ABBVIE INC COM 00287Y109 4637933 17730 SH SOLE Spectrum Asset Management Inc. 17730 0 0 AGNICO EAGLE MINES LTD COM 008474108 302396 1650 SH SOLE Spectrum Asset Management Inc. 1650 0 0 ALPHABET INC CAP STK CL A 02079K305 1756022 5104 SH SOLE Spectrum Asset Management Inc. 5104 0 0 ALPHABET INC CAP STK CL C 02079K107 5455261 16010 SH SOLE Spectrum Asset Management Inc. 16010 0 0 ALTRIA GROUP INC COM 02209S103 14033 205 SH DFND Spectrum Asset Management Inc. 0 0 205 ALTRIA GROUP INC COM 02209S103 219040 3200 SH SOLE Spectrum Asset Management Inc. 3200 0 0 AMAZON COM INC COM 023135106 690893 2773 SH SOLE Spectrum Asset Management Inc. 2773 0 0 APPLE INC COM 037833100 1974481 5929 SH SOLE Spectrum Asset Management Inc. 5929 0 0 BANK OF AMER CORP COM 060505104 28631 526 SH DFND Spectrum Asset Management Inc. 0 0 526 BANK OF AMER CORP COM 060505104 243752 4478 SH SOLE Spectrum Asset Management Inc. 4478 0 0 BERKSHIRE HATHAWAY INC DEL CL A 084670108 2241015 3 SH SOLE Spectrum Asset Management Inc. 3 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3143559 6313 SH SOLE Spectrum Asset Management Inc. 6313 0 0 BLACKROCK ETF TRUST II ISHA SH TERM ETF 092528884 1057467 21230 SH SOLE Spectrum Asset Management Inc. 21230 0 0 CATERPILLAR INC COM 149123101 334691 413 SH SOLE Spectrum Asset Management Inc. 413 0 0 CELESTICA INC COM 15101Q207 394321 1091 SH SOLE Spectrum Asset Management Inc. 1091 0 0 CHARLES SCHWAB CORP (THE) COM 808513105 3837714 39265 SH SOLE Spectrum Asset Management Inc. 39265 0 0 CHEVRON CORPORATION COM 166764100 18584 91 SH DFND Spectrum Asset Management Inc. 0 0 91 CHEVRON CORPORATION COM 166764100 6497816 31819 SH SOLE Spectrum Asset Management Inc. 31819 0 0 CISCO SYS INC COM 17275R102 34765 323 SH DFND Spectrum Asset Management Inc. 0 0 323 CISCO SYS INC COM 17275R102 5730388 53242 SH SOLE Spectrum Asset Management Inc. 53242 0 0 COSTCO WHOLESALE CORPORATION COM 22160K105 1283194 1410 SH SOLE Spectrum Asset Management Inc. 1410 0 0 DEERE & CO COM 244199105 764755 1136 SH SOLE Spectrum Asset Management Inc. 1136 0 0 DUKE ENERGY CORP NEW COM NEW 26441C204 25083 220 SH DFND Spectrum Asset Management Inc. 0 0 220 DUKE ENERGY CORP NEW COM NEW 26441C204 3276510 28739 SH SOLE Spectrum Asset Management Inc. 28739 0 0 EDWARDS LIFESCIENCES CORP COM 28176E108 3018611 34970 SH SOLE Spectrum Asset Management Inc. 34970 0 0 ELI LILLY & CO COM 532457108 514901 445 SH SOLE Spectrum Asset Management Inc. 445 0 0 EMCOR GROUP INC COM 29084Q100 4056566 5377 SH SOLE Spectrum Asset Management Inc. 5377 0 0 EMERSON ELEC CO COM 291011104 3567300 23000 SH SOLE Spectrum Asset Management Inc. 23000 0 0 EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 21483 132 SH DFND Spectrum Asset Management Inc. 0 0 132 EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 6431683 39519 SH SOLE Spectrum Asset Management Inc. 39519 0 0 FIRST TR EXCHNG TRADED FD VI FT VEST UQ EQT 33740F672 742779 15460 SH SOLE Spectrum Asset Management Inc. 15460 0 0 FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F698 908879 17755 SH SOLE Spectrum Asset Management Inc. 17755 0 0 FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F839 1489884 28275 SH SOLE Spectrum Asset Management Inc. 28275 0 0 FIRST TR EXCHNG TRADED FD VI FT VEST U.S. 33740U802 1367730 32760 SH SOLE Spectrum Asset Management Inc. 32760 0 0 FIRST TR EXCHNG TRADED FD VI FT VEST US 33740F631 1851026 39662 SH SOLE Spectrum Asset Management Inc. 39662 0 0 FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F714 4507001 90014 SH SOLE Spectrum Asset Management Inc. 90014 0 0 FIRST TR EXCHNG TRADED FD VI FT VEST U.S. 33740U406 5619684 115653 SH SOLE Spectrum Asset Management Inc. 115653 0 0 FIRST TR EXCHNG TRADED FD VI FT VEST US 33740F771 7101949 137608 SH SOLE Spectrum Asset Management Inc. 137608 0 0 FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F615 11240720 245860 SH SOLE Spectrum Asset Management Inc. 245860 0 0 FIRST TR EXCHNG TRADED FD VI FT VEST INTER EQ 33740F573 7306801 251687 SH SOLE Spectrum Asset Management Inc. 251687 0 0 FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F680 13047362 266981 SH SOLE Spectrum Asset Management Inc. 266981 0 0 FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F730 13078792 272747 SH SOLE Spectrum Asset Management Inc. 272747 0 0 FORGENT POWER SOLUTIONS INC COM SHS CL A 34631F102 259272 6925 SH SOLE Spectrum Asset Management Inc. 6925 0 0 FRANCO NEV CORP COM 351858105 553368 2324 SH SOLE Spectrum Asset Management Inc. 2324 0 0 FREEPORT MCMORAN INC CL B 35671D857 3831977 54743 SH SOLE Spectrum Asset Management Inc. 54743 0 0 GE AEROSPACE COM NEW 369604301 800712 2564 SH SOLE Spectrum Asset Management Inc. 2564 0 0 GE VERNOVA INC COM 36828A101 822174 865 SH SOLE Spectrum Asset Management Inc. 865 0 0 GLOBAL X FDS GLBL X MLP ETF 37954Y343 439663 8258 SH SOLE Spectrum Asset Management Inc. 8258 0 0 GLOBAL X FDS GLB X MLP ENRG I 37954Y293 1281407 18353 SH SOLE Spectrum Asset Management Inc. 18353 0 0 HEARTBEAM INC COM 42238H108 36807 100400 SH SOLE Spectrum Asset Management Inc. 100400 0 0 HONEYWELL AEROSPACE INC COM 43849R105 1337702 8632 SH SOLE Spectrum Asset Management Inc. 8632 0 0 HONEYWELL INTL INC COM 438516205 1558636 7389 SH SOLE Spectrum Asset Management Inc. 7389 0 0 ILLUMINA INC COM 452327109 6325019 23111 SH SOLE Spectrum Asset Management Inc. 23111 0 0 INTERNATIONAL BUSINESS MACHS COM 459200101 263916 1200 SH SOLE Spectrum Asset Management Inc. 1200 0 0 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 18337588 88153 SH SOLE Spectrum Asset Management Inc. 88153 0 0 ISHARES GOLD TR ISHARES NEW 464285204 12722178 162896 SH SOLE Spectrum Asset Management Inc. 162896 0 0 ISHARES INC MSCI JAPN SMCETF 464286582 3956126 36129 SH SOLE Spectrum Asset Management Inc. 36129 0 0 ISHARES TR CORE S&P500 ETF 464287200 284131 371 SH SOLE Spectrum Asset Management Inc. 371 0 0 ISHARES TR RUS 1000 ETF 464287622 225127 541 SH SOLE Spectrum Asset Management Inc. 541 0 0 ISHARES TR CORE S&P SCP ETF 464287804 882628 6488 SH SOLE Spectrum Asset Management Inc. 6488 0 0 ISHARES TR 1 3 YR TREAS BD 464287457 568400 7000 SH SOLE Spectrum Asset Management Inc. 7000 0 0 ISHARES TR 20 YR TR BD ETF 464287432 651019 8370 SH SOLE Spectrum Asset Management Inc. 8370 0 0 ISHARES TR IBOXX INV CP ETF 464287242 1317101 12890 SH SOLE Spectrum Asset Management Inc. 12890 0 0 ISHARES TR IBONDS 28 TRM TS 46436E833 307792 14048 SH SOLE Spectrum Asset Management Inc. 14048 0 0 ISHARES TR U.S. MED DVC ETF 464288810 802032 15680 SH SOLE Spectrum Asset Management Inc. 15680 0 0 ISHARES TR IBOND DEC 2030 46436E593 303537 15984 SH SOLE Spectrum Asset Management Inc. 15984 0 0 ISHARES TR ESG AWR MSCI USA 46435G425 2934404 17592 SH SOLE Spectrum Asset Management Inc. 17592 0 0 ISHARES TR IBONDS 27 TRM TS 46436E841 577103 25856 SH SOLE Spectrum Asset Management Inc. 25856 0 0 ISHARES TR 0-3 MTH TREASURY 46436E718 2875623 28562 SH SOLE Spectrum Asset Management Inc. 28562 0 0 ISHARES TR MSCI USA MIN ETF 46429B697 5143548 52787 SH SOLE Spectrum Asset Management Inc. 52787 0 0 L3HARRIS TECHNOLOGIES INC COM 502431109 2966308 12528 SH SOLE Spectrum Asset Management Inc. 12528 0 0 LINDE PLC SHS G54950103 2192409 4619 SH SOLE Spectrum Asset Management Inc. 4619 0 0 LOANDEPOT INC COM CL A 53946R106 7091 12000 SH SOLE Spectrum Asset Management Inc. 12000 0 0 MARVELL TECHNOLOGY INC COM 573874104 797653 3019 SH SOLE Spectrum Asset Management Inc. 3019 0 0 MCDONALDS CORP COM 580135101 501084 2170 SH SOLE Spectrum Asset Management Inc. 2170 0 0 MCKESSON CORP COM 58155Q103 1367600 1600 SH SOLE Spectrum Asset Management Inc. 1600 0 0 MEDTRONIC PLC SHS G5960L103 18787 216 SH DFND Spectrum Asset Management Inc. 0 0 216 MEDTRONIC PLC SHS G5960L103 503353 5785 SH SOLE Spectrum Asset Management Inc. 5785 0 0 MICROSOFT CORP COM 594918104 29236 57 SH DFND Spectrum Asset Management Inc. 0 0 57 MICROSOFT CORP COM 594918104 4892316 9539 SH SOLE Spectrum Asset Management Inc. 9539 0 0 MORNINGSTAR INC COM 617700109 348500 1834 SH SOLE Spectrum Asset Management Inc. 1834 0 0 NEWMONT CORP COM 651639106 365357 3168 SH SOLE Spectrum Asset Management Inc. 3168 0 0 NOVARTIS AG SPONSORED ADR 66987V109 20531 144 SH DFND Spectrum Asset Management Inc. 0 0 144 NOVARTIS AG SPONSORED ADR 66987V109 3154789 22128 SH SOLE Spectrum Asset Management Inc. 22128 0 0 NVIDIA CORPORATION COM 67066G104 1009005 4413 SH SOLE Spectrum Asset Management Inc. 4413 0 0 NVIDIA CORPORATION PUT 67066G104 516 5000 PRN Put SOLE Spectrum Asset Management Inc. 5000 0 0 ORACLE CORP COM 68389X105 2120025 15441 SH SOLE Spectrum Asset Management Inc. 15441 0 0 PEPSICO INC COM 713448108 283624 2238 SH SOLE Spectrum Asset Management Inc. 2238 0 0 PERMIAN RESOURCES CORP CLASS A COM 71424F105 542151 25670 SH SOLE Spectrum Asset Management Inc. 25670 0 0 PFIZER INC COM 717081103 9013 316 SH DFND Spectrum Asset Management Inc. 0 0 316 PFIZER INC COM 717081103 537525 18847 SH SOLE Spectrum Asset Management Inc. 18847 0 0 RTX CORPORATION COM 75513E101 32675 176 SH DFND Spectrum Asset Management Inc. 0 0 176 RTX CORPORATION COM 75513E101 1178972 6351 SH SOLE Spectrum Asset Management Inc. 6351 0 0 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2408030 82157 SH SOLE Spectrum Asset Management Inc. 82157 0 0 SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 2675019 112870 SH SOLE Spectrum Asset Management Inc. 112870 0 0 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 7094780 197461 SH SOLE Spectrum Asset Management Inc. 197461 0 0 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 9373317 341220 SH SOLE Spectrum Asset Management Inc. 341220 0 0 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 17828383 535226 SH SOLE Spectrum Asset Management Inc. 535226 0 0 SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 5195084 30846 SH SOLE Spectrum Asset Management Inc. 30846 0 0 SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 3726143 60588 SH SOLE Spectrum Asset Management Inc. 60588 0 0 SEMPRA COM 816851109 380858 4844 SH SOLE Spectrum Asset Management Inc. 4844 0 0 SERIES PORTFOLIOS TR ELDR AAA CLO ETF 81752T486 3260179 127301 SH SOLE Spectrum Asset Management Inc. 127301 0 0 SLB LIMITED COM STK 806857108 1005188 20571 SH SOLE Spectrum Asset Management Inc. 20571 0 0 SOLSTICE ADVANCED MATLS INC COM SHS 83443Q103 2002740 35560 SH SOLE Spectrum Asset Management Inc. 35560 0 0 SPDR GOLD TR GOLD SHS 78463V107 294390 773 SH SOLE Spectrum Asset Management Inc. 773 0 0 SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 277260 5522 SH SOLE Spectrum Asset Management Inc. 5522 0 0 SPDR SERIES TRUST ST STR BLO 1 ETF 78468R663 584205 6375 SH SOLE Spectrum Asset Management Inc. 6375 0 0 STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 2462176 3221 SH SOLE Spectrum Asset Management Inc. 3221 0 0 STMICROELECTRONICS N V NY REGISTRY 861012102 447317 8383 SH SOLE Spectrum Asset Management Inc. 8383 0 0 TENON MEDICAL INC *W EXP 06/16/202 88066N113 4077 679420 SH SOLE Spectrum Asset Management Inc. 679420 0 0 TESLA INC COM 88160R101 336108 947 SH SOLE Spectrum Asset Management Inc. 947 0 0 VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 23346771 471176 SH SOLE Spectrum Asset Management Inc. 471176 0 0 VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 223431 1034 SH SOLE Spectrum Asset Management inc. 1034 0 0 VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 466678 1247 SH SOLE Spectrum Asset Management Inc. 1247 0 0 VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 1431037 15881 SH SOLE Spectrum Asset Management Inc. 15881 0 0 VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 691096 2009 SH SOLE Spectrum Asset Management Inc. 2009 0 0 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 882851 12503 SH SOLE Spectrum Asset Management Inc. 12503 0 0 VERALTO CORP COM SHS 92338C103 539971 5717 SH SOLE Spectrum Asset Management Inc. 5717 0 0 VERTEX PHARMACEUTICALS INC COM 92532F100 331462 634 SH SOLE Spectrum Asset Management Inc. 634 0 0 VISA INC COM CL A 92826C839 1379656 3840 SH SOLE Spectrum Asset Management Inc. 3840 0 0 WALMART INC COM 931142103 4188264 40303 SH SOLE Spectrum Asset Management Inc. 40303 0 0 WELLS FARGO & CO PUT 949746101 269234 80000 PRN Put SOLE Spectrum Asset Management Inc. 80000 0 0 WELLS FARGO & CO COM 949746101 31122928 388794 SH SOLE Spectrum Asset Management Inc. 388794 0 0