X0609 4 2026-09-01 0 0001835856 Better Home & Finance Holding Co BETR 0001297602 Garg Vishal false C/O BETTER HOME & FINANCE HOLDING CO 1 WORLD TRADE, 285 FULTON ST., FL 80, A NEW YORK NY 10007 1 0 1 0 0 Class A Common Stock 2026-09-01 4 A 0 6132 0 A 124392 D Class A Common Stock 2026-09-01 4 F 0 3391 12.23 D 121001 D Class A Common Stock 2026-10-01 4 A 0 2234 0 A 123235 D Class A Common Stock 2026-10-01 4 F 0 1236 11.19 D 121999 D Represents grant of restricted stock units ("RSUs") that vested immediately and were granted pursuant to a compensatory arrangement approved by the Issuer's board of directors on August 3, 2026. For purposes of the Issuer's Rights Agreement, dated as of August 20, 2026 (the "Rights Agreement"), the Reporting Person is deemed to have "beneficially owned" (as defined therein) these securities prior to adoption of the Rights Agreement. /s/ Andrew Holt as attorney-in-fact 2026-10-13