AMAZON COM INC COM Stock 023135106 2398328 9626 SH SOLE 0 0 0 9626 STATE STREET TECHNOLOGY SELECT SECTOR SPDR ETF ETF 81369Y803 1574245 8042 SH SOLE 0 0 0 8042 STATE STREET SPDR PORTFOLIO AGGREGATE BOND ETF ETF 78464A649 3973971 163135 SH SOLE 0 0 0 163135 INTERDIGITAL INC COM Stock 45867G101 347591 1066 SH SOLE 0 0 0 1066 JOHNSON & JOHNSON COM Stock 478160104 8652828 32684 SH SOLE 0 0 0 32684 SEAGATE TECHNOLOGY HLDNGS PLC ORD SHS Stock G7997R103 235199 255 SH SOLE 0 0 0 255 VANGUARD MORNINGSTAR TOTAL STOCK MARKET ETF ETF 922908769 459941 1229 SH SOLE 0 0 0 1229 WISDOMTREE FLOATING RATE TREASURY FUND ETF 97717Y527 860595 17079 SH SOLE 0 0 0 17078 VANGUARD ENERGY ETF ETF 92204A306 383766 2229 SH SOLE 0 0 0 2229 COSTCO WHOLESALE CORPORATION COM Stock 22160K105 313163 344 SH SOLE 0 0 0 344 SHELL PLC SPON ADS ADR 780259305 315376 3318 SH SOLE 0 0 0 3318 PROCTER & GAMBLE CO COM Stock 742718109 7313609 50341 SH SOLE 0 0 0 50341 COCA COLA CO COM Stock 191216100 8270388 96078 SH SOLE 0 0 0 96077 VANGUARD REAL ESTATE ETF ETF 922908553 4653718 51921 SH SOLE 0 0 0 51921 MEDTRONIC PLC SHS Stock G5960L103 7882128 91345 SH SOLE 0 0 0 91344 NETFLIX INC. COM Stock 64110L106 233093 3350 SH SOLE 0 0 0 3350 STATE STREET SPDR S&P 500 ETF ETF 78462F103 22753242 29835 SH SOLE 0 0 0 29835 TOTALENERGIES SE ACT Stock F92124100 664677 7774 SH SOLE 0 0 0 7774 EMERSON ELEC CO COM Stock 291011104 8592182 55398 SH SOLE 0 0 0 55397 ISHARES CORE U.S. REIT ETF ETF 464288521 22052576 358113 SH SOLE 0 0 0 358112 ISHARES TIPS BOND ETF ETF 464287176 3512478 33761 SH SOLE 0 0 0 33760 ACCESS TREASURY 0-1 YEAR ETF ETF 381430529 18951692 189309 SH SOLE 0 0 0 189308 SHERWIN WILLIAMS CO COM Stock 824348106 7337304 22697 SH SOLE 0 0 0 22697 PEPSICO INC COM Stock 713448108 6601908 52098 SH SOLE 0 0 0 52098 VANECK AFRICA INDEX ETF ETF 92189F866 540359 19628 SH SOLE 0 0 0 19628 STATE STREET SPDR BLOOMBERG CONVERTIBLE SECURITIES ETF ETF 78464A359 11879222 117407 SH SOLE 0 0 0 117406 AUTOMATIC DATA PROCESSING INC COM Stock 053015103 7525730 29163 SH SOLE 0 0 0 29162 ABRDN BLOOMBERG ALL COMMODITY STRATEGY K-1 FREE ETF ETF 003261104 25099878 970231 SH SOLE 0 0 0 970231 STATE STREET HEALTH CARE SELECT SECTOR SPDR ETF ETF 81369Y209 1557467 9248 SH SOLE 0 0 0 9247 SPDR GOLD SHARES ETF 78463V107 305053 801 SH SOLE 0 0 0 801 ISHARES U.S. REAL ESTATE ETF ETF 464287739 1244466 13094 SH SOLE 0 0 0 13094 STATE STREET CONSUMER STAPLES SELECT SECTOR SPDR ETF ETF 81369Y308 1307047 16216 SH SOLE 0 0 0 16216 ISHARES BROAD USD HIGH YIELD CORPORATE BOND ETF ETF 46435U853 4181750 117070 SH SOLE 0 0 0 117070 GLOBAL X MSCI COLOMBIA ETF ETF 37954Y327 580870 12317 SH SOLE 0 0 0 12317 MICROSOFT CORP COM Stock 594918104 4066452 7928 SH SOLE 0 0 0 7928 CVS HEALTH CORP COM Stock 126650100 372240 4344 SH SOLE 0 0 0 4344 SPDR GOLD MINISHARES TRUST OF BENEFICIAL INTEREST ETF 98149E303 237747 2893 SH SOLE 0 0 0 2893 VANGUARD INTERMEDIATE-TERM TREASURY ETF ETF 92206C706 2086561 36826 SH SOLE 0 0 0 36826 NEXTERA ENERGY INC COM Stock 65339F101 6792740 89685 SH SOLE 0 0 0 89684 VANGUARD MORNINGSTAR MID-CAP ETF ETF 922908629 5802139 73988 SH SOLE 0 0 0 73988 TESLA INC COM Stock 88160R101 210757 594 SH SOLE 0 0 0 594 STATE STREET FINANCIAL SELECT SECTOR SPDR ETF ETF 81369Y605 1391005 26049 SH SOLE 0 0 0 26048 GLOBAL X MSCI NORWAY ETF ETF 37950E101 1143401 32336 SH SOLE 0 0 0 32336 VANGUARD S&P 500 ETF ETF 922908363 213905 305 SH SOLE 0 0 0 305 STATE STREET SPDR S&P MIDCAP 400 ETF TRUST ETF 78467Y107 210147 320 SH SOLE 0 0 0 320 INVESCO ULTRA SHORT DURATION ETF ETF 46090A887 2311609 46297 SH SOLE 0 0 0 46297 VANGUARD RUSSELL 2000 ETF ETF 92206C664 11971082 106656 SH SOLE 0 0 0 106656 MICRON TECHNOLOGY INC COM Stock 595112103 2152587 2021 SH SOLE 0 0 0 2021 ISHARES MSCI SINGAPORE ETF ETF 46434G780 578657 17398 SH SOLE 0 0 0 17398 INVESCO NASDAQ 100 ETF ETF 46138G649 1717321 5637 SH SOLE 0 0 0 5637 PIMCO 0-5 YEAR HIGH YIELD CORPORATE BOND INDEX EXCHANGE-TRADED FUND ETF 72201R783 4035330 44599 SH SOLE 0 0 0 44599 META PLATFORMS INC CL A Stock 30303M102 2540427 3503 SH SOLE 0 0 0 3503 ASML HLDG NV N Y REGISTRY SHS ADR N07059210 2331619 1287 SH SOLE 0 0 0 1287 BROADCOM INC COM Stock 11135F101 1971583 5614 SH SOLE 0 0 0 5614 VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF ETF 922020805 12062835 245080 SH SOLE 0 0 0 245079 NOVARTIS AG SPONSORED ADR ADR 66987V109 626167 4392 SH SOLE 0 0 0 4392 ISHARES CORE MSCI EAFE ETF ETF 46432F842 5723574 59079 SH SOLE 0 0 0 59079 ROYAL BK CDA COM Stock 780087102 679218 3455 SH SOLE 0 0 0 3455 ENBRIDGE INC COM Stock 29250N105 632822 13612 SH SOLE 0 0 0 13612 NVIDIA CORPORATION COM Stock 67066G104 7402048 32411 SH SOLE 0 0 0 32411 ISHARES TRUST ISHARES 0-1 YEAR TREASURY BOND ETF ETF 464288679 4206358 38129 SH SOLE 0 0 0 38128 ABBVIE INC COM Stock 00287Y109 8876948 33935 SH SOLE 0 0 0 33934 S&P GLOBAL INC COM Stock 78409V104 6987698 17714 SH SOLE 0 0 0 17714 STATE STREET SPDR DOW JONES INTERNATIONAL REAL ESTATE ETF ETF 78463X863 421726 16623 SH SOLE 0 0 0 16623 MANULIFE FINL CORP COM Stock 56501R106 697028 16366 SH SOLE 0 0 0 16366 VANGUARD TOTAL BOND MARKET ETF ETF 921937835 4077206 58121 SH SOLE 0 0 0 58121 IMPERIAL OIL LTD COM NEW Stock 453038408 638260 5187 SH SOLE 0 0 0 5187 GENERAL DYNAMICS CORP COM Stock 369550108 7166762 21598 SH SOLE 0 0 0 21597 MCDONALDS CORP COM Stock 580135101 6396287 27697 SH SOLE 0 0 0 27696 CAPITAL GROUP CORE BOND ETF ETF 14020Y508 270409 10825 SH SOLE 0 0 0 10825 ADVANCED MICRO DEVICES INC COM Stock 007903107 2574913 4209 SH SOLE 0 0 0 4209 VANGUARD FINANCIALS ETF ETF 92204A405 631330 4853 SH SOLE 0 0 0 4853 STATE STREET ENERGY SELECT SECTOR SPDR ETF ETF 81369Y506 1477754 24029 SH SOLE 0 0 0 24028 STATE STREET MATERIALS SELECT SECTOR SPDR ETF ETF 81369Y100 1381021 28358 SH SOLE 0 0 0 28357 ISHARES IBOXX $ HIGH YIELD CORPORATE BOND ETF ETF 464288513 4013095 51976 SH SOLE 0 0 0 51976 STATE STREET INDUSTRIAL SELECT SECTOR SPDR ETF ETF 81369Y704 1372964 8222 SH SOLE 0 0 0 8222 PROSHARES S&P 500 DIVIDEND ARISTOCRATS ETF ETF 74348A467 7322649 135354 SH SOLE 0 0 0 135353 ISHARES S&P 500 VALUE ETF ETF 464287408 5614775 24596 SH SOLE 0 0 0 24596 ISHARES CORE S&P 500 ETF ETF 464287200 273408 357 SH SOLE 0 0 0 357 ONEOK INC NEW COM Stock 30609A109 274740 3222 SH SOLE 0 0 0 3222 SCHWAB CORE BOND ETF ETF 808524599 302833 12452 SH SOLE 0 0 0 12452 CHEVRON CORPORATION COM Stock 166764100 8714777 42676 SH SOLE 0 0 0 42675 BANK OF AMER CORP COM Stock 060505104 375317 6895 SH SOLE 0 0 0 6895 WALMART INC COM Stock 931142103 7979392 76784 SH SOLE 0 0 0 76783 INTERNATIONAL BUSINESS MACHS COM Stock 459200101 7378363 33549 SH SOLE 0 0 0 33548 ISHARES MSCI USA VALUE FACTOR ETF ETF 46432F388 1225620 6190 SH SOLE 0 0 0 6190 CATERPILLAR INC COM Stock 149123101 7421112 9153 SH SOLE 0 0 0 9152 ALPHABET INC CAP STK CL C Stock 02079K107 2218282 6510 SH SOLE 0 0 0 6510 APPLIED MATLS INC COM Stock 038222105 330685 647 SH SOLE 0 0 0 646 BANK OF MONTREAL COM Stock 063671101 594239 3553 SH SOLE 0 0 0 3553 ISHARES 7-10 YEAR TREASURY BOND ETF ETF 464287440 349291 3911 SH SOLE 0 0 0 3911 ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 8469896 89591 SH SOLE 0 0 0 89590 INVESCO BUYBACK ACHIEVERS ETF ETF 46137V308 1103578 7713 SH SOLE 0 0 0 7713 RESTAURANT BRANDS INTL INC COM Stock 76131D103 636024 8948 SH SOLE 0 0 0 8948 FIDELITY TOTAL BOND ETF ETF 316188309 20777234 479844 SH SOLE 0 0 0 479843 ISHARES GLOBAL INFRASTRUCTURE ETF ETF 464288372 464101 7539 SH SOLE 0 0 0 7539 STATE STREET SPDR BLOOMBERG HIGH YIELD BOND ETF ETF 78468R622 5457225 58838 SH SOLE 0 0 0 58838 EXXONMOBIL HOLDINGS CORP COM SHS Stock 30233Q108 8442479 51874 SH SOLE 0 0 0 51873 UNITEDHEALTH GROUP INC COM Stock 91324P102 318625 868 SH SOLE 0 0 0 868 LOWES COS INC COM Stock 548661107 6522824 35394 SH SOLE 0 0 0 35394 TFI INTERNATIONAL INC COM Stock 87241L109 560585 4677 SH SOLE 0 0 0 4677 TORONTO DOMINION BK ONT COM NEW Stock 891160509 733152 6238 SH SOLE 0 0 0 6238 AUTOZONE INC COM Stock 053332102 628264 222 SH SOLE 0 0 0 222 VANECK OIL REFINERS ETF ETF 92189F585 709535 11202 SH SOLE 0 0 0 11202 ISHARES MSCI EAFE ETF ETF 464287465 23569997 226875 SH SOLE 0 0 0 226874 APPLE INC COM Stock 037833100 4625491 13890 SH SOLE 0 0 0 13889 ABBOTT LABORATORIES COM Stock 002824100 7674251 77651 SH SOLE 0 0 0 77651 VANGUARD TOTAL WORLD STOCK ETF ETF 922042742 450646 2855 SH SOLE 0 0 0 2854 STATE STREET SPDR BLOOMBERG 1-3 MONTH T-BILL ETF ETF 78468R663 21900883 238988 SH SOLE 0 0 0 238988