None>7220</None>
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    <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
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    <cusip>808524854</cusip>
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      <None>501510</None>
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      <None>14036</None>
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      <None>686</None>
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      <None>7669</None>
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    <cusip>78463X889</cusip>
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    <cusip>78464A409</cusip>
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    <nameOfIssuer>SSGA ACTIVE TR</nameOfIssuer>
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    <cusip>78470P507</cusip>
    <value>454278</value>
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      <None>18610</None>
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    <nameOfIssuer>SSGA ACTIVE TR</nameOfIssuer>
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    <cusip>78470P408</cusip>
    <value>627251</value>
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    <nameOfIssuer>STATE STR SPDR S&amp;P 500 ETF T</nameOfIssuer>
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    <cusip>78462F103</cusip>
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    <nameOfIssuer>TJX COS INC NEW</nameOfIssuer>
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      <None>762</None>
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      <None>125567</None>
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  </infoTable>
  <infoTable>
    <nameOfIssuer>VANECK ETF TRUST</nameOfIssuer>
    <titleOfClass>SEMICONDUCTR ETF</titleOfClass>
    <cusip>92189F676</cusip>
    <value>279760</value>
    <shrsOrPrnAmt>
      <sshPrnamt>459</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>459</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
    <titleOfClass>SHORT TRM BOND</titleOfClass>
    <cusip>921937827</cusip>
    <value>668182</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8746</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>8746</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD CHARLOTTE FDS</nameOfIssuer>
    <titleOfClass>TOTAL INT BD ETF</titleOfClass>
    <cusip>92203J407</cusip>
    <value>248468</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5301</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>5301</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
    <titleOfClass>MRNGSTR GRWT ETF</titleOfClass>
    <cusip>922908736</cusip>
    <value>484410</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5376</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>5376</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
    <titleOfClass>MRNGSTR VAL ETF</titleOfClass>
    <cusip>922908744</cusip>
    <value>344103</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1592</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1592</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
    <titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
    <cusip>922908363</cusip>
    <value>220083</value>
    <shrsOrPrnAmt>
      <sshPrnamt>314</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>314</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD MUN BD FDS</nameOfIssuer>
    <titleOfClass>TAX EXEMPT BD</titleOfClass>
    <cusip>922907746</cusip>
    <value>478060</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10094</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>10094</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD TAX-MANAGED FDS</nameOfIssuer>
    <titleOfClass>VAN FTSE DEV MKT</titleOfClass>
    <cusip>921943858</cusip>
    <value>444108</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6290</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>6290</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD WORLD FD</nameOfIssuer>
    <titleOfClass>INF TECH ETF</titleOfClass>
    <cusip>92204A702</cusip>
    <value>435554</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3466</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3466</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>92343V104</cusip>
    <value>374541</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8165</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>8165</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VISA INC</nameOfIssuer>
    <titleOfClass>COM CL A</titleOfClass>
    <cusip>92826C839</cusip>
    <value>358302</value>
    <shrsOrPrnAmt>
      <sshPrnamt>997</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>997</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WALMART INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>931142103</cusip>
    <value>320978</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3089</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3089</None>
    </votingAuthority>
  </infoTable>
</informationTable>
